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Current account

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Foreign currency account

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MyCash Overdraft Account

instant and flexible money advance
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Auto-Earning

Maximize daily interest earning in current account
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Techcombank Credit Card

Allow borrowing money against a line of credit
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Techcombank Debit Card

Allow drawing money directly from current account
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Oversea money transfer

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CDM Services

CDM - 24/7 Cash deposit machine
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Branch appointment

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Term deposit

Promotions Tools and utilities

Nhu Y Savings

Live your dream, follow your goal

Flexible principal withdrawal deposit

Actively, flexibly withdraw money in installments and keep the same level interest rate
Promotions Tools and utilities

Bao Loc Certificate of Deposit - Techcombank iCAP

Promotions Tools and utilities
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For development project

Home loan for individual customers

Transferable loans

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Car loan

Promotions Book a Cosultation

MyCash Overdraft Account

Instant money advance, flexible spending

Unsecured personal instalment loan

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Mortgage deposit

Home renovation loan

Loan overdraft mortgage with secured assets

Lending overdraft limit without collateral

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Corporate Bond - iBond arrow_forward
iFund Certificate arrow_forward
Certificate of deposit arrow_forward
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Pre-determined Cashflow - iBond Flow

Flexible investment – iBond Prix

Sustainable accumulation - iBond Prix

Tools and utilities

Techcom Bond Fund (TCBF)

Techcom Top 30 Stock Fund (TCEF)

Tools and utilities Tools and utilities

Bao Loc Certificate of Deposit - Techcombank iCAP

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Global Prime Premium Health Insurance

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Worldwide travel insurance TechCare Travel

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Techcombank Mobile

Personal financial management at your fingertips

Techcombank Online Banking

Convenient banking with web browser

Techcombank Rewards

Loyalty Program - More connection, More value

Book appointment

Techcombank Visa Signature Credit Card

Worthy of Class

Up to 15% discount on Tam Son Premium and Luxury brands

Discount up to 625K VND on orders from 15 million VND when complete installment payment at Lazada

Discount up to 12% when buying tickets to the GAI HOME CONCERT

Open non physical credit card to receive U-Point

And 34 other promotions

Techcombank Visa Signature Credit Card

Worthy of Class

Up to 15% discount on Tam Son Premium and Luxury brands

Discount up to 625K VND on orders from 15 million VND when complete installment payment at Lazada

Discount up to 12% when buying tickets to the GAI HOME CONCERT

Open non physical credit card to receive U-Point

And 34 other promotions

Card benefits

Detailed applicable & exclusive MCCs

Exclusive Offers

Most popular
Commuting
ECommerce
Entertainment
Food & Beverages
Other
Shopping
Supermarket
Travel
Credit card
Debit card
Up to 15% discount on Tam Son Premium and Luxury brands
Credit card, Debit card

Tam Son

Up to 15% discount on Tam Son Premium and Luxury brands

Credit card
Discount up to 625K VND on orders from 15 million VND when complete installment payment at Lazada
Credit card

Lazada

Discount up to 625K VND on orders from 15 million VND when complete installment payment at Lazada

Credit card
Debit card
Discount up to 12% when buying tickets to the GAI HOME CONCERT
Credit card, Debit card

Techcombank

Discount up to 12% when buying tickets to the GAI HOME CONCERT

Credit card
Open non physical credit card to receive U-Point
Credit card

Techcombank

Open non physical credit card to receive U-Point

Credit card
Discount up to 500,000 VND when purchase and successfully convert to installment payments at Hoang Ha Mobile
Credit card

Hoang Ha Mobile

Discount up to 500,000 VND when purchase and successfully convert to installment payments at Hoang Ha Mobile

Credit card
Discount up to 500,000 VND when purchase and successfully convert to installment payments at PNJ
Credit card

PNJ

Discount up to 500,000 VND when purchase and successfully convert to installment payments at PNJ

Credit card
Discount up to 500,000 VND when purchase and successfully convert to installment payments at California Fitness
Credit card

Techcombank

Discount up to 500,000 VND when purchase and successfully convert to installment payments at California Fitness

Credit card
Receive a free CGV combo (including 1 popcorn and 2 soft drinks) when you purchase 2 CGV movie tickets using your Techcombank Visa card.
Credit card

CGV

Receive a free CGV combo (including 1 popcorn and 2 soft drinks) when you purchase 2 CGV movie tickets using your Techcombank Visa card.

Credit card
Debit card
Traveling five continents, no worries for fee with Techcombank cardholders
Credit card, Debit card

Techcombank

Traveling five continents, no worries for fee with Techcombank cardholders

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Credit card
Reward up to 2.5 million U-Point on insurance spending with Techcombank credit card
Credit card

Techcombank

Reward up to 2.5 million U-Point on insurance spending with Techcombank credit card

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Credit card
Debit card
Super Deals at Trip.com for Visa cardholders
Credit card, Debit card

Trip

Super Deals at Trip.com for Visa cardholders

Credit card
Discount up to 500,000 VND when you spend and register for installment payments at FPT Shop
Credit card

FPT Shop

Discount up to 500,000 VND when you spend and register for installment payments at FPT Shop

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Credit card
Accumulate spending, cashback continuously up to 700,000 U-points
Credit card

Techcombank

Accumulate spending, cashback continuously up to 700,000 U-points 

Credit card
Spending growth, receive cashback up to 1 million U-points
Credit card

Techcombank

Spending growth, receive cashback up to 1 million U-points

Credit card
Discounts of up to 700,000 VND when shopping at Dien May Cho Lon supermarket system
Credit card

Điện máy Chợ Lớn

Discounts of up to 700,000 VND when shopping at Dien May Cho Lon supermarket system

Credit card
Debit card
Swipe card, receive cashback up to 1,5 million U-points
Credit card, Debit card

Techcombank

Swipe card, receive cashback up to 1,5 million U-points 

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Credit card
Reward up to 700,000 VND when shopping at CellPhoneS.
Credit card

CellphoneS

Reward up to 700,000 VND when shopping at CellPhoneS.

Credit card
Up to 50% cashback for first-time installment customers.
Credit card

Techcombank

Up to 50% cashback for first-time installment customers.

Credit card
Up to 50% cashback on transactions in the Insurance, Travel, and Education category
Credit card

Techcombank

Up to 50% cashback on transactions in the Insurance, Travel, and Education category

Credit card
Up to 50% cashback for customers making their first and second installment payments
Credit card

Techcombank

Up to 50% cashback for customers making their first and second installment payments

Credit card
Debit card
Enter code TCBJX for unlimited 5% discount when booking air tickets at Starlux Airlines
Credit card, Debit card

Starlux Airlines

Enter code TCBJX for unlimited 5% discount when booking air tickets at Starlux Airlines

Credit card
Debit card
Reward up to 700K when paying through Shopee partners.
Credit card, Debit card

Shopee

Reward up to 700K when paying through Shopee partners.

Debit card
Credit card
Up to VND 1M off golf services with Visa Infinite & Signature
Debit card, Credit card

Visa

Up to VND 1M off golf services with Visa Infinite & Signature

Debit card
Credit card
Discount 13k when spending by Techcombank Visa card at Starbucks
Debit card, Credit card

Starbucks

Discount 13k when spending by Techcombank Visa card at Starbucks

Credit card
Discounts on beauty and shopping in Korea
Credit card

Techcombank

Discounts on beauty and shopping in Korea

Credit card
Debit card
Up to 30,000 VND discount at Grab
Credit card, Debit card

Grab

Up to 30,000 VND discount at Grab

Credit card
0% interest 0% fee for installment payment at Digibox
Credit card

Digibox

0% interest 0% fee for installment payment at Digibox

Credit card
0% interest 0% fee for installment payment at Apollo
Credit card

Apollo

0% interest 0% fee for installment payment at Apollo

Credit card
0% interest 0% fee for installment payment at Lazada
Credit card

Lazada

0% interest 0% fee for installment payment at Lazada

Credit card
0% interest 0% fee for installment payment at CellphoneS
Credit card

CellphoneS

0% interest 0% fee for installment payment at CellphoneS

Credit card
0% interest 0% fee for installment payment at Dien may Cho Lon
Credit card

Điện máy Chợ Lớn

0% interest 0% fee for installment payment at Dien may Cho Lon

Credit card
Debit card
Up to 20% off hotel bookings at Agoda
Credit card, Debit card

Agoda

Up to 20% off hotel bookings at Agoda

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Credit card
Debit card
Up to VND 1,500,000 discount when spending on airline tickets at Trip.com
Credit card, Debit card

Trip

Up to VND 1,500,000 discount when spending on airline tickets at Trip.com

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Debit card
Credit card
Special offers for overseas spending in Japan, Korea, Singapore, Thailand
Debit card, Credit card

Visa

Special offers for overseas spending in Japan, Korea, Singapore, Thailand

Credit card
Debit card
Special offers for overseas spending in Japan, Korea and Singapore
Credit card, Debit card

Visa

Special offers for overseas spending in Japan, Korea and Singapore

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Get a new credit card, enjoy great reward

Enjoy up to 2 million VND cashback when you apply
for a Techcombank credit card and start spending today

Register now

Register now

Card Features

Contactless payment

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remove

Tap the Contactless card to pay quickly and conveniently

3D Secure technology

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remove

Apply the world's leading security technology to verify online transactions

Easy card management on Techcombank Mobile

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remove

Pro-actively lock/ unlock, manage credit limits and other online convenient features

24/7 Support

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remove

Techcombank always accompanies and is ready to meet all your needs throught exclusive priority banking service

Cashback on every transaction

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  • Earn 50 cashback points for each 1,000 VND spent on local and international restaurants transactions
  • Earn100 cashback points for each 1,000 VND spent on selected local and international restaurants transactions 
  • Earn 30 cashback points for each 1,000 VND spent on tourism, hotel categories transactions

*Maximum 3,000,000 cashback points points per month

FEES

 

Priority customer

Techcombank Inspire
customer

Regular customer

ISSUANCE FEE (based on new credit agreement)

Free

Free

Free

ANNUAL FEE (annually, based on the validity period of card)

Free

1,499,000 VND/card

1,499,000 VND/card

FOREIGN TRANSACTION FEE 
(applicable for all transactions not conducted in vnd)

1.1% of transaction amount

1.1% of transaction amount

1.1% of transaction amount

SWITCHING COST FOR INSTALMENT TRANSACTIONS VIA CREDIT CARD (collected from cardholders who registered to switch from normal payment transaction into instalment transaction)

0.6%/ month * transaction value * instalment period (Instalment period from 1 month to maximum of 12 months)
*Instalment transaction value as regulated by Techcombank periodically

See all fee schedules →

Techcombank credit card Fee

Frequently Asked Questions

All frequently asked questions

Frequently Asked Questions

At which ATMs can I use Techcombank Visa cards?

You can use Techcombank Visa cards at all ATM systems in affiliate network with Visa. Please be aware that withdrawing your cash via Visa cards will be charged according to the fees of each bank in affiliate network

How can I increase the credit limit of online payment via credit cards ?

You can totally change the credit limit of online payment via Techcombank Mobile

  • Step 1: Login Techcombank Mobile app 
  • Step 2: Select "Card and Account", choose a card you want to change the credit limit
  • Step 3: Select "Card Management - Transaction limit
  • Step 4: Select transaction limits you want
  • Caution: To adjust transaction limits over 600 million VND/day, please visit nearest Techcombank branches for assistance

Note: to adjust the card transaction limit to more than 600 million VND/day, please go to the nearest Techcombank branch/transaction office for support.

What I need to do to open a Techcombank credit card?

In case that you are an existing customer of Techcombank, you can open a Techcombank credit card with pre-approved limit 100% online via Techcombank Online.

Or you can visit nearest Techcombank branches for assistance. Find a nearest branch here

View more
All frequently asked questions

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