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Current account

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MyCash Overdraft Account

instant and flexible money advance
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Auto-Earning

Maximize daily interest earning in current account
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Techcombank Credit Card

Allow borrowing money against a line of credit
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Techcombank Debit Card

Allow drawing money directly from current account
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Oversea money transfer

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CDM - 24/7 Cash deposit machine
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Term deposit

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Nhu Y saving

Live your dream, follow your goal

Flexible principal withdrawal deposit

Actively, flexibly withdraw money in installments and keep the same level interest rate
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Bao Loc Certificate of Deposit - Techcombank iCAP

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MyCash Overdraft Account

Instant money advance, flexible spending

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Loan overdraft mortgage with secured assets

Lending overdraft limit without collateral

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Techcombank Mobile

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Car loan

Owning your favorite car is not far away
with auto loan products at Techcombank

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Why should you choose an auto loan at Techcombank?

Outstanding service

  • Fast approval time, within 2.5 hours, simple loan application
  • VinFast online instantly returns approval results in just 2 minutes

 

Competitive policy

  • Loan limit up to 80% of vehicle value depending on vehicle model
  • Maximum loan period 84 months
  • Exclusive offers for priority customers and loyal customers at Techcombank

 

 

Convenient experience

  • Professional consultants, enthusiastic support throughout the loan period
  • Hotline system supports 24/7 and has a separate line for VIP customers
  • The App Mobile application helps customers easily track the monthly principal and interest balance
  • More than 300 branches and transaction offices help customers convenient in the process of transactions and loans

 

 

Calculate the provisional loan limit

Total car value

VND

Loan amount

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Enter the expected loan amount or as a percentage of the total vehicle value

VND

Loan term

Month

Interest rate

%/Year

Disbursement date

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Disbursement date

NOVEMBER 2024
money
money
Monthly principal

0 VND

Monthly interest rate

0 VND

Monthly installment

0 VND

View details

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No REPAYMENT PERIOD REMAINING ORIGINAL NUMBER ORIGIN INTEREST TOTAL PRINCIPAL + INTEREST
TOTAL

Customer journey

1

Get advice

2

Choose a loan option and prepare documents

3

Get approval results

4

Contract signing and disbursement

5

Receive the car

Loan offer

Loans to buy electric VinFast cars - Interest rate incentives

Customers:

  • Individual customers are VinGroup employees and Techcombank employees who participated in the deposit program in the period from March 24, 2021 to June 30, 2021 to borrow to buy VinFast Vfe34

Outstanding offer:

  • Interest rate support for the first 2 years
  • Loan limit up to 80% of car value

Loan to buy electric VinFast cars with interest rate support from VinGroup

Customers:

  • Individual customers are VinGroup's employee who borrow to buy VinFast electric cars including VFe34, VF8 and VF9 for travel purposes.

Outstanding offer:

  • Customers only have to pay a preferential interest rate of 3%/year during the loan term
  • Loan limit up to 80% of car value
  • Loan period 60 months

Easy Loans - Thousands of Miles

Vinfast car loan program to receive 2 months of free battery rental

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Frequently Asked Questions

Age requirements of car loan customers?

The customer or the customer's spouse must be at least 20 years old at the time of applying.

Conditions of permanent residence and living area of auto loan customers?

The customer or the customer's spouse has a permanent address or a living address in the province/city where Techcombank is located.

What type of collateral does an auto loan accept?

Collateral is a vehicle formed from a loan and/or certified real estate

What is the maximum loan term for a new car?

Up to 8 years

What is the maximum loan term for a used car?

6 years term

What is the maximum loan term for a new business car?

5 years term

What is the maximum loan term for a used business car?

4 years term

If the collateral is an auto formed from a loan, what is the maximum loan ratio?

80% of auto value

What are the conditions on vehicle age for the purpose of the loan for buying a used car?

Vehicle age not more than 6 years

Does Techcombank accept disbursement based on vehicle registration appointment?

Yes. Techcombank approves disbursement based on vehicle registration or appointment to return vehicle registration results.

Do I have to buy auto body material insurance when taking out a loan?

Yes. Customers must buy auto body material insurance during the auto loan period with the designated beneficiary as Techcombank.

Documents to provide when taking out an auto loan?

Required file groups include:

- Personal profile:

   + Identification Card / Citizen Identification / Passport

   + Household registration / temporary residence book

   + Marriage registration / Confirmation of marital status

- Income source records: labor contract, salary account statement, house/vehicle rental contract, records of income from business activities...

- Dossier for loan purposes: Vehicle sales contract...

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