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Current account

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Foreign currency account

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MyCash Overdraft Account

instant and flexible money advance
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Auto-Earning

Maximize daily interest earning in current account
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Techcombank Credit Card

Allow borrowing money against a line of credit
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Techcombank Debit Card

Allow drawing money directly from current account
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Oversea money transfer

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CDM Services

CDM - 24/7 Cash deposit machine
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Branch appointment

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Term deposit

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Nhu Y saving

Live your dream, follow your goal

Flexible principal withdrawal deposit

Actively, flexibly withdraw money in installments and keep the same level interest rate
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Bao Loc Certificate of Deposit - Techcombank iCAP

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For development project

Home loan for individual customers

Transferable loans

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Car loan

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MyCash Overdraft Account

Instant money advance, flexible spending

Unsecured personal instalment loan

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Mortgage deposit

Home renovation loan

Loan overdraft mortgage with secured assets

Lending overdraft limit without collateral

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Pre-determined Cashflow - iBond Flow

Flexible investment – iBond Prix

Sustainable accumulation - iBond Prix

Tools and utilities

Techcom Bond Fund (TCBF)

Techcom Top 30 Stock Fund (TCEF)

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Bao Loc Certificate of Deposit - Techcombank iCAP

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Tu Tin Vung Buoc

Long-term protection against the risk of death and cancer

Song Khoe Moi Ngay

Superior healthcare insurance solution
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Superlink & Superlink Diamond

Superior investment-linked insurance solution

Legacy

An Gia Nhu Y

Insurance and saving solution with a short payment period

Bach Loc Toan Gia Vuot Troi

Protect against unwanted health risks while safely accumulating wealth
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Home insurance

Car insurance

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Techcombank Mobile

Personal financial management at your fingertips

Techcombank Online Banking

Convenient banking with web browser

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Flexible mortgage consumer loan

Flexible solutions make dreams come true

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Why should you choose a loan at Techcombank?

Diverse loan purposes

  • Payment of tuition and living expenses.
  • Purchase equipment, furniture in the family.
  • Medical examination and treatment, health care.
  • Travel.
  • Consumer finance offset loans.
  • Other consumption.

Competition policy

  • Loan rate/total capital requirement is up to 95%.
  • Loan period up to 84 months.
  • Loan limit up to 1 billion VND.
  • Flexible repayment method: according to decreasing balance and annuity.

Simple procedures

  • No proof of equity is required.
  • The mortgage contract is not notarized (the collateral is a car).
  • Profile to prove the purpose of using capital is simple.

Conditions and Steps for Registration

1

Customer's age is from 18 and not more than 65 years old at the time of settlement.

2

The purpose of the mortgage loan is lawful and consistent with the Bank's regulations from time to time.

3

Having full financial capacity and good debt repayment source to fulfill obligations to Techcombank.

4

At the time of borrowing, the customer had no bad debt at Techcombank or other credit institutions.

1

Loan application form cum loan contract (according to Techcombank's form).

2

Valid ID/Passport.

3

Household registration / Temporary residence certificate / KT3 at the place where the customer lives/works..

4

Labor contract or equivalent documents showing position and seniority, bank statement of salary payment (if necessary).

Other consumer loan solutions

Quickly meet your spending needs

Secured Overdraft with collaterals

The most convenient solution in borrowing capital

Mortgage Deposit Loan

Need more information? Allow us to advise you.

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