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Accounts arrow_forward
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Current account

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Foreign currency account

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MyCash Overdraft Account

instant and flexible money advance
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Auto-Earning

Maximize daily interest earning in current account
alt-text Promotions
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Techcombank Credit Card

Allow borrowing money against a line of credit
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Techcombank Debit Card

Allow drawing money directly from current account
altText Promotions Find a card for me
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Oversea money transfer

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CDM Services

CDM - 24/7 Cash deposit machine
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Branch appointment

altText Tools and utilities
Term deposit arrow_forward
Flexible deposit arrow_forward
Certificate of deposit arrow_forward

Term deposit

Promotions Tools and utilities

Nhu Y Savings

Live your dream, follow your goal

Flexible principal withdrawal deposit

Actively, flexibly withdraw money in installments and keep the same level interest rate
Promotions Tools and utilities

Bao Loc Certificate of Deposit - Techcombank iCAP

Promotions Tools and utilities
Home loan arrow_forward
Car loan arrow_forward
Consumer loan arrow_forward

For development project

Home loan for individual customers

Transferable loans

Promotions Book a Consultation

Car loan

Promotions Book a Cosultation

MyCash Overdraft Account

Instant money advance, flexible spending

Unsecured personal instalment loan

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Mortgage deposit

Home renovation loan

Loan overdraft mortgage with secured assets

Lending overdraft limit without collateral

alt-promotion Promotions Book a Consultation
Corporate Bond - iBond arrow_forward
iFund Certificate arrow_forward
Certificate of deposit arrow_forward
Research arrow_forward

Pre-determined Cashflow - iBond Flow

Flexible investment – iBond Prix

Sustainable accumulation - iBond Prix

Tools and utilities

Techcom Bond Fund (TCBF)

Techcom Top 30 Stock Fund (TCEF)

Tools and utilities Tools and utilities

Bao Loc Certificate of Deposit - Techcombank iCAP

Promotions Tools and utilities
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Other insurance arrow_forward

Global Prime Premium Health Insurance

Promotions Book a consultation

Home insurance

Car insurance

Worldwide travel insurance TechCare Travel

Promotions Book a consultation
Digital Banking arrow_forward
Other Services arrow_forward

Techcombank Mobile

Personal financial management at your fingertips

Techcombank Online Banking

Convenient banking with web browser

Techcombank Rewards

Loyalty Program - More connection, More value

Book appointment

Techcombank Visa Signature Credit Card

Worthy of Class

Up to 30,000 VND discount at Grab

Up to 50,000 VND discount at Apple Pay

Get tickets to attend “Y-CONCERT” when registering for credit card installment payment through Techcombank Virtual Advisory Center (VAC)

Enjoy luxury brands sale up to 90% discount at Tam Son Annual Sale

And 46 other promotions

Techcombank Visa Signature Credit Card

Worthy of Class

Up to 30,000 VND discount at Grab

Up to 50,000 VND discount at Apple Pay

Get tickets to attend “Y-CONCERT” when registering for credit card installment payment through Techcombank Virtual Advisory Center (VAC)

Enjoy luxury brands sale up to 90% discount at Tam Son Annual Sale

And 46 other promotions

Card benefits

Detailed applicable & exclusive MCCs

Exclusive Offers

Most popular
Commuting
ECommerce
Entertainment
Food & Beverages
Household
Other
Shopping
Supermarket
Travel
Credit card
Debit card
Up to 30,000 VND discount at Grab
Credit card, Debit card

Grab

Up to 30,000 VND discount at Grab

Credit card
Debit card
Up to 50,000 VND discount at Apple Pay
Credit card, Debit card

BE

Up to 50,000 VND discount at Apple Pay

Credit card
Get tickets to attend “Y-CONCERT” when registering for credit card installment payment through Techcombank Virtual Advisory Center (VAC)
Credit card

Techcombank

Get tickets to attend “Y-CONCERT” when registering for credit card installment payment through Techcombank Virtual Advisory Center (VAC)

Credit card
Debit card
Enjoy luxury brands sale up to 90% discount at Tam Son Annual Sale
Credit card, Debit card

Tam Son

 

Enjoy luxury brands sale up to 90% discount at Tam Son Annual Sale

Credit card
Debit card
Swipe your card now and get a refund immediately
Credit card, Debit card

Techcombank

Swipe your card now and get a refund immediately

 

Credit card
Debit card
Get up to 10% off when shopping at DAFC
Credit card, Debit card

DAFC

Get up to 10% off when shopping at DAFC

Credit card
0% interest 0% fee for installment payment at Digibox
Credit card

Digibox

0% interest 0% fee for installment payment at Digibox

Credit card
Engagement for Inspire customers
Credit card

Techcombank

Engagement for Inspire customers

Credit card
0% interest 0% fee for installment payment at Apollo
Credit card

Apollo

0% interest 0% fee for installment payment at Apollo

Credit card
0% interest 0% fee for installment payment at Lazada
Credit card

Lazada

0% interest 0% fee for installment payment at Lazada

Credit card
0% interest 0% fee for installment payment at CellphoneS
Credit card

CellphoneS

0% interest 0% fee for installment payment at CellphoneS

Credit card
0% interest 0% fee for installment payment at Shopee
Credit card

Shopee

0% interest 0% fee for installment payment at Shopee

Credit card
0% interest 0% fee for installment payment at Dien may Cho Lon
Credit card

Điện máy Chợ Lớn

0% interest 0% fee for installment payment at Dien may Cho Lon

Credit card
Refund up to 2 million U-point when paying Vinschool tuition
Credit card

Vinschool

Refund up to 2 million U-point when paying Vinschool tuition

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Credit card
Promotional program for Techcombank credit cardholders when spending and converting to installment payments at FPT Shop
Credit card

FPT Shop

Promotional program for Techcombank credit cardholders when spending and converting to installment payments at FPT Shop

Credit card
Program Activate Card, Giveaway voucher
Credit card

Visa, Mastercard

Program Activate Card, Giveaway voucher

Credit card
Debit card
Up to 20% off hotel bookings at Agoda
Credit card, Debit card

Agoda

Up to 20% off hotel bookings at Agoda

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Credit card
Debit card
Promotional program for Techcombank cardholders when paying at Shopee
Credit card, Debit card

Shopee

Promotional program for Techcombank cardholders when paying at Shopee

Credit card
Promotional program for Techcombank credit cardholders when paying in installments at Shopee
Credit card

Shopee

Promotional program for Techcombank credit cardholders when paying in installments at Shopee

Credit card
Discount 250,000 VND when booking flight tickets at Traveloka
Credit card

Traveloka

Discount 250,000 VND when booking flight tickets at Traveloka

Credit card
Promotional program for Techcombank credit cardholders when spending and converting to installment payments at CellphoneS chain stores
Credit card

CellphoneS

Promotional program for Techcombank credit cardholders when spending and converting to installment payments at CellphoneS chain stores

Credit card
Up to 3.5 million U-point when spending by credit card in the Insurance field
Credit card

Techcombank

Up to 3.5 million U-point when spending by credit card in the Insurance field

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Credit card
Promotional program for Techcombank credit cardholders when spending and converting to installment payments through Payoo card acceptance devices
Credit card

Payoo

Promotional program for Techcombank credit cardholders when spending and converting to installment payments through Payoo card acceptance devices

Credit card
Debit card
Up to VND 1,500,000 discount when spending on airline tickets at Trip.com
Credit card, Debit card

Trip

Up to VND 1,500,000 discount when spending on airline tickets at Trip.com

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Credit card
Promotional cash gift for customers who register to convert to installment payment from 15 million VND
Credit card

Techcombank

Promotional cash gift for customers who register to convert to installment payment from 15 million VND

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Credit card
Up to 2 million cashback when spending by credit card in the Advertising field
Credit card

Techcombank

Up to 2 million cashback when spending by credit card in the Advertising field

Credit card
Open credit card to receive U-points
Credit card

Visa

Open credit card to receive U-points

Credit card
Debit card
Up to 100% refund of foreign transaction fees when spending abroad
Credit card, Debit card

Techcombank

Up to 100% refund of foreign transaction fees when spending abroad

Credit card
Debit card
Up to 10% discount on Tam Son Premium and Luxury brands
Credit card, Debit card

Tam Son

Up to 10% discount on Tam Son Premium and Luxury brands

Credit card
Debit card
More spending, more rewarding
Credit card, Debit card

Techcombank

More spending, more rewarding

Credit card
Debit card
1 million discount when buying iPhone 17 at CellphoneS
Credit card, Debit card

CellphoneS

1 million discount when buying iPhone 17 at CellphoneS

Credit card
Debit card
Discount up to 2 million when buying iPhone 17 at FPT
Credit card, Debit card

FPT Shop

Discount up to 2 million when buying iPhone 17 at FPT

Credit card
Debit card
Discount up to 2 million when buying iPhone 17 at Shopee
Credit card, Debit card

Shopee

Discount up to 2 million when buying iPhone 17 at Shopee

Credit card
Debit card
More transactions, More rewards
Credit card, Debit card

Techcombank

More transactions, More rewards

Credit card
Increase spending - Get super cashback
Credit card

Techcombank

Increase spending - Get super cashback

Credit card
Accumulate spending - Continuous cashback with Techcombank credit card
Credit card

Techcombank

Accumulate spending - Continuous cashback with Techcombank credit card

Credit card
Debit card
Turn on spending mode, get big prize
Credit card, Debit card

Techcombank

Turn on spending mode, get big prize

Credit card
Travel deals with Visa Mastercard
Credit card

Visa, Mastercard

Travel deals with Visa Mastercard

Debit card
Credit card
13K discount when buying Venti size drinks with Techcombank Visa card by Xpays
Debit card, Credit card

Starbucks

13K discount when buying Venti size drinks with Techcombank Visa card by Xpays

Credit card
Debit card
Turn on your spending mode - unlock magical rewards
Credit card, Debit card

Techcombank

Turn on your spending mode - unlock magical rewards

Credit card
Debit card
Discount up to 2 million when buying iPhone 17 series with Techcombank card
Credit card, Debit card

CellphoneS, Lazada, Shopee, Minh Tuan Mobile, Hoang Ha Mobile

Discount up to 2 million when buying iPhone 17 series with Techcombank card

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Credit card
Receive up to 700,000VND cashback when spending and registering for installment payment via Vinfast website
Credit card

Vinfast

Receive up to 700,000VND cashback when spending and registering for installment payment via Vinfast website

Debit card
Credit card
Enjoy Visa card privileges up to 50% at luxury restaurants
Debit card, Credit card

Visa

Enjoy Visa card privileges up to 50% at luxury restaurants

Debit card
Credit card
Special offers for overseas spending in Japan, Korea, Singapore, Thailand
Debit card, Credit card

Visa

Special offers for overseas spending in Japan, Korea, Singapore, Thailand

Credit card
Debit card
Special offers for overseas spending in Japan, Korea and Singapore
Credit card, Debit card

Visa

Special offers for overseas spending in Japan, Korea and Singapore

Credit card
Receive 400,000 VND when spending credit card
Credit card

Techcombank

Receive 400,000 VND when spending credit card

Credit card
Debit card
Enjoy 50% Off Pharmacity Subscription – Exclusive for Inspire Customers!
Credit card, Debit card

Pharmacity

Enjoy 50% Off Pharmacity Subscription – Exclusive for Inspire Customers!

 

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Get a new credit card, enjoy great reward

Enjoy up to 2 million VND cashback when you apply
for a Techcombank credit card and start spending today

Register now

Register now

Card Features

Contactless payment

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remove

Tap the Contactless card to pay quickly and conveniently

3D Secure technology

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remove

Apply the world's leading security technology to verify online transactions

Easy card management on Techcombank Mobile

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remove

Pro-actively lock/ unlock, manage credit limits and other online convenient features

24/7 Support

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remove

Techcombank always accompanies and is ready to meet all your needs throught exclusive priority banking service

Cashback on every transaction

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remove
  • Earn 50 cashback points for each 1,000 VND spent on local and international restaurants transactions
  • Earn100 cashback points for each 1,000 VND spent on selected local and international restaurants transactions 
  • Earn 30 cashback points for each 1,000 VND spent on tourism, hotel categories transactions

*Maximum 3,000,000 cashback points points per month

FEES

 

Priority customer

Techcombank Inspire
customer

Regular customer

ISSUANCE FEE (based on new credit agreement)

Free

Free

Free

ANNUAL FEE (annually, based on the validity period of card)

Free

1,499,000 VND/card

1,499,000 VND/card

FOREIGN TRANSACTION FEE 
(applicable for all transactions not conducted in vnd)

1.1% of transaction amount

1.1% of transaction amount

1.1% of transaction amount

SWITCHING COST FOR INSTALMENT TRANSACTIONS VIA CREDIT CARD (collected from cardholders who registered to switch from normal payment transaction into instalment transaction)

0.6%/ month * transaction value * instalment period (Instalment period from 1 month to maximum of 12 months)
*Instalment transaction value as regulated by Techcombank periodically

See all fee schedules →

Techcombank credit card Fee

Frequently Asked Questions

All frequently asked questions

Frequently Asked Questions

At which ATMs can I use Techcombank Visa cards?

You can use Techcombank Visa cards at all ATM systems in affiliate network with Visa. Please be aware that withdrawing your cash via Visa cards will be charged according to the fees of each bank in affiliate network

How can I increase the credit limit of online payment via credit cards ?

You can totally change the credit limit of online payment via Techcombank Mobile

  • Step 1: Login Techcombank Mobile app 
  • Step 2: Select "Card and Account", choose a card you want to change the credit limit
  • Step 3: Select "Card Management - Transaction limit
  • Step 4: Select transaction limits you want
  • Caution: To adjust transaction limits over 600 million VND/day, please visit nearest Techcombank branches for assistance

Note: to adjust the card transaction limit to more than 600 million VND/day, please go to the nearest Techcombank branch/transaction office for support.

What I need to do to open a Techcombank credit card?

In case that you are an existing customer of Techcombank, you can open a Techcombank credit card with pre-approved limit 100% online via Techcombank Online.

Or you can visit nearest Techcombank branches for assistance. Find a nearest branch here

View more
All frequently asked questions

Do you have any questions?
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