Understanding the investment needs of foreign customers in Vietnam’s stock market, Techcombank pioneers the launch of the country’s first Online Indirect Investment Account (IICA), offering a convenient, transparent, and secure investment solution.

 

1. What is Indirect investment current cccount (IICA)?

IICA is a payment account in Vietnamese dong opened by a non-resident foreign (*) investor at a licensed bank to conduct transactions related to indirect investment activities and other legal capital transfers related to foreign indirect investment activities in Vietnam:

  • Buying and selling securities and valuable papers on the Vietnamese market
  • Contributing capital, purchasing shares to unlisted enterprises that are not among the subjects of foreign direct investment in Vietnam.
  • Entrusting investment through licensed fund management companies or authorized institutions
  • Receiving returns from investment activities such as securities, bonds and dividends

(*) A non-resident foreigner refers to a foreign individual who is permitted to reside in Vietnam for a period of less than 12 months, or a foreigner who stays in Vietnam for purposes such as study, medical treatment, tourism, or employment at diplomatic missions, consular offices, representative offices of international organizations, or representative offices of foreign entities in Vietnam, regardless of the duration of stay.

 

2. Exceptional benefits of using an online IICA at Techcombank

After opening successfully an IICA account at a Techcombank branch and holding a TCBS securities account, customers can perform 100% online transactions via Techcombank Mobile and the TCInvest app, with the following advantages: 

  • Easy management: Monitor account balance, transaction history, and transfer funds to TCBS directly from your mobile phone.
  • No supporting documents required: No need to provide documents proving the purpose or source of funds transferred from/to TCBS.
  • Safety & security: Biometric authentication (fingerprint/face ID) ensures maximum protection.
  • Time-saving: Enjoy fast transactions with no limit on online transfer amounts from your IICA to TCBS.
  • Transfer limit: Unlimit when online transferring to the customer's securities account at TCBS

 

3. How to open an IICA

To open an IICA, customers can follow these steps:

  • Step 1: Visit the nearest Techcombank branch to register for an Indirect Investment Account and electronic banking services.
  • Step 2: Provide the required documents as stipulated by Techcombank from time to time.
  • Step 3: Once completed, customers can use Techcombank Mobile to manage their IICA and transfer funds to TCBS.

 

4. Required documents to open an IICA for securities investment at TCBS

Foreign customers opening an Indirect Investment Account (IICA) at Techcombank need to prepare:

  • A valid passport copy
  • Contract to open securities depository account between foreign investors and securities company
  • A Securities Trading Code issued by the State Securities Commission of Vietnam
  • Provide a declaration confirming they do not hold any other Indirect Investment Account at another bank.

 

5. How to move money to your securities account at TCBS via Techcombank Mobile

 

1

1

Log in to Techcombank Mobile

2

Select “Move Money” > “To securities account”

3

Enter the transfer amount

4

Authenticate using biometric verification (fingerprint/face ID)

5

Receive a successful transaction notification and view your updated account balance

6. Benefits of investing with Techcom Securities (TCBS)

Experience a more seamless, secure, and transparent investment journey with Techcom Securities (TCBS) through the following advantages:

  • Open your securities account 100% online via the TCInvest app
  • Zero Trading Fees: Enjoy free trading on stocks, derivatives, covered warrants, and listed fund certificates (only a 0.03% regulatory fee applies as required by the Stock Exchange).
  • Exclusive Investment Rewards: Receive a 0.1% investment voucher, up to VND 100 million, when investing in Fund Certificates, iBond Prix, or iBond Pro (excluding bonds issued by TCBS and transactions made through the iConnect brokerage system or other special-price trades). Note:The voucher is valid for 1 month from the date of issuance.
  • Expert Insights & Market Updates: Gain access to in-depth advisory content, tutorial videos, real-time technical charts, research reports, and daily investment recommendations.
  • Exclusive Privileges for Platinum & Diamond Members: birthday gifts and personalized advisory from senior experts.

 

Other notes:

  • Customers are required to register biometric data to enable fund transfer features.
  • The IICA will be closed if the customer’s residency status changes from non-resident to resident.
  • Only funds transferred from TCBS will be automatically credited to the IICA.

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