International debit card
Techcombank Visa Gold

Why you should open Techcombank Visa Gold Debit card

Free annual fee in the first year

Enjoy year-round offerings at Techcombank's partner

Pay at million global card acceptance locations

Card Features

Contactless payment


Contactless payment technology lets you swipe your card without swiping it, just touch it right in front of the payment device at the cashier and the transaction will be made.

Payment guarantee


3D Secured Verified by Visa security with online payments

Manage your cards easily on Techcombank Mobile


Easy tracking and managing all card transactions via the E-banking service is free of charge

Support 24/7


Get help anytime, anywhere with 24/7 Techcombank Customer Service. Hotline: 1800 588 822/ 1800 588 823 with priority customers (free) (Vietnam) or (+84-24) 3944 9626 (Overseas).

Earn points on every transaction


Get 1 point for every 1,000 VND spent with Techcombank debit cards (minimum 100,000 VND)




Card Issuance Fee For The First Time (*)

150.000 VND

Card Reissuance Fee(Due To Loss, Loss, Card Breakage, Etc.)(Applies To Not First Issue Or Expired Card Replacement)

100.000 VND

Annual Fee(Annually Collected Based On Validity Period Of The Card) (**)

200.000 VND/Year

PIN Re-Issuance Fee (Free With Electronic PIN)

30.000 VND/request

Cash Withdrawal Fee At TECHCOMBANK ATM (For Card Issued Out Of Account Package)

2.000 VND/Transaction

Cash Withdrawal Fee At TECHCOMBANK ATM (For Cards Issued Under The Unpaid Account Package)

1.000 VND/Transaction

Cash Withdrawal Fee At TECHCOMBANK ATM (For Cards Issued Under Payroll Account Package)


Cash Withdrawal Fees At Other Banks ATMs(In Viet Nam)

9.900 VND/Transaction

Cash Withdrawal Fees At Other Banks ATMs (Outside Việt Nam)

4%* of transaction value, minimum VND 50,000

Foreign Currency Expenditure Conversion Management Fee (***)

2.39%*transaction amount

Transaction Processing Fee (***)

1.1%*transaction amount



(The fee does not include VAT, except for the Management fee for conversion of foreign currency expenditure and transaction processing fee).

* Valid only for cards issued outside the account plan

** Account plan cards get 20% off the annual fee

*** Management fees for conversion of foreign currency expenditure and transaction processing fees do not apply to transactions in VND




For Priority customers, free issuance and first year annual fee on first issuance for all cards. The annual fee will be collected from the second and subsequent years of the card

Frequently asked questions

Frequently asked questions

What are the conditions for me to issue the Techcombank Visa Gold Debit?

To issue Techcombank Visa Gold Debit, you only need to meet the following conditions:

- A person aged 15 or over (Primary cardholder)

- Have a payment account at Techcombank

What is CVV2?

CVV stands for Card Verification Value. CVV2 is a cardholder authentication code when making card payment transactions on the Internet

I do card transactions over the Internet but I don't have an OTP(One-time password)?

You can only use an OTP at websites with built-in 3D Secure Verified by Visa

What are the fees when paying in USD?

- When making a transaction in foreign currencies using Techcombank Visa Gold Debit card, your transaction will be charged foreign currency transaction conversion management fee and transaction processing fee (including VAT)

- For individual customer fee, please refer to here: Fees For personal

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