Global travel insurance

For payment and credit card holders international
Visa Infinite of Techcombank

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General Benefits

Item Description Sum Insured (VND)

Insurance coverage

1. Personal Accident during the trip

 

 

Life

              25,964,000,000

 

Permanent total disability

              25,964,000,000

 

Total paralysis of limbs

              25,964,000,000

 

Total and irrecoverable loss of sight of both eyes

              25,964,000,000

 

Loss of two limbs or total and irrecoverable loss of the use of two limbs

              25,964,000,000

 

Total and irrecoverable loss of speech and hearing (both ears)

              25,964,000,000

 

Total and irrecoverable loss of hearing (both ears)

              19,473,000,000

 

Total and irrecoverable loss of sight of one eye

              14,280,200,000

 

Loss of one limb or total and irrecoverable loss of the use of one limb

              12,982,000,000

 

Total and irrecoverable loss of hearing (one ear)

                 3,894,600,000

 

Limit Layer no. 1 applied for each class of Covered Person

 

 

CardHolder < 65 years old

100% of the above amounts

 

Cardholder age from 65 years old to 81 years old

100% of the above amounts

 

Spouse of a Cardholder age < 65 years old

100% of the above amounts

 

Spouse of a Cardholder age from 65 years old to 81 years old

25% of the above amounts

 

Each Dependent child of a Cardholder

2.5% of the above amounts

 

Limit Layer no. 2 applied after Layer no. 1 (for Domestic trips)

10% of the above amounts after Limit Layer no. 1 applied.

 

Accident Medical Expenses Extension

Hospital Daily benefit

 

259,640,000
650,000 per day, maximum 30 days

 

Travel Inconvenience/

Travel Inconvenience/

 

Flight Cancellation

6,988,587

 

Flight Delay

Cash compensation of 2,459,983 every 4 hours (maximum 12 hours)

 

Baggage Delay

Cash compensation of 2,459,983 every 4 hours (maximum 12 hours)

 

Baggage Lost

27,954,350 for each article, 27,954,350 / laptop

Aggregate limit: 139,771,748

Extensions Cover In the event of Passive War, Terrorism, Political Violence (excluded chemical terrorism, nuclear weapons, biological)  
Contact Information

TCGins Global Assistance Service:

- Pre-trip information

- Medical service consultation/advice/referral

- Baggage service/Legal referral service

Customer support (benefit consultation, insurance certificate issuance): 1900 99 66 96

 

Covered Persons

 

Means the legal CardHolders of types of Techcombank Card to be insured, subject to the conditions as below:

- 50% of the cost of travelling by public transportation has been paid by TCB card, or

- Use TCB card to pay at least 50% of the package cost before starting the overseas trip The package cost of the trip/ travel means full package price of trip purchased by Covered Persons from a travel agency or otherwise, should have included the full fare of public transportation and accommodation according to the travel trip (from Vietnam and back to Vietnam, and all transportation and accommodation itineraries included in that trip)

- For the case the cardholder does not use TCB card to pay for the expenses specified above, but uses TCB card to pay for expenses incurred during the oversea trip with a minimum amount of VND 11,000,000 (Eleven million VND) including but not limited to: accommodation expenses, travel expenses, consumer spending; after the Cardholder fully pays the minimum amount of VND 11,000,000, then travelling on all scheduled public transportation shall be covered

Note: a long-term course means full-time study

 

Eligibilities

All Cardholders who are aged from 18 to 81 years old and using the valid cards within the period of insurance

The Cardholder's spouse and dependent children are all legal children aged from 01 to: (i) full 18 years old or (ii) up to full 23 years old if they are participating in a long-term course, are not married and have no income.

Note: a long-term course means full-time study

 

Coverage period for each Covered Person

is twelve (12) months from:

- The effective date of Period of Insurance (29/05/2025) for existing Techcombank card which is in valid.

- The issuance date for new TCB card issued within the Period of Insurance of this policy

Subject to following all conditions of Master Policy

 

Details

Please refer to Generic Certificate of Insurance  

Frequently Asked Questions

Frequently Asked Questions

What is Global Travel insurance and why is it necessary for me?

This insurance product is automatically bundled into Visa Infinite cards as an additional value for Techcombank Cardholders. This travel insurance is designed to peace of mind to individuals or families during business trips abroad, providing financial protection in unexpected situations.

What is the maximum insurance period for a trip?

The coverage period for each trip begins on the date the trip begins and will remain in effect until the trip ends, max 90 days per trip.

Can I use this Cardholder Travel Insurance for Visa application?

This Cardholder Travel Insurance is not designed for Visa application purpose. Please consult with the Embassy for specific insurance requirement.

Who is The Cardholder's dependent children?

Dependent children are all legal children aged from 01 to: (i) full 18 years old or (ii) up to full 23 years old if they are participating in a long-term course (full-time study), are not married and have no income.

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