Choose your priority spending area to accumulate points to accumulate up to 80 points when spending VND 1,000 and redeem attractive gifts
Maximum cashback is 500K VND/month.
When you spend with your credit card, you will receive reward points according to the selected area:
(*) For areas not selected, you will receive 0.1% bonus points
Maximum cashback is 500K VND/month.
Techcombank Spark card has a standard annual fee of VND 899,000/year.
Membership Privileges
If you are a Priority or Private member, your annual fee is waived for life.
Offer for non-members
0% interest 0% fee for installment payment at Dien may Cho Lon
Receive exclusive promotions with Techcombank Mastercard credit cards
Enjoy world-class cuisine at Michelin restaurant chain with Techcombank Mastercard credit card
Promotion program terms and conditions for Techcombank MasterCard cardholders at Trip.com
Promotion program terms and conditions for Techcombank MasterCard cardholders at FPT Shop
Promotion program terms and conditions for Techcombank MasterCard cardholders at Digibox
Promotion program terms and conditions for Techcombank MasterCard cardholders at Shopee
Promotion program terms and conditions for Techcombank MasterCard cardholders at PNJ
Promotion program terms and conditions for Techcombank MasterCard cardholders at Grab
Up to 100% fee refund for foreign currency transactions abroad with Techcombank Mastercard
Promotional program for Techcombank credit cardholders when spending and converting to installment payments at CellphoneS chain stores
Up to 3.5 million U-point when spending by credit card in the Insurance field
Promotional program for Techcombank credit cardholders when spending and converting to installment payments through Payoo card acceptance devices
Promotional cash gift for customers who register to convert to installment payment from 30 million VND
Up to 2 million cashback when spending by credit card in the Advertising field
Up to 2 million reward points on Techcombank Rewards for Spending at Vietnam Airlines
1 million discount when buying iPhone 17 at CellphoneS
Discount up to 2 million when buying iPhone 17 at FPT
Discount up to 2 million when buying iPhone 17 at Shopee
Accumulate spending - Continuous cashback with Techcombank credit card
Turn on your spending mode - unlock magical rewards
Receive up to 700,000VND cashback when spending and registering for installment payment via Vinfast website
Tap the Contactless card to pay quickly and conveniently
Apply the world's leading security technology to verify online transactions
Pro-actively lock/ unlock, manage credit limits and other online convenient features
Techcombank always accompanies and is ready to meet the needs of customers anytime, anywhere
- Get 80 points for every 1,000 VND spent on travel, fashion, and entertainment transactions
- Get 20 points for every 1,000 VND spent on restaurant and online consumer transactions
- Get 1 point for every 1,000 VND spent on other transactions
*Maximum reward points per month: 500,000
Priority Customer |
Techcombank Inspire Customer |
Regular Customer |
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|---|---|---|---|
ISSUANCE FEE (based on new credit agreement)* |
Free | Free | Free |
ANNUAL FEE (annually, based on the validity period of card) |
Free | Free | 899,000 VND/card |
FOREIGN TRANSACTION FEE (applicable for all transactions not conducted in VND) |
2.59% of transaction amount | 2.59% of transaction amount | 2.59% of transaction amount |
SWITCHING COST FOR INSTALMENT TRANSACTIONS VIA CREDIT CARD (collected from cardholders who registered to switch from normal payment transaction into instalment transaction) |
0.6%/ month * transaction value * instalment period (Instalment period from 1 month to maximum of 12 months) *Instalment transaction value as regulated by Techcombank periodically |
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View all fees → |
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