Compensation for unexpected damages
Compensation for unexpected damage to the your house from daily risks such as fire, explosion, earthquake, storm, flood, theft…
Comprehensive protection solution for
the home against all risks in life
Compensation for unexpected damage to the your house from daily risks such as fire, explosion, earthquake, storm, flood, theft…
Techcombank accompanies compensation settlement with simple, transparent and fast procedures.
Support consulting and automatic renewal of insurance for the following years.
Items | Description of Insurance Benefit | Protection Value |
Insurance Benefit |
Protection against risks such as: Fire, lightning, detonated airplanes or air vehicles or their parts falling on, broken or overflowed water tanks, water containers or water pipes, earthquakes, volcano, storms, tornadoes, hurricanes, hail, flood (including overflowed sea water). In addition, Customers are also paid for other costs related to the loss of the house like costs for architects, surveyors, consulting engineers, costs to clean up the site, costs to pay for the firefighter team, costs to rent a house after the loss. |
Frequently Asked Questions
When customers join home insurance, they will be compensated for unforeseen material damage to the following properties:
- House
- Apartment
- Property inside (not excluded in the policy)
Answer: General exclusions include:
Damages arising from disturbances, rebellions, strikes, dismissals, revolutions, coups.
Damages deriving from nuclear, missile, weapons of war, ionizing radiation.
Damages to machinery and electrical equipment due to overload, short circuit, self-heating, electric leakage.
Damages caused by pollution or contamination.
Damages to data, software, and computer programs.
Damages caused by war and/or acts of terrorism.
Consequential damages (except for rental expenses after losses).
In addition, there are some excluded properties of the Home or Property Inside item and some excluded points of Liability. Please refer to private home insurance rules for details.
Customers can choose the right insurance for their home according to the specific level specified in the private home tariff of each insurance company.
Applicable deductible:
House and Property Inside: VND 2,000,000 per claim
Liability: VND 2,000,000 per claim for physical damage only.