Free
Free global travel insurance sponsored by Techcombank for Visa Infinite cardholders
| Item | Description | Sum Insured (VND) |
|---|---|---|
Insurance coverage |
1. Personal Accident during the trip |
|
Life |
23,220,000,000 |
|
Permanent total disability |
23,220,000,000 |
|
Total paralysis of limbs |
23,220,000,000 |
|
Total and irrecoverable loss of sight of both eyes |
23,220,000,000 |
|
Loss of two limbs or total and irrecoverable loss of the use of two limbs |
23,220,000,000 |
|
| Total and irrecoverable loss of speech and hearing (both ears) | 23,220,000,000 |
|
Total and irrecoverable loss of hearing (both ears) |
17,415,000,000 |
|
| Total and irrecoverable loss of sight of one eye | 12,771,000,000 |
|
| Loss of one limb or total and irrecoverable loss of the use of one limb | 11,610,000,000 |
|
| Total and irrecoverable loss of hearing (one ear) | 3,483,000,000 | |
| Limit Layer no. 1 applied for each class of Covered Person | ||
| - Spouse of Cardholder | 100% of the above amounts | |
| - Cardholder and Spouse aged from 66 to 80 | 25% of the above amounts | |
| - Each dependent child of Cardholder | 2.5% of the above amounts | |
| Limit Layer no. 2 applied after Layer no. 1 (for Domestic trips) | 10% of the above amounts | |
| 2. Accident Medical Expenses Extension | 232,200,000 | |
| 3. Travel Inconvenience | ||
| Flight Cancellation | 5,805,000 | |
| Flight Delay | Covered in respect of restaurant |
|
| Baggage Delay | Covered in respect of emergency purchase of essential clothing and requisties up to 2,043,360/ 4 hours & up to 12 hours |
|
| Baggage Loss | 23,220,000 for each article, 23,220,000/ laptop Aggregate limit: 116,100,000 |
|
Extensions |
Cover In the event of Terrorism (excluded chemical terrorism, nuclear weapons, biological) | |
| Chubb Global Assistance Service: ● Pre-trip information ● Medical service consultation/advice/referral ● Baggage service/Legal referral service Customer support (benefit consultation, insurance certificate issuance): +84 (28) 39107227 Global Assistance Service: +84 (28) 39107300 |
||
Covered Persons |
Means the legal CardHolders of types of Techcombank Card to be insured, |
|
Eligibilities |
All Cardholders who are aged from 18 to 80 years old and using the valid cards within the period of insurance The Cardholder's spouse and dependent children are all legal children aged from 01 to: (i) full 18 years old or (ii) up to full 23 years old if they are participating in a long-term course, are not married and have no income. Note: a long-term course means full-time study |
|
Scope of cover |
This policy provides coverage up to the Sum Insured and subject to the Terms and Conditions in respect of: Benefits applied for TCB Visa Infinite - Travel Trip Personal Accident - Accident Medical Expenses Extension - Travel Inconvenience (followed Table of Benefits as below) Extent to cover for domestic trips and linked to purchasing at least two nights pre- booked accommodation on the covered card. “Domestic Trip” Refers to any trip undertaken by the Insured Person within the territory limit of Vietnam which the destination is beyond 100 kilometers from his/her place of departure and shall commence on the date and at the time of departure of the Trip and ceases on return of the Trip. |
|
Coverage period for each Covered Person |
is twelve (12) months from: - The effective date of Period of Insurance (29/05/2023) for existing TCB card which is in valid. - The issuance date for new TCB card issued within the Period of Insurance of this policy. Subject to following all conditions of Master Policy |
|
Details |
Please refer to Policy Wording here & Generic Certificate of Insurance here |
