Vietnam Airlines Techcombank Visa Platinum

Live every moment to the fullest

Who can register?
People who have income from 30,000,000 VND/month
Be a Register member of Lotusmiles program

Outstanding Benefits

Vietnam Airlines Accumulation (*)

Vietnam Airlines Accumulation (*)

Annual fee return (**)

Annual fee return (**)

Upgrade tiers for Lotusmiles Members (***)

Upgrade tiers for Lotusmiles Members (***)

0% interest instalment payment

0% interest instalment payment

 

(*) Terms and conditions for Vietnam Airlines miles accumulation program 
- (**) Detail of the annual fee cashback for the first year

-  Detail of the annual fee cashback for the next years

- (***)Terms and conditions for the Vietnam Airlines membership upgrade program

- Global travel insurance privileges for cardholders and relatives up to 10.5 billion VND

Card Features

Contactless payment

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Tap the contactless card to pay quickly and conveniently

3D Secure Technology

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Apply the world's leading security technology to verify online transactions

Easy card management on Techcombank Mobile

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Pro-actively lock/unlock cards, manage credit limits and other online convenient features

24/7 Support

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Techcombank always accompanies and ready to meet the needs of customers anytime, anywhere

FEES

  Priority customer Techcombank Inspire customer Regular customer

ISSUANCE FEE (based on new credit agreement)*

Free Free 500,000 VND/card

ANNUAL FEE  (annually, based on the validity period of card)

Free Free 990,000 VND/card

FOREIGN TRANSACTION FEE (applicable for all transactions not conducted in vnd)

2.95% of transaction amount 2.95% of transaction amount 2.95% of transaction amount

SWITCHING COST FOR INSTALMENT TRANSACTIONS VIA CREDIT CARD(collected from cardholders who registered to switch from normal payment transaction into instalment transaction)

0.6%/ month * transaction value * instalment period (Instalment period from 1 month to maximum of 12 months)
*Instalment transaction value as regulated by Techcombank periodically

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Techcombank credit card Fee

Frequently Asked Questions

How many classes does Vietnam Airlines Techcombank Visa international credit card have and what is the credit limit of each class?

Vietnam Airlines Techcombank Visa international credit card includes 3 classes:
- Vietnam Airlines Techcombank Visa Classic: credit limit from 10 million VND to less than 50 million VND
- Vietnam Airlines Techcombank Visa Gold: credit limit from 50 million VND or more
- Vietnam Airlines Techcombank Visa Platinum: credit limit from 90 million VND or more

I want to apply for a Vietnam Airlines Techcombank Visa international credit card, but I don't have enough proof of income. So, what should I do?

If you are subject to pre-approval according to the bank's regulations, we will actively contact you or notify you via the application on your smartphone.
If you are not subject to pre-approval and do not have enough proof of income, you should register to issue a card in the form of a passbook mortgage.
If you have a Lotusmiles card of Titan class or higher and have a minimum validity of 2 months, you do not have to submit proof of income.

If I am issued a Vietnam Airlines Techcombank Visa international credit card in the form of collateral, what types of assets can be used as collaterals?

Techcombank only applies the mortgage of passbooks opened at Techcombank as collaterals for the issuance of credit cards in the form of collateral.

I already have a Techcombank Visa international credit card. So, can I be issued more Vietnam Airlines Techcombank Visa international credit card?

Yes. You can maintain 2 types of credit cards at the same time. However, the total credit limit of both your credit cards at the same time cannot exceed the maximum credit limit granted to you at Techcombank.

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