Global travel insurance

For payment and credit card holders international
Visa Signature/ Visa Platinum of Techcombank

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General Benefits

Item Description Sum Insured (VND)

Insurance coverage

1. Personal Accident during the trip

 

 

Life

23,220,000,000

 

Permanent total disability

23,220,000,000

 

Total paralysis of limbs

23,220,000,000

 

Total and irrecoverable loss of sight of both eyes

23,220,000,000

 

Loss of two limbs or total and irrecoverable loss of the use of two limbs

23,220,000,000

  Total and irrecoverable loss of speech and hearing (both ears)

23,220,000,000

 

Total and irrecoverable loss of hearing (both ears)

17,415,000,000

  Total and irrecoverable loss of sight of one eye

12,771,000,000

  Loss of one limb or total and irrecoverable loss of the use of one limb

11,610,000,000

  Total and irrecoverable loss of hearing (one ear) 3,483,000,000
  Limit Layer no. 1 applied for each class of Covered Person  
  - Spouse of Cardholder 100% of the above amounts
  - Cardholder and Spouse aged from 66 to 80 25% of the above amounts
  - Each dependent child of Cardholder 2.5% of the above amounts
  Limit Layer no. 2 applied after Layer no. 1 (for Domestic trips) 10% of the above amounts
  2. Accident Medical Expenses Extension 232,200,000
  3. Travel Inconvenience  
  Flight Cancellation 5,805,000
  Flight Delay

Covered in respect of restaurant
meals or refreshments up to
2,043,360/ 4 hours & up to 12
hours

  Baggage Delay Covered in respect of emergency
purchase of essential clothing and
requisties up to 2,043,360/ 4 hours
& up to 12 hours
  Baggage Loss 23,220,000 for each article,
23,220,000/ laptop Aggregate limit:
116,100,000

Extensions

Cover In the event of Terrorism (excluded chemical terrorism, nuclear weapons, biological)  
  Chubb Global Assistance Service:
Pre-trip information
Medical service consultation/advice/referral
Baggage service/Legal referral service
Customer support (benefit consultation, insurance certificate issuance): +84 (28) 39107227
Global Assistance Service: +84 (28) 39107300
 

Covered Persons

Means the legal CardHolders of types of Techcombank Card to be insured,
subject to the conditions as below:
100% of the cost of travelling by public transportation has been paid by TCB
card, or
Use TCB card to pay at least 80% of the package cost before starting the
overseas trip The package cost of the trip/ travel means full package price of trip
purchased by Covered Persons from a travel agency or otherwise, should have
included the full fare of public transportation and accommodation according to the
travel trip (from Vietnam and back to Vietnam, and all transportation and
accommodation itineraries included in that trip)
For the case the cardholder does not use TCB card to pay for the expenses
specified above, but uses TCB card to pay for expenses incurred during the
oversea trip with a minimum amount of VND 11,000,000 (Eleven million VND)
including but not limited to: accommodation expenses, travel expenses, consumer
spending; after the Cardholder fully pays the minimum amount of VND
11,000,000, then travelling on all scheduled public transportation shall be covered

 

Eligibilities

All Cardholders who are aged from 18 to 80 years old and using the valid cards
within the period of insurance
The Cardholder's spouse and dependent children are all legal children aged from
01 to: (i) full 18 years old or (ii) up to full 23 years old if they are participating in a
long-term course, are not married and have no income.
Note: a long-term course means full-time study
 

Scope of cover

This policy provides coverage up to the Sum Insured and subject to the Terms
and Conditions in respect of:
Benefits applied for TCB Visa Infinite
- Travel Trip Personal Accident
- Accident Medical Expenses Extension
- Travel Inconvenience (followed Table of Benefits as below)
Extent to cover for domestic trips and linked to purchasing at least two nights pre-
booked accommodation on the covered card.
“Domestic Trip” Refers to any trip undertaken by the Insured Person within the
territory limit of Vietnam which the destination is beyond 100 kilometers from
his/her place of departure and shall commence on the date and at the time of
departure of the Trip and ceases on return of the Trip.
 

Coverage period for each Covered Person

is twelve (12) months from:
- The effective date of Period of Insurance (29/05/2023) for existing TCB card
which is in valid.
- The issuance date for new TCB card issued within the Period of Insurance of
this policy. Subject to following all conditions of Master Policy
 

Details

Please refer to Policy Wording here & Generic Certificate of Insurance here  

Frequently Asked Questions

Frequently Asked Questions

What is Global Travel insurance and why is it necessary for me?

This insurance product is automatically bundled into Visa Infinite cards as an additional value for Techcombank Cardholders. This travel insurance is designed to peace of mind to individuals or families during business trips abroad, providing financial protection in unexpected situations.

What is the maximum insurance period for a trip?

The coverage period for each trip begins on the date the trip begins and will remain in effect until the trip ends, max 90 days per trip.

Can I use this Cardholder Travel Insurance for Visa application?

This Cardholder Travel Insurance is not designed for Visa application purpose. Please consult with the Embassy for specific insurance requirement.

Who is The Cardholder's dependent children?

Dependent children are all legal children aged from 01 to: (i) full 18 years old or (ii) up to full 23 years old if they are participating in a long-term course (full-time study), are not married and have no income.

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