Earn reward miles on your spending
- Domestic spending: VND 25,000 = 1 mile
- Overseas spending: VND 25,000 = 1 mile
- Domestic spending: VND 30,000 = 1 mile
- Overseas spending: VND 25,000 = 1 mile
Eligible spending for mile accumulation:
Transactions qualified for Lotusmiles accumulation are those that meet all the following conditions:
(a) Transactions made using the Vietnam Airlines Techcombank Visa payment/credit card to pay for goods and services via card-accepting devices or electronic channels (Internet, Mail, Phone, etc.) that are successfully recorded on Techcombank’s system.
(b) Transactions must be posted to Techcombank’s system and not canceled before the end of the promotion period.
(i) For Priority customers: Techcombank Priority customers who are newly issued (including reissued upon expiry) Vietnam Airlines Techcombank Visa credit cards will automatically qualify for Titan tier upgrade without any spending requirement.
(ii) For Non-Priority customers: Customers who are newly issued (including reissued upon expiry) Vietnam Airlines Techcombank Visa credit cards and accumulate spending of at least VND 40 million within 30 days from the card activation date will qualify for Titan tier upgrade; or
Customers holding Vietnam Airlines Techcombank Visa credit cards who accumulate spending of at least VND 90 million over three consecutive months, with no delinquency or overdue payments during these months, will also qualify for Titan tier upgrade.
Global travel insurance privileges for cardholders and relatives up to 11.7 billion VND
Accumulate spending, cashback continuously up to 700,000 U-points
Discounts of up to 700,000 VND when shopping at Dien May Cho Lon supermarket system
Swipe card, receive cashback up to 1,5 million U-points
Up to 50% cashback on transactions in the Insurance, Travel, and Education category
Up to 50% cashback for customers making their first and second installment payments
Enter code TCBJX for unlimited 5% discount when booking air tickets at Starlux Airlines
Reward up to 700K when paying through Shopee partners.
Free Hanoi Metro Trip Program with Techcombank Visa Card
Tap the contactless card to pay quickly and conveniently
Apply the world's leading security technology to verify online transactions
Pro-actively lock/unlock cards, manage credit limits and other online convenient features
Techcombank always accompanies and ready to meet the needs of customers anytime, anywhere
| Priority customer | Techcombank Inspire customer | Regular customer | ||
|---|---|---|---|---|
ISSUANCE FEE (based on new credit agreement)* | Free | Free | Free | |
ANNUAL FEE (annually, based on the validity period of card) | Free | Free | 990,000 VND/card | |
FOREIGN TRANSACTION FEE (applicable for all transactions not conducted in vnd) | 2.95% of transaction amount | 2.95% of transaction amount | 2.95% of transaction amount | |
SWITCHING COST FOR INSTALMENT TRANSACTIONS VIA CREDIT CARD(collected from cardholders who registered to switch from normal payment transaction into instalment transaction) | 0.6%/ month * transaction value * instalment period (Instalment period from 1 month to maximum of 12 months) *Instalment transaction value as regulated by Techcombank periodically | |||
View all fees → | Techcombank credit card Fee | |||