Free
Free global travel insurance sponsored by Techcombank for Visa Infinite cardholders
| Item | Description | Sum Insured (VND) |
|---|---|---|
Insurance coverage |
1. Personal Accident during the trip |
|
Life |
25,964,000,000 |
|
Permanent total disability |
25,964,000,000 |
|
Total paralysis of limbs |
25,964,000,000 |
|
Total and irrecoverable loss of sight of both eyes |
25,964,000,000 |
|
Loss of two limbs or total and irrecoverable loss of the use of two limbs |
25,964,000,000 |
|
Total and irrecoverable loss of speech and hearing (both ears) |
25,964,000,000 |
|
Total and irrecoverable loss of hearing (both ears) |
19,473,000,000 |
|
Total and irrecoverable loss of sight of one eye |
14,280,200,000 |
|
Loss of one limb or total and irrecoverable loss of the use of one limb |
12,982,000,000 |
|
Total and irrecoverable loss of hearing (one ear) |
3,894,600,000 |
|
Limit Layer no. 1 applied for each class of Covered Person |
|
|
CardHolder < 65 years old |
100% of the above amounts |
|
Cardholder age from 65 years old to 81 years old |
100% of the above amounts |
|
Spouse of a Cardholder age < 65 years old |
100% of the above amounts |
|
Spouse of a Cardholder age from 65 years old to 81 years old |
25% of the above amounts |
|
Each Dependent child of a Cardholder |
2.5% of the above amounts |
|
Limit Layer no. 2 applied after Layer no. 1 (for Domestic trips) |
10% of the above amounts after Limit Layer no. 1 applied. |
|
Accident Medical Expenses Extension Hospital Daily benefit |
259,640,000 |
|
Travel Inconvenience/ |
Travel Inconvenience/ |
|
Flight Cancellation |
6,988,587 |
|
Flight Delay |
Cash compensation of 2,459,983 every 4 hours (maximum 12 hours) |
|
Baggage Delay |
Cash compensation of 2,459,983 every 4 hours (maximum 12 hours) |
|
Baggage Lost |
27,954,350 for each article, 27,954,350 / laptop Aggregate limit: 139,771,748 |
|
| Extensions | Cover In the event of Passive War, Terrorism, Political Violence (excluded chemical terrorism, nuclear weapons, biological) | |
| Contact Information | TCGins Global Assistance Service: - Pre-trip information - Medical service consultation/advice/referral - Baggage service/Legal referral service Customer support (benefit consultation, insurance certificate issuance): 1900 99 66 96 |
|
Covered Persons |
Means the legal CardHolders of types of Techcombank Card to be insured, subject to the conditions as below: - 50% of the cost of travelling by public transportation has been paid by TCB card, or - Use TCB card to pay at least 50% of the package cost before starting the overseas trip The package cost of the trip/ travel means full package price of trip purchased by Covered Persons from a travel agency or otherwise, should have included the full fare of public transportation and accommodation according to the travel trip (from Vietnam and back to Vietnam, and all transportation and accommodation itineraries included in that trip) - For the case the cardholder does not use TCB card to pay for the expenses specified above, but uses TCB card to pay for expenses incurred during the oversea trip with a minimum amount of VND 11,000,000 (Eleven million VND) including but not limited to: accommodation expenses, travel expenses, consumer spending; after the Cardholder fully pays the minimum amount of VND 11,000,000, then travelling on all scheduled public transportation shall be covered
|
|
Eligibilities |
All Cardholders who are aged from 18 to 81 years old and using the valid cards within the period of insurance The Cardholder's spouse and dependent children are all legal children aged from 01 to: (i) full 18 years old or (ii) up to full 23 years old if they are participating in a long-term course, are not married and have no income. Note: a long-term course means full-time study |
|
Coverage period for each Covered Person |
is twelve (12) months from: - The effective date of Period of Insurance (29/05/2025) for existing Techcombank card which is in valid. - The issuance date for new TCB card issued within the Period of Insurance of this policy Subject to following all conditions of Master Policy |
|
Details |
Please refer to Generic Certificate of Insurance |
