| MYCASH OVERDRAFT ACCOUNT | CREDIT | PERSONAL LOANS | OVERDRAFT | |
Suitability |
Customers who need to advance money to make daily payment | Customers who need to make a payment | Customers who need an one-time loan with a large amount | Customers who need many small loans |
Disbursement Channel |
MyCash account | Credit card account | Loan account, cash | Overdraft account |
Number Of Disbursements |
Unlimited | Unlimited | Once | Unlimited |
Usage Method |
Money transfer, online payment via Visa debit MyCash, or scan QR code at counters | Online payment, offline payment, cash | Cash, money transfer | Money transfer |
Repayment Amount |
Flexible | Flexible | Fixed on borrowed amount | Flexible |
Repayment Plan |
Pay interest and principal monthly | Pay interest and principal monthly | Pay interest and principal monthly | Pay interest monthly, pay principal at maturity |
Repayment Schedule |
Optional | Fixed | Fixed | Fixed |
Convert To Installment |
Yes | Yes | No | No |
Interest-Free Period |
No | Yes | No | No |
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