21 January 2026
This livestream event is a quarterly virtual meeting designed for analysts and institutional investors, where Techcombank announces its remarkable business performance results. Techcombank’s executive team will deliver a comprehensive presentation on financial results, outlook, strategy and business updates. The event also includes Q&A section in which speakers will answer audiences’ questions in details.
FY25 Techcombank Results: Stellar performance built on strong foundation
“Techcombank ended 2025 with strong momentum, achieving record quarterly profitability in 4Q25. Performance was driven by accelerating net interest income, a sharp rebound in fee income, coupled to disciplined cost management. For the full year 2025, the Bank recorded PBT of VND 32.5 trillion, up 18.2% YoY and exceeding full year guidance. This stellar performance, achieved amid ongoing global economic uncertainty, underscores the resilience and scalability of our business model and the underlying strength of Vietnam’s economy..
In 2025, we accelerated our ecosystem strategy, expanding beyond banking to unlock new growth opportunities. The successful IPO and listing of Techcom Securities (HOSE: TCX), together with the launch of Techcom Life and full-year operation of Techcom Insurance, strengthened our ability to serve customers end-to-end across banking, wealth management, capital markets, and protection.
Techcombank is now a leading integrated financial institution in Vietnam. From this position of strength, we are embarking on a new five-year strategy that will see us continue to lead and shape the industry, deepen our ecosystem connectivity and create more value for our customers and shareholders.”
- Jens Lottner – Techcombank CEO
Techcombank would like to share with investors key regulatory changes with regards to investment in shares of credit institutions in Vietnam under the new Law on Credit Institutions (CIs), which shall take effect from 1st July 2024.
| Category | Rating |
|---|---|
| Stand-alone Credit Profile | aa- |
| External Support | +0 |
| Issuer Credit Rating | AA- |
| Outlook | Stable |
| Category | Rating |
|---|---|
| Issuer Rating | Ba3 |
| LT Deposit rating | Ba3 |
| Baseline Credit Assessment | Ba3 |
| Counterparty Risk Rating | Ba2 |
| Outlook | Stable |
| Category | Rating |
|---|---|
| Issuer Credit Rating | BB-/Stable/B |
| Stand-alone Credit Profile | bb- |
| Outlook | Stable |
| Category | Rating |
|---|---|
| Stand-alone Credit Profile | a+ |
| External Support | +0 |
| Issuer Credit Rating | A+ |
| Outlook | Stable |
| Category | Rating |
|---|---|
| Issuer Credit Rating | BB-/Stable/B |
| Stand-alone Credit Profile | bb- |
| Outlook | Stable |
| Category | Rating |
|---|---|
| Issuer Credit Rating | BB/Stable/B |
| Stand-alone Credit Profile | bb |
| Outlook | Stable |
| Category | Rating |
|---|---|
| Long-Term Issuer Default Rating | BB-/Positive |
| Viability Rating | bb- |
| Outlook | Positive |
09 AUG 2024
[Hanoi, 9 August 2024] FiinRatings has upgraded the Long-Term Issuer Credit Rating on Vietnam Technological and Commercial Joint Stock Bank (“Techcombank” or “the Bank”) to ‘AA-’ from ‘A+’, while maintaining the Bank’s ‘stable’ rating outlook. Vietnamese banking sector rating stands at “a-”.
03 NOV 2023
First-time Long-term Issuer Rating by FiinRatings
Techcombank Tower – No.6 Quang Trung St., Cua Nam Ward, Hanoi, Vietnam
+84 (24) 3944 6368
+84 (24) 3944 6395
ir@techcombank.com.vn
