Earn reward miles on your spending
- Domestic spending: VND 25,000 = 1 mile
- Overseas spending: VND 25,000 = 1 mile
The most powerful card for travel and mileage accumulation
Travel the World, Worry-Free on Fees with a Techcombank Credit Card
0% interest 0% fee for installment payment at Shopee
Discount 15% when buying tickets at China Airlines
Expending spending – increasing engagement
The most powerful card for travel and mileage accumulation
Travel the World, Worry-Free on Fees with a Techcombank Credit Card
0% interest 0% fee for installment payment at Shopee
Discount 15% when buying tickets at China Airlines
Expending spending – increasing engagement
- Domestic spending: VND 30,000 = 1 mile
- Overseas spending: VND 25,000 = 1 mile
Eligible spending for mile accumulation:
Transactions qualified for Lotusmiles accumulation are those that meet all the following conditions:
(a) Transactions made using the Vietnam Airlines Techcombank Visa payment/credit card to pay for goods and services via card-accepting devices or electronic channels (Internet, Mail, Phone, etc.) that are successfully recorded on Techcombank’s system.
(b) Transactions must be posted to Techcombank’s system and not canceled before the end of the promotion period.
(i) For Priority customers: Techcombank Priority customers who are newly issued (including reissued upon expiry) Vietnam Airlines Techcombank Visa credit cards will automatically qualify for Titan tier upgrade without any spending requirement.
(ii) For Non-Priority customers: Customers who are newly issued (including reissued upon expiry) Vietnam Airlines Techcombank Visa credit cards and accumulate spending of at least VND 40 million within 30 days from the card activation date will qualify for Titan tier upgrade; or
Customers holding Vietnam Airlines Techcombank Visa credit cards who accumulate spending of at least VND 90 million over three consecutive months, with no delinquency or overdue payments during these months, will also qualify for Titan tier upgrade.
Tap the contactless card to pay quickly and conveniently
Apply the world's leading security technology to verify online transactions
Pro-actively lock/unlock cards, manage credit limits and other online convenient features
Techcombank always accompanies and ready to meet the needs of customers anytime, anywhere
| Priority customer | Techcombank Inspire customer | Regular customer | ||
|---|---|---|---|---|
ISSUANCE FEE (based on new credit agreement)* | Free | Free | Free | |
ANNUAL FEE (annually, based on the validity period of card) | Free | Free | 990,000 VND/card | |
FOREIGN TRANSACTION FEE (applicable for all transactions not conducted in vnd) | 2.95% of transaction amount | 2.95% of transaction amount | 2.95% of transaction amount | |
SWITCHING COST FOR INSTALMENT TRANSACTIONS VIA CREDIT CARD(collected from cardholders who registered to switch from normal payment transaction into instalment transaction) | 0.6%/ month * transaction value * instalment period (Instalment period from 1 month to maximum of 12 months) *Instalment transaction value as regulated by Techcombank periodically | |||
View all fees → | Techcombank credit card Fee | |||
Vietnam Airlines Techcombank Visa international credit card includes 3 classes:
- Vietnam Airlines Techcombank Visa Classic: credit limit from 10 million VND to less than 50 million VND
- Vietnam Airlines Techcombank Visa Gold: credit limit from 50 million VND or more
- Vietnam Airlines Techcombank Visa Platinum: credit limit from 90 million VND or more
If you are subject to pre-approval according to the bank's regulations, we will actively contact you or notify you via the application on your smartphone.
If you are not subject to pre-approval and do not have enough proof of income, you should register to issue a card in the form of a passbook mortgage.
If you have a Lotusmiles card of Titan class or higher and have a minimum validity of 2 months, you do not have to submit proof of income.
Techcombank only applies the mortgage of passbooks opened at Techcombank as collaterals for the issuance of credit cards in the form of collateral.
Yes. You can maintain 2 types of credit cards at the same time. However, the total credit limit of both your credit cards at the same time cannot exceed the maximum credit limit granted to you at Techcombank.