Loan type: VND.
Loan limit up to 5 billion VND.
Limit granting time: Up to 12 months.
Loan term for each Debt Receipt Contract: Up to 12 months.
Loan interest rate: competitive and calculated on actual outstanding balance.
The loan process is simple and fast.
Loan method: Granting credit, disbursing according to the Debt Receipt Agreement.
The disbursement method is flexible, it can be disbursed once or many times according to the actual needs of production and business activities.
Debt payment method: Interest is paid monthly; the payment at the end of the period of each debt agreement
1
Customers are Vietnamese citizens residing in Vietnam. Aged between 18 and 65 years old.
2
Legally doing business.
3
Have a viable business plan.
4
Have enough income to repay the loan.
5
Having collateral is real estate with enough value to secure the loan. The property is owned by the customer or by a third-party guarantee.
1
Loan application form (according to Techcombank's form).
2
Identity card/Passport.
3
Permanent residence / KT3 / Temporary residence certificate.
4
Marriage certificate / Certificate of marital status.
5
Documents proving the purpose of the loan.
6
Business registration certificate (if any).
7
Invoices, sales books,...
8
Documents proving the collateral for the loan.
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