Live Green, Spend Smart
Who can register?
Income from 10,000,000 VND/month or more
Free Ho Chi Minh Metro transportation package worth 300,000 VND per month (*)
Earn reward points up to 800,000 points for spending on education and insurance (**)
Get a daily 50% discount code when order healthy food or vegatarian food from Grab (***)
Annual fee waived under specific terms (****)
Enjoy 0% interest installment plans
Reward 300,000 U-points for customers who open a new card when spending reaches 5,000,000 VND (**)
In addition to the physical card made from recycled PVC, the Eco Credit Card offers a virtual version to help reduce plastic consumption and protect the planet.
Once issued, the virtual card is ready for use immediately:
- Make online purchases across various platforms
- Add the card to Apple Pay / Google Pay / Samsung Pay for in-store payments
Consumption-related CO₂ emissions are a major driver of global climate change.
With Eco, you can monitor and offset your carbon footprint to live more sustainably.
The card estimates your CO₂ emissions based on your spending category and amount (using Visa’s carbon conversion model).
Track your emissions (in kilograms of CO₂) easily in the Eco Credit Card management section on the Techcombank Mobile app.
To help offset your CO₂ impact, the Eco Credit Card connects you with verified environmental projects in Vietnam.
Through the app, you can support your preferred initiatives—such as renewable energy, reforestation, or waste reduction - by making a contribution, donation, or carbon credit purchase.
Each project helps offset your emissions in proportion to your contribution.
All projects are verified by Visa and leading international climate and sustainability organizations.
- 30 points for every 1,000 VND spent on insurance purchases
- 30 points for every 1,000 VND spent on education expenses
* Maximum 800,000 points/month per customer (for insurance & education payments from 1,000,000 VND); capped at 7,000,000 points/year
