Choose your priority spending area to accumulate points to accumulate up to 80 points when spending VND 1,000 and redeem attractive gifts
Maximum cashback is 500K VND/month.
When you spend with your credit card, you will receive reward points according to the selected area:
(*) For areas not selected, you will receive 0.1% bonus points
Maximum cashback is 500K VND/month.
Techcombank Spark card has a standard annual fee of VND 899,000/year.
Membership Privileges
If you are a Priority or Private member, your annual fee is waived for life.
Offer for non-members
Tap the Contactless card to pay quickly and conveniently
Apply the world's leading security technology to verify online transactions
Pro-actively lock/ unlock, manage credit limits and other online convenient features
Techcombank always accompanies and is ready to meet the needs of customers anytime, anywhere
- Get 80 points for every 1,000 VND spent on travel, fashion, and entertainment transactions
- Get 20 points for every 1,000 VND spent on restaurant and online consumer transactions
- Get 1 point for every 1,000 VND spent on other transactions
*Maximum reward points per month: 500,000
Priority Customer | Techcombank Inspire Customer | Regular Customer | |
|---|---|---|---|
ISSUANCE FEE (based on new credit agreement)* | Free | Free | Free |
ANNUAL FEE (annually, based on the validity period of card) | Free | Free | 899,000 VND/card |
FOREIGN TRANSACTION FEE (applicable for all transactions not conducted in VND) | 2.59% of transaction amount | 2.59% of transaction amount | 2.59% of transaction amount |
SWITCHING COST FOR INSTALMENT TRANSACTIONS VIA CREDIT CARD (collected from cardholders who registered to switch from normal payment transaction into instalment transaction) | 0.6%/ month * transaction value * instalment period (Instalment period from 1 month to maximum of 12 months) *Instalment transaction value as regulated by Techcombank periodically | ||
View all fees → | |||
