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Bao Loc Certificate of Deposit is a valuable paper issued by Techcombank in accordance with regulations of the State Bank, as valuable as a savings deposit. Bao Loc Certificate of Deposit is safe, easy to transfer as soon as you need money to receive attractive yields for by holding period.

Flexible investment solution

Outstanding Profits

Attractive profits of up to 4.1%/year for a 3-month term

*Interest rates vary over time

Safe and flexible liquidity

Bao Loc certificates of deposit is as value as a savings deposit, safe and insured similarly to savings deposits according to the Deposit Insurance Law No. 06/2012/QH13. Flexible in use, transferable when needed.

Convenient experience

Transacting online actively on the basis of modern technology, friendly interface and fast time

Terms of use

Refer to the Terms and Conditions

Term

48 months

Small denominations to use

Participation amount is only from 10 million

Periodic interest payments

Once every 3 months to the account opened at Techcombank

Transfer

Allow transferring online between users easily

Illustrated example

Van Hai Nguyen

35 years old – Business owner

Situation

Mr. Hai have 1.8 billion VND on payment account
Wait for payment in the next 1 month

Decision-making

Mr. Hai buys Bao Loc Certificate of Deposit
The amount of 1.8 billion VND
Because of ensuring liquidity flexibility
Because of the optimal profit by day

Entitled benefits

Therefore, when urgently needing the amount of 1.8 billion VND, after 26 days, Mr. Hai will receive

After 26 days, in the urgent case of needing 1.8 billion VND, Mr. Hai will receive the total amount of

Profit

3,590,137 VND

Deposit certificate profit spreadsheet

The amount you want to buy CD Bao Loc

VND

Purchase date

Sell date

Interest rate

%/year

Timeholding

date

Estimate profit

VND

Estimate payment

VND

Note: The spreadsheet is only valid for reference, simulation of average data of current customers. Actual yield received depends on the agreement and may change from time to time.

Join online transactions

Don’t miss out on profitable investment opportunities every day even before maturity!

Login to experience Bao Loc Certificate of Deposit with only a few simple, easy and free online steps

Join transaction now

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Frequently Asked Questions

Which organization issues the CD Bao Loc? Is it safe?

CCTG Bao Loc is a valuable paper issued by Techcombank according to the regulations of the SBV. CCTG Bao Loc has value as a savings deposit, is safe and is insured as a savings deposit. CCTG has a term of 48 months; interest is paid periodically (every 3 months) into the current account of the customer opened at Techcombank and allowed to transfer at a price agreed by the customers. CCTG Bao Loc is NOT a Fund Certificate.

Do I get ownership certificate from Techcombank when I buy CCTG Bao Loc on Techcombank Mobile channel?

When you successfully purchase Bao Loc CCTG, you will be notified by Techcombank in the section "Save & Investment" on Techcombank Mobile. In case you want to receive ownership certificate of CCTG Bao Loc, you can go to Techcombank's transaction office to be provided.

Does Techcombank commit to acquire CCTG Bao Loc?

According to the SBV's regulations, Techcombank cannot acquire CCTG issued by Techcombank. However, CCTG Bao Loc has outstanding features in terms of interest rate and transaction platform so there are many customers who need to own CCTG Bao Loc and participate in transactions. In case the customer cannot find an acquisition partner & needs to use the capital, Techcombank will consider the exception to allow customers to pay off before the due date of CCTG & enjoy interest for a continuous period of time from the date the customer owns CCTG to the time of payment. CCTG Bao Loc is valuable as a savings deposit, safe and insured as a savings deposit

What is the average time to complete a transaction to buy/sell Bao Loc CCTG on Techcombank Mobile?

Customers who buy/sell CCTG Bao Loc on Techcombank Mobile will be updated with CCTG Bao Loc assets or receive money from the buyer after completing transaction authentication on Techcombank Mobile and receiving successful transaction confirmation from Techcombank. Average transaction time < 5 minutes.

Who can I trade CCTG Bao Loc with?

You can make a Buy/Sell transaction of Bao Loc CCTG with individual customers or transaction-ready partners at Techcombank. Transaction-ready Partner Of CCTG Bao Loc is a legal entity operating independently of Techcombank, operating lawfully under the provisions of law. And has the right to Buy/Sell CCTG Bao Loc issued by Techcombank with individual customers as agreed between the two parties.

I buy/sell of CCTG Bao Loc on Techcombank Mobile and the system gave me an error, what do i have to do to make the transaction successful?

Please contact Branch or Call Center and provide error code for Techcombank to check the error status. After determining the cause & fixing the problem, Techcombank will immediately notify you to continue performing transactions.

What time can I buy/sell Bao Loc CCTG on Techcombank Mobile?

Customers can make Buy/Sell transactions on Techcombank Mobile during working days from 7h AM -19h PM from Monday to Friday and from 7h AM -12h PM on Saturdays. No transaction public holidays as prescribed by law.

Is there a fee to buy/sell CCTG Bao Loc on Techcombank Mobile?

You will be completely exempted from fees when buy/sell CCTG Bao Loc on Techcombank Mobile.