Term Deposit

Effective accumulation, maximum profit

chevron_left
chevron_right

FEATURES OF SAVINGS DEPOSIT PRODUCTS

  ORDINARY SAVINGS PHAT LOC SAVINGS SAVINGS WITH PRE-PAID INTEREST

TRANSACTION CHANNELS

At the counter Techcombank Mobile and Internet Banking At the counter Techcombank Mobile and Internet Banking At the counter  

CURRENCY

VND, USD, EUR, AUD, GBP, JPY, SGD VND VND, USD, EUR VND VND, USD, EUR  

MINIMUM DEPOSIT

1 million VND or 100 foreign currency units 1 million VND 5 million VND or 500 foreign currency units 1 million VND 5 million VND or 500 foreign currency units  

TERM

From 1 to 36 months From 1-3 weeks, from 1-36 months From 1 to 36 months From 1-3 weeks, from 1-36 months From 1 to 36 months  

INTEREST

Fixed during the deposit term Refer
here
Fixed during the deposit term Refer
here
Fixed during the deposit term Refer
here
Fixed during the deposit term Refer
here
Fixed during the deposit term Refer
here
 

INTEREST PAYMENT METHOD

At maturity, periodically (Monthly/ Quarterly) At maturity At maturity At maturity Immediately upon saving  

EARLY SETTLEMENT

Allowed to make final settlement before maturity and get non-term interest Not allowed to make final settlement Allowed to make final settlement before maturity and get non-term interest Allowed to make final settlement before maturity and get non-term interest  

Terms of Use

Calculate savings interest rate

Deposit amount

VND

Interest rate (%/year)

Interest rate (%/year)

Term

Term

Month

money.svg

Guide for Online Deposit

Frequent Asked Questions (FAQs)

Which customers can apply to Online Term Deposit products?

Customers are resident or non-resident Vietnamese citizens or foreigners who have been allowed to reside in Vietnam for 6 months or more

Can customers make final settlement for Online Term Deposit accounts at the counter?

Yes, they can. Customers can make final settlement at the counter. Online Term Deposit accounts can be finalized for their Spend Account at Techcombank, then customers can withdraw cash from this Spend Account at the counter

How can customers get interest periodically (monthly/quarterly) if they make Ordinary Savings at the counter and choose interest payment methods periodically?

If customers choose this payment method, they need to register for a Spend Account at Techcombank. Interest will be transferred automatically to their Spend Account when the term ends

What will the bank do with the Passbook if customers make Savings at the counter but they don't make final settlement at maturity?

- For Ordinary Savings product with interest paid at maturity/ Phat Loc Savings, if customers don't have any new requests, interest will be added to the principal and Savings will be lasted for one more term equivalent to the old term
- For Ordinary Savings product with interest paid periodically, the principal will be transferred to a new term equivalent to the old term, interest will be transferred to customer's Spend Account at Techcombank

What are the differences between Ordinary Savings and Phat Loc Savings? Which Savings customers should prefer?

With Ordinary Savings, customers can withdraw the principal before the term ends, but with Phat Loc Savings, customers can't. Normally, Phat Loc Savings interest is higher than Ordinary Savings interest. Therefore, depending on the needs and plans, customers will choose the most suitable product.

View more

Join Online Transaction