Secured overdraft loan | Techcombank

Why you should choose a loan product at Techcombank?

Competition policy

Interest is calculated on the actual loan balance and the actual number of days. In case of spending and refunding on the same day, no interest will be generated.
The principal is paid flexibly by bank transfer/cash into your account and you only have to fully repay it at the expiration of the limit.
The period of limit maintenance is from 3 months to 12 months

Outstanding experience

Simple and easy overdraft loan procedure.
Collateral: Real estate in accordance with Techcombank's regulations from time to time or/and Savings/savings book (card) in the form of an account at Techcombank.

Conditions and registration steps

Loan conditions

Loans profile

1

Age between 18 and 65 years old at the time of settlement.

2

Having enough collateral as prescribed.

3

No bad debt balance at Techcombank or other credit institutions.

1

Loan application form cum loan contract (according to Techcombank's form).

2

Valid ID/Passport.

3

Household registration / Temporary residence certificate / KT3 at the place where the customer lives/works..

4

Labor contract or equivalent documents showing position and seniority, bank statement of salary payment (if not yet paid via Techcombank) (If necessary).

5

Documents related to collateral

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Need more information? Allow us to advise you.