Inspire Member

Customers who meet the selection criteria set by Techcombank, which may be adjusted from time to time. 

Inspire Pro Member

Customers who meet one of the following conditions: 

1. Customers with an average total asset value (AUM) over the past 3 months ranging from 100 million VND to less than 200 million VND, including current accounts, deposits (savings, term deposits, and certificates of deposit), bonds, and fund certificates held at Techcom Securities. 

2. Customers with a new deposit amount of 100 million VND or more in a single day, including savings deposits, term deposits with a minimum term of 3 months, and certificates of deposit (excluding certificates of deposit counted under the Auto-Invest balance). 

3. Customers with at least 40 active transactions within 30 days on current accounts, debit cards, and credit cards, and an average balance in the current account in the past 3 months of at least 30 million VND. 

Inspire Max Member

Customers who meet one of the following conditions: 

1. Customers with an average total asset value over the past 3 months of 200 million VND or more, including current accounts, deposits (savings, term deposits, and certificates of deposit), bonds, and fund certificates held at Techcom Securities. 

2. Customers with a total financial relationship value in the past 3 months of 250 million VND or more (*) 

(*) The total financial relationship value is calculated as the sum of the average total asset value over the past 3 months (including term deposits, current account balances, BaoLoc certificates of deposit, bonds, and fund certificates) and the total outstanding balance of real estate and auto loans. 

3. Customers with a transaction value in bonds and fund certificates at Techcom Securities of 200 million VND or more.