Worldwide travel insurance TechCare Travel

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Worldwide travel insurance TechCare Travel

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Outstanding benefits of TechCare Travel

Convenient & Easy

Purchase online on Techcombank Mobile, receive e-policy instantly

Cost savings

- Free participation for children in the Family program

- 100% refund if visa is rejected

Optimal benefits

- Eligible for visa application

- Retain the same benefit for the insured person above 70 years old

- Additional fee benefit of 1,050,000 VND for each hospitalization day

- Free automatic 10-day insurance coverage extension

Global Service

Global emergency medical support by Chubb Assistance

General benefits

1. Overseas Medical Expenses

Medical expenses incurred overseas due to injury and sickness.
Follow-up treatment in Vietnam is also included and subject to maximum of 105 mil VND

Overseas Hospital Confinement Cash
Pay up to 1.05 mil VND for each complete day the insured person is hospitalized while overseas

Emergency Medical Evacuation to another place of treatment or to Vietnam

2. Personal Accident Indemity

Personal Accident (Accidental Death & Disablement)

Sub-limit for Insured Child (included in Family Policy)

Child Education Security to Insured Person’s child or children in the event of Accident Death of the Insured Person, up to maximum of 2 children

Corporate Image Protection in case of AD&D of the Insured Person

3. Trip Assist

Trip Postponement

Trip Cancellation

Loss & Damage of Baggage & Personal Effect, including Golfing equipment and Latop
Max 6.3 mil VND/ item & 21 mil VND/ laptop

Baggage Delay after 8 hours

Loss of Personal Money & Travel documents

Travel Delay
2.1 million VND for every 8 hours

Personal Liability (Legal liability and Legal cost)

4. Additional Coverage

- Chubb Assistance Service
- Pre-trip information
- Medical service consultation/ advice/ referal hospital admission (including Hospitalization Guarantee & direct settlement of covered hospitals bills).
- Baggage service/ Legal referal service

2,520,000

63,000

Unlimited

2,520,000

1,260,000

42,000/ each child

42,000

Postpone the effective date up to 180 days

168,000

63,000

16,800

10,500

21,000

2,520,000

Yes

1,680,000

21,000

2,100,000

1,680,000

840,000

10,500/ each child

21,000

Postpone the effective date up to 180 days

105,000

42,000

10,500

6,300

16,800

1,680,000

Yes

1,050,000

21,000

2,100,000

1,050,000

525,000

10,500/ each child

10,500

Postpone the effective date up to 180 days

105,000

42,000

6,300

10,500

1,050,000

Yes

1. Overseas Medical Expenses

Medical expenses incurred overseas due to injury and sickness.
Follow-up treatment in Vietnam is also included and subject to maximum of 105 mil VND

2,520,000

Overseas Hospital Confinement Cash
Pay up to 1.05 mil VND for each complete day the insured person is hospitalized while overseas

63,000

Emergency Medical Evacuation to another place of treatment or to Vietnam

Unlimited

2. Personal Accident Indemity

Personal Accident (Accidental Death & Disablement)

2,520,000

Sub-limit for Insured Child (included in Family Policy)

1,260,000

Child Education Security to Insured Person’s child or children in the event of Accident Death of the Insured Person, up to maximum of 2 children

42,000/ each child

Corporate Image Protection in case of AD&D of the Insured Person

42,000

3. Trip Assist

Trip Postponement

Postpone the effective date up to 180 days

Trip Cancellation

168,000

Loss & Damage of Baggage & Personal Effect, including Golfing equipment and Latop
Max 6.3 mil VND/ item & 21 mil VND/ laptop

63,000

Baggage Delay after 8 hours

16,800

Loss of Personal Money & Travel documents

10,500

Travel Delay
2.1 million VND for every 8 hours

21,000

Personal Liability (Legal liability and Legal cost)

2,520,000

4. Additional Coverage

Yes

1. Overseas Medical Expenses

Medical expenses incurred overseas due to injury and sickness.
Follow-up treatment in Vietnam is also included and subject to maximum of 105 mil VND

1,680,000

Overseas Hospital Confinement Cash
Pay up to 1.05 mil VND for each complete day the insured person is hospitalized while overseas

21,000

Emergency Medical Evacuation to another place of treatment or to Vietnam

2,100,000

2. Personal Accident Indemity

Personal Accident (Accidental Death & Disablement)

1,680,000

Sub-limit for Insured Child (included in Family Policy)

840,000

Child Education Security to Insured Person’s child or children in the event of Accident Death of the Insured Person, up to maximum of 2 children

10,500/ each child

Corporate Image Protection in case of AD&D of the Insured Person

21,000

3. Trip Assist

Trip Postponement

Postpone the effective date up to 180 days

Trip Cancellation

105,000

Loss & Damage of Baggage & Personal Effect, including Golfing equipment and Latop
Max 6.3 mil VND/ item & 21 mil VND/ laptop

42,000

Baggage Delay after 8 hours

10,500

Loss of Personal Money & Travel documents

6,300

Travel Delay
2.1 million VND for every 8 hours

16,800

Personal Liability (Legal liability and Legal cost)

1,680,000

4. Additional Coverage

Yes

1. Overseas Medical Expenses

Medical expenses incurred overseas due to injury and sickness.
Follow-up treatment in Vietnam is also included and subject to maximum of 105 mil VND

1,050,000

Overseas Hospital Confinement Cash
Pay up to 1.05 mil VND for each complete day the insured person is hospitalized while overseas

21,000

Emergency Medical Evacuation to another place of treatment or to Vietnam

2,100,000

2. Personal Accident Indemity

Personal Accident (Accidental Death & Disablement)

1,050,000

Sub-limit for Insured Child (included in Family Policy)

525,000

Child Education Security to Insured Person’s child or children in the event of Accident Death of the Insured Person, up to maximum of 2 children

10,500/ each child

Corporate Image Protection in case of AD&D of the Insured Person

10,500

3. Trip Assist

Trip Postponement

Postpone the effective date up to 180 days

Trip Cancellation

105,000

Loss & Damage of Baggage & Personal Effect, including Golfing equipment and Latop
Max 6.3 mil VND/ item & 21 mil VND/ laptop

42,000

Baggage Delay after 8 hours

6,300

Loss of Personal Money & Travel documents

6,300

Travel Delay
2.1 million VND for every 8 hours

10,500

Personal Liability (Legal liability and Legal cost)

1,050,000

4. Additional Coverage

Yes

View detailed benefits of Worldwide travel insurance TechCare Travel

Q&A TechCare Travel

Can I purchase Worldwide travel protection if I am not a resident of Vietnam?

You can purchase Worldwide travel protection even if you are not Vietnamese citizens and/or do not reside in Vietnam, as long as your trips departing from Vietnam.

Can I purchase Chubb Worldwide travel protection when I have departed?

No. You must purchase your travel insurance at least 1 day before departure date of your trip

Where can I obtain the full terms and conditions of this insurance?

Please refer to Terms and Conditions of Worldwide travel protection

Who can be insured under Worldwide travel protection?

Insured Person refers to the person(s) named as such in the Policy Schedule with the age limit for Insured Person(s) under this Policy is from a minimum of six (6) weeks up to a maximum age of eighty five (85) years. No benefit will be provided once the Insured Person reaches the age of eighty six (86).
The Child(ren), must be:
- All legal dependent, unmarried children, including step-children or legally adopted children of the Insured Person.
- All children under the age of seven (7) years must be accompanied by an adult who is also insured under the same Policy.
- The age limit for eligible Child(ren) under Family Policy is from a minimum of six (6) weeks up to maximum age of eighteen (18) years or twenty three (23) years and full time student at a recognized school, college or university.

What's "Family Policy(ies)"?

“Family Policy (ies)” means a Policy issued for a maximum of two adult Insured Persons (from 18 years of age) who are Family Member of each other and any number of Children of the Insured Person (s).
“Family Member(s)” means an Insured Person's legal spouse, children (natural or adopted), siblings, siblings in law, parents, parents in law, grandparents, grandchildren, stepparents or stepchildren.
The insurer reserves the rights to request documents from the insured to confirm the relationship between the insured persons and Policyholder.

I purchased Worldwide travel protection but I was denied a visa (entry visa), can I cancel and get refund of my insurance?

Yes. In this case, you need to notify Chubb Vietnam in writing along with a visa refusal letter from the relevant foreign Embassy/Consulate. Chubb Vietnam will refund the paid insurance premium to you.

Do I need to undergo a medical examination to apply for Worldwide travel protection?

No. However, please note that there are exclusions on pre-existing medical conditions. Please refer to Policy Wording for full details.

When traveling, my luggage is stolen, what documents do I need to claim compensation?

You need to provide the below documents for claim:
- Property irregularity report if baggage is lost or damaged by carrier / hotel management;
- Police report stating the time, date and the cause of loss;
- A list of lost or damaged items, including details of the quantity, description, actual cash value and amount of loss or damage;
- All original receipts and related documents to verify the value of the items listed should be attached. (All items over US$100 must be accompanied by an original receipt);
- Quotation/ invoice for reparation or replacement; Original receipts of the fee for passport replacement;
Note: As the result of the forceful taking of the Personal Effects by way of violent means or the threat of violence or theft and such loss must be reported to the police having jurisdiction at the place of the loss no more than 24 hours from the incident. Any claim must be accompanied by written documentation from such police

What are the reasons covered under travel cancellation?

A Trip is cancelled due to Injury, Sickness or death of an Insured Person or death of Family Member. The Injury or Sickness must be so disabling and certified by a Physician as to reasonably cause a Trip to be cancelled. Accordingly, in the event of trip cancellation, the insured events mentioned above must occur AFTER the date of issuance of this Policy AND within sixty (60) days prior to the Scheduled Departure Date.

What happens if I booked my trip but could not go because I can't get an entry visa in time?

The policy does not cover cancellation caused by or resulting from changes in plans by the Insured Person, however, we can adjust your insurance period when we receive your adjustment request email 24 hours prior the inception date of insurance.

Outstanding benefits of TechCare Travel

Convenient & Easy

Cost savings

Optimal benefits

Global Service

General benefits

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Q&A TechCare Travel

Can I purchase Worldwide travel protection if I am not a resident of Vietnam?

Can I purchase Chubb Worldwide travel protection when I have departed?

Where can I obtain the full terms and conditions of this insurance?

Who can be insured under Worldwide travel protection?

What's "Family Policy(ies)"?

I purchased Worldwide travel protection but I was denied a visa (entry visa), can I cancel and get refund of my insurance?

Do I need to undergo a medical examination to apply for Worldwide travel protection?

When traveling, my luggage is stolen, what documents do I need to claim compensation?

What are the reasons covered under travel cancellation?

What happens if I booked my trip but could not go because I can't get an entry visa in time?

Need more information? Allow us to advise you.