Loyalty Program - Techcombank Rewards

Enjoy deals from favorite brands

Earn points automatically on every transaction

Techcombank Auto Earning 2.0

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Enjoy double value by converting interest into U-Point. For every 1 VND converted to 1 U-Point, you’ll earn an extra bonus U-Point.

Activate or upgrade Auto Earnings 2.0 on Techcombank Mobile and follow these steps:

Step 1: Select Auto Earnings on Techcombank Mobile
Step 2: Choose U-Point booster offer
Step 3: Read the on-screen information, select Get U-Point booster now, and follow the instructions

Debit and credit cards spending

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Every transaction with Techcombank card earns either U-Point or Cashback Balance*. Each card has its own point-earning rules, tailored to fit different spending habits and lifestyles.

(*) U-Point are reward points earned from eligible transactions. They can be redeemed for vouchers, QR payments, gifts to loved ones, and more. 1 U-Point = 1 VND 

Cashback Balance comes from actual cashback earned by customer and can be withdrawn directly to current account or card account.

Check how each card type earns points

Exclusive points by membership tier

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Inspire Members:

Earn up to 25% U-Point on transactions from 100,000 VND at Phuc Long, Phe La, Highlands, Katinat; and from 500,000 VND at WinMart, AEON Mall, Golden Gate, Co.op Mart, Shopee, ShopeeFood, TikTok Shop.
Capped at 100,000 – 500,000 points per month, up to 1,500,000 – 5,000,000 points per year.

Priority/Private Members:

Earn up to 25% U-Point on transactions from 1,000,000 VND at WinMart, AEON Mall, Co.op Mart,Shopee, ShopeeFood, TikTok Shop
Capped at 300,000 – 1,000,000 points per month

Note: Offers apply when spending with Techcombank debit or credit cards listed above.