Instalment loan with no collateral required | Techcombank

Why should you choose a loan product at Techcombank?

Outstanding benefits

Loan interest rate is only from 12.9%/year on decreasing outstanding balance
Flexible loan term from 12 - 60 months
Loan limit up to 1 billion VND

Simple procedures

There is no need of collateral.
Fast approval, fast disbursement.

Conditions and registration steps

Loan conditions

Loan profile

1

Vietnamese.

2

20-60 years old.

3

Income from minimum salary of 5 million VND/month or customers who have transactions with Techcombank on the pre-approved list.

4

The loan purpose is consistent with the Bank's regulations from time to time.

1

Loan application form cum loan contract (according to Techcombank's form).

2

Valid ID/Passport.

3

Household registration / Temporary residence certificate / KT3 at the place where the customer lives/works..

4

Labor contract or equivalent documents showing position and seniority, bank statement of salary payment (if necessary).

5

Other relevant documents (if any).

Other consumer loan solutions

Flexible financial solutions make dreams come true.

Flexible secured consumer loan

Quickly meet your spending needs.

Borrow to buy a house

Need more information? Allow us to advise you.