Positioned around the concept of "multi-layered rewards and optimal benefits," Techcombank OneU is designed to deliver greater value to Techcombank’s loyal customers across their daily financial and consumer transactions, offering the ability to easily accumulate U-Points and flexibly redeem them for a wide range of spending needs.
Utilize U-Points for a wide range of spending needs: cashback, voucher redemption, booking rides or purchasing tickets, direct payments, and countless other flexible redemption options that vary over time.
Accumulation privilege: U-Point redemption tailored to Techcombank membership tiers.
Enjoy double value by converting interest into U-Point. For every 1 VND converted to 1 U-Point, you’ll earn an extra bonus U-Point.
Activate or upgrade Auto Earnings 2.0 on Techcombank Mobile and follow these steps:
Every transaction with Techcombank card earns either U-Point or Cashback Balance*. Each card has its own point-earning rules, tailored to fit different spending habits and lifestyles. More exclusive benefits when becoming Inspire members.
(*) U-Point are reward points earned from eligible transactions. They can be redeemed for vouchers, QR payments, gifts to loved ones, and more. 1 U-Point = 1 VND
Cashback Balance comes from actual cashback earned by customer and can be withdrawn directly to current account or card account.
Earn up to 180,000 points when paying bills from 50,000 VND on Techcombank Mobile
Customers receive the following benefits:
Customers use auto-bill feature will receive double U-Points for each payment.
This program does not apply to mobile-phone top-ups & data packages.
Note: This program is exclusively for customers who receive media notifications from Techcombank
Earn up to 35,000 points/month when making payment transactions with a value of 50,000 VND or more via Techcombank merchant QR code, VNPAY QR code, or one-touch payment (T-pay). Excludes card payments or personal transfers
Note: This program is exclusively for customers who receive media notifications from Techcombank.
Inspire Membership Privileges
Terms and conditions apply.
PnP Membership Privileges
Earn U-Points and cashback totaling 25% of spending (up to VND 4M/month), covering spending with both credit and debit cards:
The program is subject to the applicable terms and conditions.
Earn 8% U-Point on international online shopping
Earn 5% U-Point on domestic online shopping
Receive max 500,000 U-Point per month
X2 U-Point when total spending per month reach 15 million VND and above
Earn 8% U-Point on travel, fashion, and entertainment
Earn 2% U-Point on dining and online shopping
Earn 0.1% on other spending
Monthly cap: Up to 500,000 U-Point
Flexible switch point-earning category daily
Earn 3% U-Point on each education or insurance spending of 1,000,000 VND or more. Monthly cap: 800,000 U-Point; yearly cap: 7,000,000 U-Points
Get 300,000 U-Point when spending a minimum of 5 million VND within the first 30 days of card activation
Cashback 2% on education spending, up to 2,000,000 cashback balance per month
Cashback 1% on international spending and flight ticket payments, with no limit on cashback balance
Cashback 10% at specific restaurants: Manwah, Crystal Jade Kitchen, iSushi, Ashima, Hutong, Woomaster, Dim Tu Tac, Le 17 Bistro
Cashback 5% at all other domestic and international restaurants
Cashback 3% on travel and hotel spending
Priority/Private Members: capped at 5,000,000 cashback balance per month
Inspire Members and regular customers: capped at 3,000,000 cashback balance per month
Earn 8% U-Point on international online shopping
Earn 3% U-Point on domestic online shopping
Earn 1% U-Point on dinning transactions
Earn 0.1% U-Point on other transactions
Receive max 500,000 U-Point per month
Applicable to Inspire Pro members & regular customers:
Receive cashback, up to 200,000 U-Points/month when making 2 or more transactions with a total value of VND 2.5 million or more:
*Terms and conditions apply
Applicable to Inspire Max members
Receive cashback, up to 300,000 U-Points/month when making 2 or more transactions with a total value of VND 3 million or more:
*Terms and conditions apply
Inspire Member Privileges apply to all Techcombank credit cards:
When spending between 10 million and under 30 million VND per month: Receive cashback equivalent to 5% ofthe value, up to a maximum of 100,000 U-Points, applicable to all Inspire members.
When spending of 30 million VND or more per month: Receive cashback equivalent to 15% of the value, up to amaximum of 300,000 U-Points for Inspire Max members and 10% of the value, up to a maximum of 200,000 U-Points for Inspire Pro members.
*Terms and conditions apply.
1
Access Techcombank OneU from the Techcombank Mobile homepage
2
Scroll down to view and select deals to redeem point
3
Open Voucher Wallet to check and use redeemed deals
