Auto insurance – Peace of mind, every mile

Peace of mind on the road with comprehensive Car insurance solution from Techcom Insurance

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Outstanding advantages

Attractive premium only from VND 2 mil/year

Free roadside assistance service nationwide for policies with the premium from VND 8 mil (excluded VAT)

Easy and transparent online settlement of claims

Special coverage for electric cars: protection for independent battery loss

Benefit overview

Products

Coverages

Car insurance

- Unexpected accidents: Crash, collision, explosion, fire, conflagration, explosion, impact by other objects;

- The car was stolen or robbed;

- Risks due to natural disasters: Storms, floods, lightning, earthquakes, tsunamis...

- Inspection costs, necessary and reasonable costs to prevent and limit losses.

Third-party Civil Liability Insurance

Damage to health, life and property to third parties caused by the car. Techcom insurance will pay compensation to the vehicle owner according to actual and lawful damage to assets and pay fixed compensation for human damages. 

Maximum compensation of compulsory civil liability insurance (*):

- To human damage: VND 150 mil/person/occurrence

- To asset damage: VND 150 mil/occurrence

(*) Do not exceed VND 4 bil in case customer participates in the voluntary civil liability insurance.

Accident insurance for driver, assistant and passengers

- Damage to the health and life of the driver, assistant and passengers in case of an accident.

- In case the actual number of people on the vehicle (excluding children under 7 years old) is greater than the number of  the insured persons specified on the Insurance policy, the compensation will be reduced according to the ratio between the number of insured persons and the actual number on the vehicle.

- Children under 7 years old are entitled to full Insurance benefits

Frequently Asked Questions

Do I have to pay any deductible?

The minimum mandatory deductible for Vehicle Physical Insurance is 500,000 VND/damage, which means you will pay a minimum of 500,000 VND yourself for each loss and the insurance will pay the remaining.

The deductible is specifically agreed on each insurance contract.

How much Sum insured should I require for my Car Insurance policy?

You should required the sum insured according to the market value of the vehicle to ensure the vehicle receives the highest compensation according to the value of the loss.

Are the batteries of electric cars insured in Car insurance policy?

Car insurance policy allows Customers to choose the option to participate in Sum Insured including or excluding Batteries, accordingly the protection benefits are equivalent to the Customer's choice.

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Are you in need of some guidance?
Please visit your nearest branch.