The more you deposit, the more profit, optimal savings 


In order to help customers get optimal profit for their idle money, from 10/07/2022, Techcombank increased the listed interest rate for savings deposits up to 7.5%/year. 

The interest rates applied to Phat Loc Deposit and Phat Loc Savings products at some main terms are as follows: 

Online Channel

Rate schedule for Newly Opened and Auto-revolving Deposits
Product 1M 3M 6M 12M
Phat Loc Online 5%/ year 5%/ year 7.2%/ year 7.5%/ year

Counter channel

Interest rate table for New Open Savings
Product Amount raised 1M 3M 6M 12M
Phat Loc Savings Amount of deposits < 1 billion 5%/year 5%/year 6.7%/year 7.0%/year
Amount of deposits >= 1 billion 5%/year 5%/year 7.2%/year   7.5%/year



Instructions to join 

Join in online deposit: 

Sign in to join in savings with just a few simple steps on Techcombank Mobile app Haven’t got a Techcombank account yet? Create a free account now!


Join in savings at the counter

 Techcombank welcomes you to the nearest branch/ transaction officer for advice and opening a savings account 

icon Techcombank's branches / transaction offices nationwide (look up the nearest branch here).

Customer Service Center (hotline 24/7): 1800 588822 (domestic) or 84-24-39446699 (international)