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Techcombank Mobile

Personal financial management at your fingertips

Techcombank Online Banking

Convenient banking with web browser

Book appointment

3 amazing benefits

Earn profit daily with outstanding yield

The entire current balance earns profit, up to 50 times more than a regular account

No spending limit

Flexible use all your funds to make payment, transfer and withdraw

Absolute safety

Money in the account will always be guaranteed in accordance with the regulations of the State Bank of Vietnam

How to activate Auto-Earning mode

	Have a current account in Techcombank Mobile
	Use the latest version of Techcombank Mobile

How it works
Explore the mechanism of daily interest-earning money

Profits simulation

Nga Nguyen

30 years old - Coffee shop owner

Situation

Nga is a member of Techcombank Inspire
Daily revenue is transferred to Nga's current account
Each month, Nga keeps 300 million VND in her current account to cover employee salaries and supplier payments…

Decision

Nga uses a Techcombank account and has activated the Auto-Earning on Techcombank Mobile
The entire amount in the account is optimized to generate profits every day
Whenever Nga needs money for purchasing goods or paying salaries, both the principal and returns can be utilized

Benefits

Every day, Nga earns profit up to 50 times more than a regular account. The profit Nga received after 3 months is:

Profits

1,849,315 VND

Activate now

Just 1-minute process on Techcombank Mobile

You already have a current account with Techcombank Mobile

Scan QR code to activate on Techcombank Mobile
View details
Activate on Techcombank Mobile

* Note:

Update to the latest app version
Please refer to the FAQ if you encounter any difficulties during activation

You don't have a current account at Techcombank Mobile yet

Step 1: Scan QR code to download Techcombank Mobile

Step 1: Download Techcombank Mobile

Step 2: Sign up for a Techcombank current account
Step 3: Activate Auto-Earning on Techcombank Mobile

Frequently asked questions

Instructions to activate Auto-Earning for existing Techcombank Mobile customers

What is the Techcombank Auto-Earning account?

It is an upgraded version of the current account with Auto-Earning. It optimizes the entire current balance to generate profits every day, up to 50 times more than a regular account, while still ensuring seamless payment capabilities for both personal and business needs. See terms and conditions

Can I flexibly use the money in the Auto-Earning account?

When Auto-Earning is activated, the account balance will be converted into Auto-Earning Balance to receive optimal daily yields through products like the Bao Loc Certificate Deposit... and customers can spend the entire available balance 24/7.

What are the principles of profit calculation for the Auto-Earning account?

The entire balance of the current account is allocated into: demand deposits and profit-generating products (such as Bao Loc Deposit Certificates, other assets...) to optimize profits.
Profits are calculated based on the account balance at the end of the day; the higher the balance, the greater the yield, as illustrated in the table

Total balance (VND)	Earnings (%/year)
Less than 5M	0.05%
From 5M - less than 20M	1.00%
20M - less than 50M	1.25%
50M - less than 100M	1.50%
100M - less than 300M	1.75%
From 300M onwards	2.00%

Additional rates are auto-applied to accounts with total balances of at least 5 million VND belonging to:

- Techcombank Inspire, Priority, and Private members (based on your membership tier on the last day of the previous calendar month): +0.25%

- Business owners, investors, and household merchants: +0.25%

When will I receive profits from the Auto-Earning account?

Profits from Demand Deposits: Techcombank will credit them to your current account on the last Saturday of the month.
Profits from Certificate Deposits: These are updated directly into your profit-generating balance, increasing daily.
The "Total earnings" section on the Techcombank Mobile will show you the total profits earned from the nearest activation of Auto-Earning up to the previous day (T-1, where T is the current day)

Where can I track the profits generated?

Profits from the Auto-Earning account are updated directly into your account balance, increasing daily.

You can also easily track monthly profits by accessing:

"Accounts & Cards" > Select the current account activated Auto-Earning > "Manage Account" > "Mode Auto-Earning" > View details

What is the maximum balance I can earn profits on?

Customers can earn profits on a maximum balance of 50 billion VND (the threshold is subject to Techcombank's regulations at different periods).

How can I disable the Auto-Earning feature?

To disable the Automatic Earnings feature, please follow these two steps:

Update Techcombank Mobile to the latest version.
Go to the “Accounts & Cards” section > Select the linked current account for Auto-Earning > Choose “Auto-Earning Balance” > Tap on the settings button in the top right corner of the screen > Select “Turn off Auto-Earning mode”.

What our customers say about Auto-Earning

Activate now

"This feature has helped me, as a small business owner, seize every opportunity to earn extra income."

Ms. Phuong Linh, 33 years old

"My everyday living expenses can even earn profits daily, and I can still transfer funds instantly whenever I need to spend them."

Ms. Thanh Hoa, 25 years old

"I use this feature because I find it secure and I know my current balance growing every day."

Mr. Thanh Son, 42 years old