Explore
Inspire
Priority
Private
search-icon
Tools & Utilities
Help & Support
Contact Us
public English expand_more
Spend navigate_next
Save navigate_next
Borrow navigate_next
Invest navigate_next
Protect navigate_next
Digital Services navigate_next
Updates navigate_next
Log in
search-icon
Personal
Explore
Inspire
Priority
Private
navigate_before
Accounts arrow_forward
Cards arrow_forward
Other services arrow_forward
altText

Current account

alText

Foreign currency account

altText

MyCash Overdraft Account

instant and flexible money advance
altText

Auto-Earning

Maximize daily interest earning in current account
alt-text Promotions
altText

Techcombank Credit Card

Allow borrowing money against a line of credit
altText

Techcombank Debit Card

Allow drawing money directly from current account
altText Promotions Find a card for me
altText

Oversea money transfer

altText

CDM Services

CDM - 24/7 Cash deposit machine
altText

Branch appointment

altText Tools and utilities
Term deposit arrow_forward
Flexible deposit arrow_forward
Certificate of deposit arrow_forward

Term deposit

Promotions Tools and utilities

Nhu Y saving

Live your dream, follow your goal

Flexible principal withdrawal deposit

Actively, flexibly withdraw money in installments and keep the same level interest rate
Promotions Tools and utilities

Bao Loc Certificate of Deposit - Techcombank iCAP

Promotions Tools and utilities
Home loan arrow_forward
Car loan arrow_forward
Consumer loan arrow_forward

For development project

Home loan for individual customers

Transferable loans

Promotions Book a Consultation

Car loan

Promotions Book a Cosultation

MyCash Overdraft Account

Instant money advance, flexible spending

Unsecured personal instalment loan

alt-mortgage-deposit

Mortgage deposit

Home renovation loan

Loan overdraft mortgage with secured assets

Lending overdraft limit without collateral

alt-promotion Promotions Book a Consultation
Corporate Bond - iBond arrow_forward
iFund Certificate arrow_forward
Certificate of deposit arrow_forward
Research arrow_forward

Pre-determined Cashflow - iBond Flow

Flexible investment – iBond Prix

Sustainable accumulation - iBond Prix

Tools and utilities

Techcom Bond Fund (TCBF)

Techcom Top 30 Stock Fund (TCEF)

Tools and utilities Tools and utilities

Bao Loc Certificate of Deposit - Techcombank iCAP

Promotions Tools and utilities
Health insurance arrow_forward
Savings and investment-linked insurance arrow_forward
Other insurance arrow_forward

Tu Tin Vung Buoc

Long-term protection against the risk of death and cancer

Song Khoe Moi Ngay

Superior healthcare insurance solution
Promotions Book a consultation

Superlink & Superlink Diamond

Superior investment-linked insurance solution

Legacy

An Gia Nhu Y

Insurance and saving solution with a short payment period

Bach Loc Toan Gia Vuot Troi

Protect against unwanted health risks while safely accumulating wealth
Promotions Book a consultation

Home insurance

Car insurance

Promotions Book a consultation
Digital Banking arrow_forward
Other Services arrow_forward

Techcombank Mobile

Personal financial management at your fingertips

Techcombank Online Banking

Convenient banking with web browser

Book appointment

Car loan

Owning your favorite car is not far away
with auto loan products at Techcombank

Book a Consultation arrow_forward
chevron_left
chevron_right

Why should you choose an auto loan at Techcombank?

Outstanding service

  • Fast approval time, within 2.5 hours, simple loan application
  • VinFast online instantly returns approval results in just 2 minutes

 

Competitive policy

  • Loan limit up to 80% of vehicle value depending on vehicle model
  • Maximum loan period 84 months
  • Exclusive offers for priority customers and loyal customers at Techcombank

 

 

Convenient experience

  • Professional consultants, enthusiastic support throughout the loan period
  • Hotline system supports 24/7 and has a separate line for VIP customers
  • The App Mobile application helps customers easily track the monthly principal and interest balance
  • More than 300 branches and transaction offices help customers convenient in the process of transactions and loans

 

 

Calculate the provisional loan limit

Total car value

VND

Loan amount

/content/dam/techcombank/public-site/en/images/personal-banking/borrow/icon-8c14fabb1a.png
Enter the expected loan amount or as a percentage of the total vehicle value

VND

Loan term

Month

Interest rate

%/Year

Disbursement date

/content/dam/techcombank/public-site/en/images/personal-banking/borrow/icon-8c14fabb1a.png
Disbursement date

JUNE 2024
money
money
Monthly principal

0 VND

Monthly interest rate

0 VND

Monthly installment

0 VND

View details

Debt payment schedule spreadsheet with decreasing balance close
No REPAYMENT PERIOD REMAINING ORIGINAL NUMBER ORIGIN INTEREST TOTAL PRINCIPAL + INTEREST
TOTAL

Customer journey

1

Get advice

2

Choose a loan option and prepare documents

3

Get approval results

4

Contract signing and disbursement

5

Receive the car

Loan offer

Loans to buy electric VinFast cars - Interest rate incentives

Customers:

  • Individual customers are VinGroup employees and Techcombank employees who participated in the deposit program in the period from March 24, 2021 to June 30, 2021 to borrow to buy VinFast Vfe34

Outstanding offer:

  • Interest rate support for the first 2 years
  • Loan limit up to 80% of car value

Loan to buy electric VinFast cars with interest rate support from VinGroup

Customers:

  • Individual customers are VinGroup's employee who borrow to buy VinFast electric cars including VFe34, VF8 and VF9 for travel purposes.

Outstanding offer:

  • Customers only have to pay a preferential interest rate of 3%/year during the loan term
  • Loan limit up to 80% of car value
  • Loan period 60 months

Easy Loans - Thousands of Miles

Vinfast car loan program to receive 2 months of free battery rental

View more

Frequently Asked Questions

Age requirements of car loan customers?

The customer or the customer's spouse must be at least 20 years old at the time of applying.

Conditions of permanent residence and living area of auto loan customers?

The customer or the customer's spouse has a permanent address or a living address in the province/city where Techcombank is located.

What type of collateral does an auto loan accept?

Collateral is a vehicle formed from a loan and/or certified real estate

What is the maximum loan term for a new car?

Up to 8 years

What is the maximum loan term for a used car?

6 years term

What is the maximum loan term for a new business car?

5 years term

What is the maximum loan term for a used business car?

4 years term

If the collateral is an auto formed from a loan, what is the maximum loan ratio?

80% of auto value

What are the conditions on vehicle age for the purpose of the loan for buying a used car?

Vehicle age not more than 6 years

Does Techcombank accept disbursement based on vehicle registration appointment?

Yes. Techcombank approves disbursement based on vehicle registration or appointment to return vehicle registration results.

Do I have to buy auto body material insurance when taking out a loan?

Yes. Customers must buy auto body material insurance during the auto loan period with the designated beneficiary as Techcombank.

Documents to provide when taking out an auto loan?

Required file groups include:

- Personal profile:

   + Identification Card / Citizen Identification / Passport

   + Household registration / temporary residence book

   + Marriage registration / Confirmation of marital status

- Income source records: labor contract, salary account statement, house/vehicle rental contract, records of income from business activities...

- Dossier for loan purposes: Vehicle sales contract...

View more