Choose your priority spending area to accumulate points to accumulate up to 80 points when spending VND 1,000 and redeem attractive gifts
Maximum 500,000 U-Points/month.
When you spend with your credit card, you will receive reward points according to the selected area:
(*) For areas not selected, you will receive 0.1% bonus points
Maximum 500,000 U-Points/month.
Techcombank Spark card has a standard annual fee of VND 899,000/year.
Membership Privileges
If you are a Priority or Private member, your annual fee is waived for life.
Offer for non-members
0% interest installment plan, free installment conversion fee for Techcombank credit card holders at FUJI LUXURY
0% interest installment plan, free installment conversion fee for Techcombank credit card holders at GALLE WATCH
Earn 1,000,000 U-Points when you spend and convert them into installment payments at Vinschool
Save up to 1 million VND with your Techcombank card on shopping and dining in Singapore
Reward 500K discount on orders from 15 million VND when spending and paying in installments at Viettel Store.
Reward up to 700K when paying in installments through Shopee partners
500K bonus for applications from 15 million when spending and converting installments at Lazada
0% interest installment plan, free installment conversion fee for Techcombank credit card holders at SHOPDUNK
Discount up to 15% with your techcombank card on shopping and dining in Japan
Discount up to 30% with your Techcombank card on shopping and dining in China, Taiwan, and Hongkong
Discount up to 30% in Thailand for Transportation, dining, shopping when using Techcombank Visa Card
0% interest installment and free installment conversion when registering at Nguyen Mai Chau Clinic
Enter code TCBJX for unlimited 5% discount when booking air tickets at Starlux Airlines
Tap the Contactless card to pay quickly and conveniently
Apply the world's leading security technology to verify online transactions
Pro-actively lock/ unlock, manage credit limits and other online convenient features
Techcombank always accompanies and is ready to meet the needs of customers anytime, anywhere
- Get 80 points for every 1,000 VND spent on travel, fashion, and entertainment transactions
- Get 20 points for every 1,000 VND spent on restaurant and online consumer transactions
- Get 1 point for every 1,000 VND spent on other transactions
*Maximum reward points per month: 500,000
Priority Customer | Techcombank Inspire Customer | Regular Customer | |
|---|---|---|---|
ISSUANCE FEE (based on new credit agreement)* | Free | Free | Free |
ANNUAL FEE (annually, based on the validity period of card) | Free | Free | 899,000 VND/card |
FOREIGN TRANSACTION FEE (applicable for all transactions not conducted in VND) | 2.59% of transaction amount | 2.59% of transaction amount | 2.59% of transaction amount |
SWITCHING COST FOR INSTALMENT TRANSACTIONS VIA CREDIT CARD (collected from cardholders who registered to switch from normal payment transaction into instalment transaction) | 0.6%/ month * transaction value * instalment period (Instalment period from 1 month to maximum of 12 months) *Instalment transaction value as regulated by Techcombank periodically | ||
View all fees → | |||
