Earn up to 800,000 U-points per month
Earn up to 800,000 U-points for spending in Insurance and Education categories, applicable to transactions from VND 1,000,000. Maximum of 7,000,000 U-points per year.
Earn reward points on every transaction:
(*) The total reward points earned from Insurance and Education spending are capped at 800,000 points per customer per month for transactions from VND 1,000,000, and up to 7,000,000 points per year.
Choose the eco-friendly physical card version
Track CO₂ emissions for every transaction
Offset your carbon footprint
Track your personal and community green living level
Get tickets to attend “Y-CONCERT” when registering for credit card installment payment through Techcombank Virtual Advisory Center (VAC)
Swipe your card now and get a refund immediately
0% interest 0% fee for installment payment at Dien may Cho Lon
Promotional program for Techcombank credit cardholders when spending and converting to installment payments at CellphoneS chain stores
Up to VND 1,500,000 discount when spending on airline tickets at Trip.com
Promotional cash gift for customers who register to convert to installment payment from 15 million VND
Up to 100% refund of foreign transaction fees when spending abroad
Up to 2 million reward points on Techcombank Rewards for Spending at Vietnam Airlines
Accumulate spending - Continuous cashback with Techcombank credit card
Earn 300,000 U-Points when you open a new card and reach a minimum spending of VND 5,000,000.
In addition to the physical card made from recycled PVC, the Eco Credit Card offers a virtual version to help reduce plastic consumption and protect the planet.
Once issued, the virtual card is ready for use immediately:
- Make online purchases across various platforms
- Add the card to Apple Pay / Google Pay / Samsung Pay for in-store payments
Consumption-related CO₂ emissions are a major driver of global climate change.
With Eco, you can monitor and offset your carbon footprint to live more sustainably.
The card estimates your CO₂ emissions based on your spending category and amount (using Visa’s carbon conversion model).
Track your emissions (in kilograms of CO₂) easily in the Eco Credit Card management section on the Techcombank Mobile app.
To help offset your CO₂ impact, the Eco Credit Card connects you with verified environmental projects in Vietnam.
Through the app, you can support your preferred initiatives—such as renewable energy, reforestation, or waste reduction - by making a contribution, donation, or carbon credit purchase.
Each project helps offset your emissions in proportion to your contribution.
All projects are verified by Visa and leading international climate and sustainability organizations.
- 30 points for every 1,000 VND spent on insurance purchases
- 30 points for every 1,000 VND spent on education expenses
* Maximum 800,000 points/month per customer (for insurance & education payments from 1,000,000 VND); capped at 7,000,000 points/year