Techcombank current account

Exclusive privileges with standard payment account

Your account balance earns interest automatically

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When your account balance reaches a minimum threshold of 10 million VND, every additional 1 million VND will automatically be converted into an interest-bearing balance
Enjoy gradually increasing interest rates up to 3.6% per annum based on the number of days held, significantly higher than non-term deposits (only 0.05% per annum)
Make the most of all idle funds! You can flexibly use the interest earned and the entire balance when needed

Receive a debit card for free – Available to spend immediately

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Issue a debit card for free, activate the virtual card within 1 minute! Available to spend immediately and can be easily linked to e-wallets and online commerce platforms
Enjoy lifetime free annual fees with the virtual card. Get the unique "Exploring Vietnam" physical card design with maximum security (only part of the card number is displayed)
Get exclusive offers for all your spending needs, saving you millions of VND every month: Shopping, Dining, Travel, Transportation & Food Delivery...
Earn 1 Techcombank Rewards point for every 1,000 VND spent (minimum of 100,000 VND) - redeemable for a range of attractive offers from top partners

Transact simply – Countless "freebies"

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Free to create your own lucky number account (triple-like digits, Feng Shui numbers, birthdays...), or choose a favorite "nickname"
Waived transfer fees and cash withdrawal fees
Explore diverse cashless transaction methods: QR code scanning, "One-touch" payments, Bill payments (Top-up/pay mobile fees, Apartment management fees, Epass road toll fees...)

Discover the "Best Digital Banking App"

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Interact with ease – Maximum security
Explore superior digital banking services with a great taste of personalization
Earn attractive rewards by experiencing app features

Optimized benefit packages according to your needs

For stock investors

Margin loan interest rates starting from just 7.77% per year - the most attractive in the market
Free trading and investment product advisory services
Reward 0.1% of the transaction value on your first purchase of iBond bonds and iFund certificates

For household merchants

Create unique names and QR codes for each store to receive payments
Easily manage revenue right on Techcombank Mobile
Receive monthly revenue rewards with the Store QR Code

Enjoy a variety of promotions and benefits

Auto Earning yield up to 4.1% per year

Earn interest daily and automatically with your account balance, requiring just one activation step. You can still spend flexibly with your entire balance, including the interest earned.

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Revenue Rewards with Store QR Code

Receive monthly cashback into your payment account, based on revenue received through the Store QR Code.

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Spending Benefits with Debit Cards

Attractive promotions for all needs, from advertising fees to personal expenses. You also earn Techcombank Rewards points with every transaction using the debit card.

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Utility Experience Rewards

Receive 100,000 Techcombank Rewards points for using features on Techcombank Mobile. Redeem points starting from just 1 point for attractive spending offers, covering a wide range of needs at many major partners.

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