22 October 2025
This livestream event is a quarterly virtual meeting designed for analysts and institutional investors, where Techcombank announces its remarkable business performance results. Techcombank’s executive team will deliver a comprehensive presentation on financial results, outlook, strategy and business updates. The event also includes Q&A section in which speakers will answer audiences’ questions in details.
9M25 Techcombank Results: Record profit and relentless business momentum
“Techcombank’s 3Q25 PBT reached VND 8.3 trillion, marking the highest quarterly performance in our history and bringing our 9-month PBT to VND 23.4 trillion, up 2.4% YoY. The strength of our performance was driven by robust consumer credit demand and underpinned by our customer-centric strategy and the momentum of Vietnam’s economy.
The oversubscribed IPO of Techcom Securities (HOSE: TCX) was a historic milestone for Techcombank and Vietnam’s capital markets. It demonstrates the strength of investor confidence in our financial ecosystem and its ability to unlock new growth avenues, while advancing the depth and sophistication of the market.
Our ecosystem was further strengthened with the official launch of Techcom Life in September, paving the way for new life and health insurance products that meet the protection needs of customers.
The success of our transformation strategy and our position as the leading financial ecosystem in Vietnam was recognized by The Asian Banker, which named Techcombank the Best Managed Bank in Vietnam between 2022 and 2025.”
- Jens Lottner – Techcombank CEO
Techcombank would like to share with investors key regulatory changes with regards to investment in shares of credit institutions in Vietnam under the new Law on Credit Institutions (CIs), which shall take effect from 1st July 2024.
| Category | Rating |
|---|---|
| Stand-alone Credit Profile | aa- |
| External Support | +0 |
| Issuer Credit Rating | AA- |
| Outlook | Stable |
| Category | Rating |
|---|---|
| Issuer Rating | Ba3 |
| LT Deposit rating | Ba3 |
| Baseline Credit Assessment | Ba3 |
| Counterparty Risk Rating | Ba2 |
| Outlook | Stable |
| Category | Rating |
|---|---|
| Issuer Credit Rating | BB-/Stable/B |
| Stand-alone Credit Profile | bb- |
| Outlook | Stable |
| Category | Rating |
|---|---|
| Stand-alone Credit Profile | a+ |
| External Support | +0 |
| Issuer Credit Rating | A+ |
| Outlook | Stable |
| Category | Rating |
|---|---|
| Issuer Credit Rating | BB-/Stable/B |
| Stand-alone Credit Profile | bb- |
| Outlook | Stable |
09 AUG 2024
[Hanoi, 9 August 2024] FiinRatings has upgraded the Long-Term Issuer Credit Rating on Vietnam Technological and Commercial Joint Stock Bank (“Techcombank” or “the Bank”) to ‘AA-’ from ‘A+’, while maintaining the Bank’s ‘stable’ rating outlook. Vietnamese banking sector rating stands at “a-”.
03 NOV 2023
First-time Long-term Issuer Rating by FiinRatings
Techcombank Tower – No.6 Quang Trung St., Cua Nam Ward, Hanoi, Vietnam
+84 (24) 3944 6368
+84 (24) 3944 6395
ir@techcombank.com.vn
