Techcombank Visa Eco Debit Card

Make every swipe your greener step

Become a cardholder to get a 12-month Xanh SM subscriptions worth up to VND 12 million

The first ever green card for you to become your greener version

Know your carbon footprint

  • Track the amount of greenhouse gas emissions (CO₂) per transaction
  • Help you clearly see the difference you make on each payment

See the greener impact

  • Track your green score to know your green living level
  • Dashboard analysis for spending by category and comparision over time

Act & gain rewards

  • Lifetime annual fee waiver when applying for the digital version only
  • Get a free 12-month Xanh SM subscription: save up to 12 million VND/year on transportation and delivery fee
  • Offset CO₂ via green project verified by reputable organizations

With the Eco card, you can…

Choose your eco-friendly card version

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Along with the physical card made from recycled PVC, you can also go with the digital version and turn your phone into a bank card.

 

Once your application is complete, you can immediately start using the digital Eco card to:

- Make online payments

- Add the card to Apple Pay, Google Pay, or Samsung Pay for easy in-store purchases

- Withdraw cash at Techcombank ATMs for free

Get a free 12-month Xanh SM subscription (*)

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- The Eco Card comes with a 12-month Xanh SM subscription, which helps you save up to 12 million VND/year on transportation and delivery fee

- Every month, you’ll receive 20 discount codes for Xanh SM services, including:

  • Motorbike: 5 codes for 25% off, up to 50K 
  • Standard taxi: 5 codes for 15% off, up to 50K 
  • Luxury taxi: 5 codes for 20% off, up to 50K 
  • Delivery: 5 codes for 20% off, up to 50K

(*) Applicable for customers who open Techcombank Visa Eco Debit Card for the first time via Techcombank Mobile. Refer to the term & condition

Track your greenhouse gas emissions

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The greenhouse gases from our spending and consumption are a big part of what drives climate change.

But with the Eco card, you can show your care for the planet and live greener by tracking and offsetting those emissions.

Every time you spend with your Eco card, it estimates the greenhouse gases produced based on what you buy and how much you spend (as per Visa Sustainability Index framework).

You can check how many kilograms CO₂ you've made in the card management section of the Techcombank Mobile app.

Offset your greenhouse gas emissions

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To help offset the impact of greenhouse gases, your Eco card connects you with environmental projects across Vietnam.

Simply go to the Eco card management section, choose a project you’re passionate about—whether it's reducing waste, producing renewable energy, or reforesting—and make a contribution.

These projects will help you take action for the environment, offsetting greenhouse gases equal to the amount you contribute.

The effectiveness of each project is verified by Visa and leading organization on climate change and substainable development.

Keep tabs on your green lifestyle

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Based on the greenhouse gases you've emitted and offset, the Eco card shows how eco-friendly your spending is with the Green score.

 

Additionally, you can view the collective green efforts and impact of the Eco card community in the card management section.

Offshore shopping with preferential foreign currency transaction fees of 2.5%

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Safer payment with card payments

Earn Techcombank Rewards points on all transactions

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Earn 1 point for every 1,000 VND spending (from minimum 100,000 VND)

The higher the Membership level, the higher the earning rate 

  •  Inspire Members: x2 point earning
  •  Priority Members: x3 point earning
  •  Private Members: x4 point earning

Refer to Techcombank Rewards program

Exclusive offers

Earn points up to 10% of dining, shopping and entertainment bill value for Techcombank Inspire Members

Learn more

Rebate cash withdrawl fee at ATMs nationwide for Techcombank Inspire Members
 

Learn more

Receive free a Global Travel Insurance coveragage up to VND 10.5 billion for all Eco cardholders
 

Learn more

Frequently asked questions

Frequently asked questions

How to estimate greenhouse gas emissions when spending with Eco Card?

Grennhouse gas emissions amount (CO₂) is automatically estimated based on your spending category and transaction amount on the Eco card. 
 

The amount you spend in each category will be converted into the corresponding average emissions, based on Visa Sustainability Index framework. 
 

For example, VND 10,000 spent on Transportation might correspond to 0.032 kg CO₂ (the real numbers may vary).

What is CO₂ offset?

CO₂ offset is the feature allowing you to compensate for your unavoidable emissions with some offset payments. Techcombank will transfer your payments to the feature provider. Those payments will then be distributed to projects that reduce or remove CO₂ elsewhere.

What is Visa Sustainability Index?

The VISA Sustainability Index is designed by VISA to estimate the carbon footprint and is integrated into  Techcombank Visa Eco Debit Card for the first time in Vietnam. This index framework introduces an innovative method to estimate greenhouse gas emissions based on card usage.

How reputable is the international organization that certifies green projects for Eco Card?

Gold Standard is a prestigious international organization that sets the world's leading standards on climate change and sustainable development.

What are the fees when paying in USD?

When making a transaction in foreign currencies using Techcombank Visa Eco Debit card, your transaction will be charged foreign currency transaction conversion management fee and transaction processing fee (including VAT).
 

For individual customer fee, please refer to Fees for personal

What is CVV2?

CVV stands for Card Verification Value. CVV2 is a code to authenticate the cardholder when making card payment transactions on the Internet.

Fee schedule for Techcombank Visa Eco Debit Cardholders?

  • Issuance fee: Free
  • Annual fee:
    • If you apply for digital card only: Free
    • If you apply for both digital and physical card: Free in the 1st year of issuance. From the 2nd year, free  for Techcombank Inspire members; other customers: 150,000 VND/year (excluding VAT)

For individual customer fee, please refer to Fees for personal

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