
Competitive interest rates
Fixed interest rate from only 10.5%/year
The early repayment fee is only 0.5%-1%/year. Free from 6th year onwards
Deduct loan interest up to 1.2%/year during the floating period for each customer category
Don't miss out on the chance to buy a house
and start a family as well as create long-term stability
with a low-interest rate plan for the future.
Fixed interest rate from only 10.5%/year
The early repayment fee is only 0.5%-1%/year. Free from 6th year onwards
Deduct loan interest up to 1.2%/year during the floating period for each customer category
Techcombank can finance customers' deposit transactions
Diversification and flexibility of disbursement methods
Long loan term, competitive in the market, up to 35 years without customer age limit
VND
VND
Month
%/Year
Serial No | Repayment Period | Remaining Amount | Original Amount | Interest Amount | Total Principal + Interest |
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Total |
1
Create an account with Techcombank to receive personalized loan advice.
2
Get professional guidance on the various loan options and prepare the necessary paperwork.
3
Techcombank approves and notifies customers of the results.
4
The loan is distributed after the parties have finished all the necessary procedures.
- Be a Vietnamese citizen
- Being 18 years of age or older at the time of loan application or meeting the legal requirements for civil legal capacity and civil act capacity at a different age.
- Having a reliable monthly income that matches your ability to pay
Borrow to purchase a residential property for the customer, the customer's spouse, or the customer's relatives (parent, brother, or sister of the customer or the customer's spouse) under the agreement for the implementation of procedures; transferring the real estate name or acquiring real estate under a notarized sale and purchase agreement.
- Compulsory fire and explosion insurance
- Valuation fee
- Fee for notarizing a mortgage contract
- Fee for registration of a secured transaction.
- Based on salary and salary-related expenses
- Real estate leasing (movable and real estate)
- From household/enterprise
- From utilizing one's assets: automobile, real estate, passbook, TCBond
- Annuity: A repayment plan in which the customer pays the same amount each month (including principal and interest).
- Amortized loan is a debt repayment plan in which the principal must be paid monthly, and interest is calculated based on the remaining principal balance.