22 April 2026
This livestream event is a quarterly virtual meeting designed for analysts and institutional investors, where Techcombank announces its remarkable business performance results. Techcombank’s executive team will deliver a comprehensive presentation on financial results, outlook, strategy and business updates. The event also includes Q&A section in which speakers will answer audiences’ questions in details.
1Q26 Techcombank Results: Strong outcomes amid a challenging market environment
“Techcombank's performance was resilient in 1Q26 as we navigated an increasingly volatile macroeconomic environment. PBT reached VND 8.9 trillion, up 22.6% YoY, while TOI rose to VND 13.7 trillion, an increase of 17.8% YoY, reflecting continued momentum across our core banking and ecosystem businesses. Our disciplined approach to risk management ensured we maintained strong capital adequacy and our asset quality remained stable.
At the same time, diversifying funding sources remained a key strategic priority as we sought to enhance liquidity resilience, and support long-term sustainable growth. In line with this focus, Techcombank signed a €200 million financing agreement with the European Investment Bank to expand funding for green projects, positioning us as a leader in sustainable finance and reinforcing our commitment to Vietnam's sustainable development.
Amid heightened global economic uncertainty, Techcombank is well-positioned to adapt to the changing environment and deliver our new five-year strategy. Our focus remains on strengthening synergies within our ecosystem, accelerating our transformation into an AI-powered organization, and being a strong partner to Vietnam’s sustainable economic development.”
- Jens Lottner – Techcombank CEO
Techcombank would like to share with investors key regulatory changes with regards to investment in shares of credit institutions in Vietnam under the new Law on Credit Institutions (CIs), which shall take effect from 1st July 2024.
| Category | Rating |
|---|---|
| Issuer Rating | Ba3 |
| LT Deposit rating | Ba3 |
| Baseline Credit Assessment | Ba3 |
| Counterparty Risk Rating | Ba2 |
| Outlook | Positive |
| Category | Rating |
|---|---|
| Stand-alone Credit Profile | aa- |
| External Support | +0 |
| Issuer Credit Rating | AA- |
| Outlook | Stable |
| Category | Rating |
|---|---|
| Issuer Rating | Ba3 |
| LT Deposit rating | Ba3 |
| Baseline Credit Assessment | Ba3 |
| Counterparty Risk Rating | Ba2 |
| Outlook | Stable |
| Category | Rating |
|---|---|
| Issuer Credit Rating | BB-/Stable/B |
| Stand-alone Credit Profile | bb- |
| Outlook | Stable |
| Category | Rating |
|---|---|
| Stand-alone Credit Profile | a+ |
| External Support | +0 |
| Issuer Credit Rating | A+ |
| Outlook | Stable |
| Category | Rating |
|---|---|
| Issuer Credit Rating | BB-/Stable/B |
| Stand-alone Credit Profile | bb- |
| Outlook | Stable |
| Category | Rating |
|---|---|
| Issuer Credit Rating | BB/Stable/B |
| Stand-alone Credit Profile | bb |
| Outlook | Stable |
| Category | Rating |
|---|---|
| Long-Term Issuer Default Rating | BB-/Positive |
| Viability Rating | bb- |
| Outlook | Positive |
09 AUG 2024
[Hanoi, 9 August 2024] FiinRatings has upgraded the Long-Term Issuer Credit Rating on Vietnam Technological and Commercial Joint Stock Bank (“Techcombank” or “the Bank”) to ‘AA-’ from ‘A+’, while maintaining the Bank’s ‘stable’ rating outlook. Vietnamese banking sector rating stands at “a-”.
03 NOV 2023
First-time Long-term Issuer Rating by FiinRatings
Techcombank Tower – No.6 Quang Trung St., Cua Nam Ward, Hanoi, Vietnam
+84 (24) 3944 6368
+84 (24) 3944 6395
ir@techcombank.com.vn
