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Make every purchase rewarding

Collect points, get more rewards

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Enjoy deals from favorite brands

Earn points automatically on every transaction

Techcombank Auto Earning 2.0

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Enjoy double value by converting interest into U-Point. For every 1 VND converted to 1 U-Point, you’ll earn an extra bonus U-Point.

 

Activate or upgrade Auto Earnings 2.0 on Techcombank Mobile and follow these steps:

  • Step 1: Select Auto Earnings on Techcombank Mobile
  • Step 2: Choose U-Point booster offer
  • Step 3: Read the on-screen information, select Get U-Point booster now, and follow the instructions

Debit and credit cards spending

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Every transaction with Techcombank card earns either U-Point or Cashback Balance*. Each card has its own point-earning rules, tailored to fit different spending habits and lifestyles.

(*) U-Point are reward points earned from eligible transactions. They can be redeemed for vouchers, QR payments, gifts to loved ones, and more. 1 U-Point = 1 VND


Cashback Balance comes from actual cashback earned by customer and can be withdrawn directly to current account or card account.

Check how each card type earns points

Regular/Automatic Bill Payment

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Earn up to 180,000 points when paying bills from 50,000 VND on Techcombank Mobile

Customers receive the following benefits:

  • First payment: up to 40,000 U-Point points
  • Second payment: up to 30,000 U-Point points
  • Third payment: up to 20,000 U-Point points

Customers use auto-bill feature will receive double U-Points for each payment. 

This program does not apply to mobile-phone top-ups & data packages.

Note: This program is exclusively for customers who receive media notifications from Techcombank.

Merchant’s QR code or one-touch payment

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Earn up to 35,000 points/month when making payment transactions with a value of 50,000 VND or more via Techcombank merchant QR code, VNPAY QR code, or one-touch payment (T-pay). Excludes card payments or personal transfers

  • Complete 5 valid transactions, earn 5,000 U-points
  • Complete 10 valid transactions, earn 10,000 U-points
  • Complete 20 valid transactions, earn 20,000 U-points

Note: This program is exclusively for customers who receive media notifications from Techcombank.

How to use points

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Update Techcombank Mobile to the latest version to unlock deals

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