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Current account

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Foreign currency account

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MyCash Overdraft Account

instant and flexible money advance
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Auto-Earning

Maximize daily interest earning in current account
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Techcombank Credit Card

Allow borrowing money against a line of credit
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Techcombank Debit Card

Allow drawing money directly from current account
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Oversea money transfer

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CDM Services

CDM - 24/7 Cash deposit machine
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Branch appointment

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Term deposit

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Nhu Y Savings

Live your dream, follow your goal

Flexible principal withdrawal deposit

Actively, flexibly withdraw money in installments and keep the same level interest rate
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Bao Loc Certificate of Deposit - Techcombank iCAP

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Consumer loan arrow_forward

For development project

Home loan for individual customers

Transferable loans

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Car loan

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MyCash Overdraft Account

Instant money advance, flexible spending

Unsecured personal instalment loan

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Mortgage deposit

Home renovation loan

Loan overdraft mortgage with secured assets

Lending overdraft limit without collateral

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iFund Certificate arrow_forward
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Pre-determined Cashflow - iBond Flow

Flexible investment – iBond Prix

Sustainable accumulation - iBond Prix

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Techcom Bond Fund (TCBF)

Techcom Top 30 Stock Fund (TCEF)

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Bao Loc Certificate of Deposit - Techcombank iCAP

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Global Prime Premium Health Insurance

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Home insurance

Car insurance

Worldwide travel insurance TechCare Travel

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Techcombank Mobile

Personal financial management at your fingertips

Techcombank Online Banking

Convenient banking with web browser

Techcombank Rewards

Loyalty Program - More connection, More value

Book appointment

Register a new payment account

With 3 benefit packages optimized for your needs

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Exclusive privileges with standard payment account

Your account balance earns interest automatically

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  • When your account balance reaches a minimum threshold of 10 million VND, every additional 1 million VND will automatically be converted into an interest-bearing balance
  • Enjoy gradually increasing interest rates up to 3.6% per annum based on the number of days held, significantly higher than non-term deposits (only 0.05% per annum)
  • Make the most of all idle funds! You can flexibly use the interest earned and the entire balance when needed

Receive a debit card for free – Available to spend immediately

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  • Issue a debit card for free, activate the virtual card within 1 minute! Available to spend immediately and can be easily linked to e-wallets and online commerce platforms
  • Enjoy lifetime free annual fees with the virtual card. Get the unique "Exploring Vietnam" physical card design with maximum security (only part of the card number is displayed)
  • Get exclusive offers for all your spending needs, saving you millions of VND every month: Shopping, Dining, Travel, Transportation & Food Delivery...
  • Earn 1 Techcombank Rewards point for every 1,000 VND spent (minimum of 100,000 VND) - redeemable for a range of attractive offers from top partners

Transact simply – Countless "freebies"

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  • Free to create your own lucky number account (triple-like digits, Feng Shui numbers, birthdays...), or choose a favorite "nickname"
  • Waived transfer fees and cash withdrawal fees
  • Explore diverse cashless transaction methods: QR code scanning, "One-touch" payments, Bill payments (Top-up/pay mobile fees, Apartment management fees, Epass road toll fees...)

Discover the "Best Digital Banking App"

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  • Interact with ease – Maximum security
  • Explore superior digital banking services with a great taste of personalization
  • Earn attractive rewards by experiencing app features

Optimized benefit packages according to your needs

For stock investors

  • Margin loan interest rates starting from just 7.77% per year - the most attractive in the market
  • Free trading and investment product advisory services
  • Reward 0.1% of the transaction value on your first purchase of iBond bonds and iFund certificates

For household merchants

  • Create unique names and QR codes for each store to receive payments
  • Easily manage revenue right on Techcombank Mobile
  • Receive monthly revenue rewards with the Store QR Code

Enjoy a variety of promotions and benefits

Auto Earning yield up to 5.5% per year

Earn interest daily and automatically with your account balance, requiring just one activation step. You can still spend flexibly with your entire balance, including the interest earned.

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Revenue Rewards with Store QR Code

Receive monthly cashback into your payment account, based on revenue received through the Store QR Code.

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Spending Benefits with Debit Cards

Attractive promotions for all needs, from advertising fees to personal expenses. You also earn Techcombank Rewards points with every transaction using the debit card.

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Utility Experience Rewards

Receive 100,000 Techcombank Rewards points for using features on Techcombank Mobile. Redeem points starting from just 1 point for attractive spending offers, covering a wide range of needs at many major partners.

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Guide to register a new payment account

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Download and access Techcombank Mobile, choose I'm a new customer

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2

Choose to open an account with the best-suited benefit package

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3

Provide information and verify with your chip-based national ID card

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4

Receive a free virtual debit card. You can link the card and start spending immediately after activation

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New account successfully opened! Log in now to explore your benefits and features

Frequently asked questions

Frequently asked questions

What should I do to retrieve my e-banking password?

You can request a reset of your electronic banking service password through the following methods:

  • Scan the chip on your Citizen ID Card and verify with Biometrics to have your password reset
  • If you already have a Techcombank payment card, simply open the Techcombank Mobile app > select “Forgot password” on the home screen > confirm your payment card information as instructed to reset your password

What should I do to increase the transaction limit on my payment account?

Simply log in to the Techcombank Mobile app and check:

  • If you receive a "Upgrade Account" notification displayed on the main screen, just tap to proceed with upgrading your account and transaction limit through a guided online video call
  • If you do not receive the above notification, please bring your identification documents (ID/CCCD/Passport) registered with Techcombank to the nearest branch for assistance

What should I do to update my personal information registered with Techcombank? (CCCD/Passport number, phone number, etc.)

Please bring your registered ID/CCCD/Passport to the nearest Techcombank branch for assistance.

What should I do to close my payment account?

You can request to close your payment account through the following methods:

  • Contact our hotline at 1800588822 for assistance
  • Bring your identification documents (ID/CCCD/Passport) registered with Techcombank to the nearest branch for assistance

How many payment accounts can I open at most?

According to Techcombank's current policy, each customer can open up to 4 payment accounts.

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Need more information?
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