Home loan for direct projects from investors

Flexible financial solutions help you be confident and make your dream of owning
a modern apartment with many high-class utility service come true

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Why should you choose loan for house project from Techcombank’s partners?

Competitive policy

  • Flexible financial solutions.

  • Investors support interest rate and prepayment fee up to 24 months

  • High loan amount and long loan term.

Quick procedure

  • Simple profile

  • Quick procedure

Techcombank's strategic partners

Techcombank cooperates with leading real estate developers, providing the optimal financial solution package to fully satisfy customer's needs.

Choose the right solution for your future home

  • Personal Customer
  • Condominium
  • Villa; Semi-detached house
  • Condotel; Shoptel; Mini hotel
  • Shop; Ground-floor Shophouse
  • Townhouse
  • Low-rise commercial services
  • Ground-floor Shophouse, 50-year commercial services
  • Condotel; Beach Villa
  • Shophouse
  • Condominium; Shophouse
  • Villa; Shophouse
  • Semi-detached house; Villa; Shophouse
  • Villa
  • Vingroup
  • MIK
  • Masterise
  • Sungroup
  • Ecopark
  • Vingroup
  • Individual belonging to TCO
  • Individual belonging to Vingroup
  • Individual belonging to Masterise
  • Vingroup
  • Vingroup
  • Individual belonging to TCO
  • Vingroup
  • Vingroup
  • Dia Oc Xanh Company
  • Individual belonging to TCO
  • SSM Company
  • MIK
  • Masterise
  • Sungroup
  • Ecopark
  • Masterise
  • Sungroup
  • Masterise
  • Masterise

Project’s Name

Loan rate on capital need

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Loan ratio to the value of the customer's loan plan

Loan rate on collateral value

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Loan rate on collateral value

Loan term

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Maximum loan period of a loan at Techcombank

Collateral

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Are assets used to secure the customer's debt obligations at Techcombank under certain conditions of receipt as prescribed by Techcombank.
Masteri Centre Point
Up to 80% the Sale Contract
Up to 80% for assets formed from loan capital
Up to 35 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Grand world PQ
Up to 100% the Sale Contract
Up to 70% for assets formed from loan capital, 70% for other real estates
Up to 15 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Low-rise Vinhomes Ocean Park
Up to 65% the transfer document
Up to 65% the transfer document
Up to 25 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Low-rise Vinhomes Grand Park
Up to 80% the Sale Contract
Up to 80% for assets formed from loan capital
Up to 25 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Sun Boulevard Sam Son
Up to 70% the Sale Contract/the written document/ the Escrow Agreement
Up to 70% for assets formed from loan capital
Up to 25 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Sun Feria
Up to 70% the Sale Contract/the written document
Up to 70% for assets formed from loan capital
Up to 25 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Low-rise Vinhomes Ocean Park
Up to 65% the transfer document
Up to 65% the transfer document
Up to 25 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Imperia Smart City
Up to 100% the Sale Contract
Up to 80% for assets formed from loan capital, 70% for other real estates
Up to 35 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Masterise homes Ocean Park 2 – The Empire
Up to 70% the Sale Contract
Up to 70% for assets formed from loan capital
Up to 35 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Low-rise Vinhomes Ocean Park
Up to 70% the Sale Contract
Up to 70% for assets formed from loan capital
Up to 25 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Masteri Centre Point
Up to 80% the Sale Contract
Up to 80% for assets formed from loan capital
Up to 25 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Sun Marina Ha Long
Up to 75% the Sale Contract/the written document
Up to 75% for assets formed from loan capital
Up to 35 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Ecopark - SolForest
Up to 80% the Sale Contract
Up to 80% for assets formed from loan capital
Up to 35 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Masteri West Height
Up to 80% the Sale Contract
Up to 80% for assets formed from loan capital
Up to 25 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Low-rise Vinhomes Ocean Park
Up to 65% the transfer document and unpaid amount for investors (if any)
Up to 65% the transfer document and unpaid amount for investors (if any)
Up to 25 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Masterise Water front
Up to 80% the Sale Contract
Up to 80% for assets formed from loan capital
Up to 35 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Masterise Lumiere
Up to 70% the Sale Contract
Up to 70% for assets formed from loan capital
Up to 35 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Ecopark - Haven Park
Up to 80% the Sale Contract
Up to 80% for assets formed from loan capital
Up to 25 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
High-rise Vinhomes Smart City
Up to 100% the Sale Contract
Up to 80% for assets formed from loan capital, 70% for other real estates
Up to 35 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Low-rise Vinhomes Smart City
Up to 70% the Sale Contract
Up to 70% for assets formed from loan capital
Up to 25 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Masterise: Lumiere Boulevard (LBV)
Up to 80% the Sale Contract
Up to 80% for assets formed from loan capital
Up to 35 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Masterise Grand Marina Sai Gon
Up to 70% the Sale Contract
Up to 70% for assets formed from loan capital
Up to 35 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Low-rise Vinhomes Ocean Park
Up to 70% the Sale Contract
Up to 70% for assets formed from loan capital
Up to 25 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Sun HillSide Phu Quoc
Up to 70% the Sale Contract/the written document
Up to 70% for assets formed from loan capital
Up to 35 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Vinhomes Grand Park Origam
Up to 100% the Sale Contract
Up to 80% for assets formed from loan capital, 70% for other real estates
Up to 35 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Low-rise Vinhomes Smart City
Up to 70% the Sale Contract
Up to 70% for assets formed from loan capital
Up to 25 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Sun Marina Ha Long
Up to 75% the Sale Contract/the written document
Up to 75% for assets formed from loan capital
Up to 25 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Low-rise Vinhomes Ocean Park
Up to 65% of Transfer contract value
Up to 65% of Transfer contract value
Up to 25 years
Real estate purchased by loan/ TC Bond/ Savings Account/ Other types of real estate in accordance with regulations.
The Grand Hang Bai
Up to 70% the Sale Contract
Up to 70% for assets formed from loan capital
Up to 35 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Masteri West Height
Up to 80% the Sale Contract
Up to 80% for assets formed from loan capital
Up to 35 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Low-rise Vinhomes Ocean Park
Up to 70% the Sale Contract
Up to 70% for assets formed from loan capital
Up to 25 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
The Global City
Up to 80% the Sale Contract/the written document
Up to 80% for assets formed from loan capital
Up to 25 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Sun HillSide Phu Quoc
Up to 70% the Sale Contract/the written document
Up to 70% for assets formed from loan capital
Up to 25 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Masterise Lumiere
Up to 70% the Sale Contract
Up to 70% for assets formed from loan capital
Up to 25 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Ecopark - SolForest
Up to 80% the Sale Contract
Up to 80% for assets formed from loan capital
Up to 25 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Low-rise Vinhomes Ocean Park
Up to 65% the transfer document
Up to 65% the transfer document
Up to 25 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Low-rise Vinhomes Smart City
Up to 65% the transfer document
Up to 65% the transfer document
Up to 25 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Sun Cau May
Up to 70% the Sale Contract/the written document
Up to 70% for assets formed from loan capital
Up to 25 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
The Sakura Smart City
Up to 100% the Sale Contract
Up to 80% for assets formed from loan capital, 70% for other real estates
Up to 35 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
High-rise Vinhomes Grand Park – Rainbow area
Up to 70% the Sale Contract
Up to 70% for assets formed from loan capital
Up to 35 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
High-rise Vinhomes Ocean Park
Up to 100% the Sale Contract
Up to 80% for assets formed from loan capital, 70% for other real estates
Up to 35 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Low-rise Vinhomes Grand Park
Up to 80% the transfer document and unpaid amount for investors (if any)
Up to 80% the transfer document and unpaid amount for investors (if any)
Up to 25 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Low-rise Vinhomes Smart City
Up to 70% the Sale Contract
Up to 70% for assets formed from loan capital
Up to 25 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Movenpick
Up to 65% the Sale Contract
Up to 65% for assets formed from loan capital
Up to 15 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Sun Quang Hanh
Up to 70% the Sale Contract/the written document
Up to 70% for assets formed from loan capital
Up to 25 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Low-rise Vinhomes Ocean Park
Up to 70% the Sale Contract
Up to 70% for assets formed from loan capital
Up to 25 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Low-rise Vinhomes Smart City
Up to 70% the Sale Contract
Up to 70% for assets formed from loan capital
Up to 25 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Low-rise Vinhomes Grand Park
Up to 70% the transfer document and unpaid amount for investors (if any)
Up to 70% the transfer document and unpaid amount for investors (if any)
Up to 25 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Ecopark - Haven Park
Up to 80% the Sale Contract
Up to 80% for assets formed from loan capital
Up to 35 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated
Masterise Water front
Up to 80% the Sale Contract
Up to 80% for assets formed from loan capital
Up to 25 years
Real estates formed from loan capital, TC Bond, Passbook, other assets as regulated

Calculate on how much you have to pay monthly

Real estate value

VND

Loan amount

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Enter your desired loan amount or drag to select a rate based on apartment total value

VND

Loan term

Monthly

Interest rate

%/Year

Disbursement date

JULY 2024
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Conditions and registration steps

Frequently Asked Questions

What are the conditions for customers to borrow money?

- Be a citizen of Vietnam
- From at least 18 years old at the time of loan application or from another age that meets the civil legal capacity and civil act capacity as prescribed by law.
- Have a stable and suitable income source for monthly payments

What purposes can I get this loan for?

For the purpose of borrowing to buy real estate for customers, their spouses or parents, their siblings or their spouses to pay loans according to the deposit agreement / Escrow agreement / Sale and purchase contract

What loan fees do customers need to pay?

- Fire insurance
- Notarization fee of the authorization contract and fee for the implementation of the authorization (for loans subject to the authorization contract)
- Notarization fee of financial contracts (in case of notarization)
- Notarization fee of mortgage contracts (when getting the certificate),
- Valuation fee (real estate with the certificate)
- Secured transaction registration fee

What revenue sources of customers to be accepted?

- From salary and salary-based items
- Property leasing (moveable estate and real estate)
- From household businesses/Enterprises
- From exploiting own assets: cars, real estate, passbooks, bonds

Repayment methods

 - Annuity: Is a repayment plan in which the amount (both principal and interest) that the Customer must pay every month is the same.
- Reducing debt balance: is a repayment plan in which the principal must be paid monthly, and interest is paid according to the actual remaining principal balance.

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Other Home Loan solutions from Techcombank

Transferring a house without house ownership certificate is easier than ever with a flexible loan solution from Techcombank

Borrowing to buy a house with house ownership certificate is now possible with a loan solution that minimizes procedures and optimizes interest rates.

Need more information?
Allow us to advise you.