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Current account

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Foreign currency account

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MyCash Overdraft Account

instant and flexible money advance
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Auto-Earning

Maximize daily interest earning in current account
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Techcombank Credit Card

Allow borrowing money against a line of credit
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Techcombank Debit Card

Allow drawing money directly from current account
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Oversea money transfer

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CDM Services

CDM - 24/7 Cash deposit machine
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Term deposit

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Nhu Y Savings

Live your dream, follow your goal

Flexible principal withdrawal deposit

Actively, flexibly withdraw money in installments and keep the same level interest rate
Promotions Tools and utilities

Bao Loc Certificate of Deposit - Techcombank iCAP

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For development project

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Transferable loans

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MyCash Overdraft Account

Instant money advance, flexible spending

Unsecured personal instalment loan

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Mortgage deposit

Home renovation loan

Loan overdraft mortgage with secured assets

Lending overdraft limit without collateral

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Pre-determined Cashflow - iBond Flow

Flexible investment – iBond Prix

Sustainable accumulation - iBond Prix

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Techcom Bond Fund (TCBF)

Techcom Top 30 Stock Fund (TCEF)

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Bao Loc Certificate of Deposit - Techcombank iCAP

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Global Prime Premium Health Insurance

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Techcombank Mobile

Personal financial management at your fingertips

Techcombank Online Banking

Convenient banking with web browser

Techcombank Rewards

Loyalty Program - More connection, More value

Book appointment

Techcombank Visa Signature Credit Card

Worthy of Class

0% interest installment plan, free installment conversion fee for Techcombank credit card holders at FUJI LUXURY

0% interest installment plan, free installment conversion fee for Techcombank credit card holders at GALLE WATCH

Earn 1,000,000 U-Points when you spend and convert them into installment payments at Vinschool

Exclusive offer for Private & Priority customers: Save up to 5 million VND when shopping at DAFC brands

And 36 other promotions

Techcombank Visa Signature Credit Card

Worthy of Class

0% interest installment plan, free installment conversion fee for Techcombank credit card holders at FUJI LUXURY

0% interest installment plan, free installment conversion fee for Techcombank credit card holders at GALLE WATCH

Earn 1,000,000 U-Points when you spend and convert them into installment payments at Vinschool

Exclusive offer for Private & Priority customers: Save up to 5 million VND when shopping at DAFC brands

And 36 other promotions

Card benefits

Detailed applicable & exclusive MCCs

Exclusive Offers

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Commuting
ECommerce
Entertainment
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Other
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Travel
Credit card
0% interest installment plan, free installment conversion fee for Techcombank credit card holders at FUJI LUXURY
Credit card

Techcombank

0% interest installment plan, free installment conversion fee for Techcombank credit card holders at FUJI LUXURY

Credit card
0% interest installment plan, free installment conversion fee for Techcombank credit card holders at GALLE WATCH
Credit card

Techcombank

0% interest installment plan, free installment conversion fee for Techcombank credit card holders at GALLE WATCH

Credit card
Earn 1,000,000 U-Points when you spend and convert them into installment payments at Vinschool
Credit card

Vinschool

Earn 1,000,000 U-Points when you spend and convert them into installment payments at Vinschool

Credit card
Exclusive offer for Private & Priority customers: Save up to 5 million VND when shopping at DAFC brands
Credit card

DAFC

Exclusive offer for Private & Priority customers: Save up to 5 million VND when shopping at DAFC brands

Credit card
Debit card
Discount up to 50% off, maximum 2 million VND, when paying with Visa Signature or Visa Infinite cards at restaurants such as The Albion, Basilico, and VINCI Cucina Vino
Credit card, Debit card

Techcombank

Discount up to 50% off, maximum 2 million VND, when paying with Visa Signature or Visa Infinite cards at restaurants such as The Albion, Basilico, and VINCI Cucina Vino

Credit card
Debit card
Save up to 1 million VND with your Techcombank card on shopping and dining in Singapore
Credit card, Debit card

Techcombank

Save up to 1 million VND with your Techcombank card on shopping and dining in Singapore

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Credit card
Reward up to 700,000 VND when shopping at CellPhoneS
Credit card

CellphoneS

Reward up to 700,000 VND when shopping at CellPhoneS

Credit card
Reward 500K discount on orders from 15 million VND when spending and paying in installments at Viettel Store.
Credit card

Techcombank

Reward 500K discount on orders from 15 million VND when spending and paying in installments at Viettel Store.

Credit card
Reward up to 700K when paying in installments through Shopee partners
Credit card

Shopee

Reward up to 700K when paying in installments through Shopee partners

Credit card
500K bonus for applications from 15 million when spending and converting installments at Lazada
Credit card

Lazada

500K bonus for applications from 15 million when spending and converting installments at Lazada

Credit card
0% interest installment plan, free installment conversion fee for Techcombank credit card holders at SHOPDUNK
Credit card

Shopdunk

0% interest installment plan, free installment conversion fee for Techcombank credit card holders at SHOPDUNK

Credit card
Debit card
Enjoy discounts of up to 30% when shopping, beauty treatments, entertainment, and dining in South Korea
Credit card, Debit card

Techcombank

Enjoy discounts of up to 30% when shopping, beauty treatments, entertainment, and dining in South Korea

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Credit card
Debit card
Discount up to 15% with your techcombank card on shopping and dining in Japan
Credit card, Debit card

Techcombank

Discount up to 15% with your techcombank card on shopping and dining in Japan

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Credit card
Debit card
Discount up to 30% with your Techcombank card on shopping and dining in China, Taiwan, and Hongkong
Credit card, Debit card

Techcombank

Discount up to 30% with your Techcombank card on shopping and dining in China, Taiwan, and Hongkong

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Credit card
Debit card
Discount up to 30% in Thailand for Transportation, dining, shopping when using Techcombank Visa Card
Credit card, Debit card

Techcombank

Discount up to 30% in Thailand for Transportation, dining, shopping when using Techcombank Visa Card

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Credit card
Discount up to 2 million VND when shopping at DAFC
Credit card

DAFC

Discount up to 2 million VND when shopping at DAFC

Credit card
Earn up to 1.2 million U-points when customers spend in the advertising sector
Credit card

Techcombank

Earn up to 1.2 million U-points when customers spend in the advertising sector

Debit card
Credit card
Dine and Save with Visa
Debit card, Credit card

Visa

Dine and Save with Visa

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Credit card
Debit card
Discount 15% when buying airline tickets at China Airlines
Credit card, Debit card

China Airlines

Discount 15% when buying airline tickets at China Airlines

Credit card
Reward up to 1,500,000 U-Points when paying in installments in specific areas
Credit card

Techcombank

Reward up to 1,500,000 U-Points when paying in installments in specific areas

Credit card
Reward up to 1,500,000 U-Points when participate in installment payments for the first time
Credit card

Techcombank

Reward up to 1,500,000 U-Points when participate in installment payments for the first time

Credit card
Receive a free CGV combo (including 1 popcorn and 2 soft drinks) when you purchase 2 CGV movie tickets using your Techcombank Visa card.
Credit card

CGV

Receive a free CGV combo (including 1 popcorn and 2 soft drinks) when you purchase 2 CGV movie tickets using your Techcombank Visa card.

Debit card
Credit card
Discount 13k when spending by Techcombank Visa card at Starbucks
Debit card, Credit card

Starbucks

Discount 13k when spending by Techcombank Visa card at Starbucks

Credit card
Open Credit card to receive U-point
Credit card

Techcombank

Open Credit card to receive U-point

Credit card
0% interest installment and free installment conversion when registering at Nguyen Mai Chau Clinic
Credit card

0% interest installment and free installment conversion when registering at Nguyen Mai Chau Clinic

Credit card
Debit card
Up to 15% discount on Tam Son Premium and Luxury brands
Credit card, Debit card

Tam Son

Up to 15% discount on Tam Son Premium and Luxury brands

Credit card
Open non physical credit card to receive U-Point
Credit card

Techcombank

Open non physical credit card to receive U-Point

Credit card
Debit card
Super Deals at Trip.com for Visa cardholders
Credit card, Debit card

Trip

Super Deals at Trip.com for Visa cardholders

Credit card
Debit card
Enter code TCBJX for unlimited 5% discount when booking air tickets at Starlux Airlines
Credit card, Debit card

Starlux Airlines

Enter code TCBJX for unlimited 5% discount when booking air tickets at Starlux Airlines

Debit card
Credit card
Up to VND 1M off golf services with Visa Infinite & Signature
Debit card, Credit card

Visa

Up to VND 1M off golf services with Visa Infinite & Signature

Credit card
0% interest 0% fee for installment payment at Digibox
Credit card

Digibox

0% interest 0% fee for installment payment at Digibox

Credit card
0% interest 0% fee for installment payment at Apollo
Credit card

Apollo

0% interest 0% fee for installment payment at Apollo

Credit card
0% interest 0% fee for installment payment at Lazada
Credit card

Lazada

0% interest 0% fee for installment payment at Lazada

Credit card
0% interest 0% fee for installment payment at CellphoneS
Credit card

CellphoneS

0% interest 0% fee for installment payment at CellphoneS

Credit card
0% interest 0% fee for installment payment at Dien may Cho Lon
Credit card

Điện máy Chợ Lớn

0% interest 0% fee for installment payment at Dien may Cho Lon

Credit card
Debit card
Up to 20% off hotel bookings at Agoda
Credit card, Debit card

Agoda

Up to 20% off hotel bookings at Agoda

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Credit card
Debit card
Up to VND 1,500,000 discount when spending on airline tickets at Trip.com
Credit card, Debit card

Trip

Up to VND 1,500,000 discount when spending on airline tickets at Trip.com

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Get a new credit card, enjoy great reward

Enjoy up to 2 million VND cashback when you apply
for a Techcombank credit card and start spending today

Register now

Register now

Card Features

Contactless payment

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remove

Tap the Contactless card to pay quickly and conveniently

3D Secure technology

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remove

Apply the world's leading security technology to verify online transactions

Easy card management on Techcombank Mobile

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remove

Pro-actively lock/ unlock, manage credit limits and other online convenient features

24/7 Support

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remove

Techcombank always accompanies and is ready to meet all your needs throught exclusive priority banking service

Cashback on every transaction

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  • Earn 50 cashback points for each 1,000 VND spent on local and international restaurants transactions
  • Earn100 cashback points for each 1,000 VND spent on selected local and international restaurants transactions 
  • Earn 30 cashback points for each 1,000 VND spent on tourism, hotel categories transactions

*Maximum 3,000,000 cashback points points per month

FEES

 

Priority customer

Techcombank Inspire
customer

Regular customer

ISSUANCE FEE (based on new credit agreement)

Free

Free

Free

ANNUAL FEE (annually, based on the validity period of card)

Free

1,499,000 VND/card

1,499,000 VND/card

FOREIGN TRANSACTION FEE 
(applicable for all transactions not conducted in vnd)

1.1% of transaction amount

1.1% of transaction amount

1.1% of transaction amount

SWITCHING COST FOR INSTALMENT TRANSACTIONS VIA CREDIT CARD (collected from cardholders who registered to switch from normal payment transaction into instalment transaction)

0.6%/ month * transaction value * instalment period (Instalment period from 1 month to maximum of 12 months)
*Instalment transaction value as regulated by Techcombank periodically

See all fee schedules →

Techcombank credit card Fee

Frequently Asked Questions

All frequently asked questions

Frequently Asked Questions

At which ATMs can I use Techcombank Visa cards?

You can use Techcombank Visa cards at all ATM systems in affiliate network with Visa. Please be aware that withdrawing your cash via Visa cards will be charged according to the fees of each bank in affiliate network

How can I increase the credit limit of online payment via credit cards ?

You can totally change the credit limit of online payment via Techcombank Mobile

  • Step 1: Login Techcombank Mobile app 
  • Step 2: Select "Card and Account", choose a card you want to change the credit limit
  • Step 3: Select "Card Management - Transaction limit
  • Step 4: Select transaction limits you want
  • Caution: To adjust transaction limits over 600 million VND/day, please visit nearest Techcombank branches for assistance

Note: to adjust the card transaction limit to more than 600 million VND/day, please go to the nearest Techcombank branch/transaction office for support.

What I need to do to open a Techcombank credit card?

In case that you are an existing customer of Techcombank, you can open a Techcombank credit card with pre-approved limit 100% online via Techcombank Online.

Or you can visit nearest Techcombank branches for assistance. Find a nearest branch here

View more
All frequently asked questions

Do you have any questions?
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