Are you preparing to transfer money for your child’s overseas study, immigration, or to remit legally earned income abroad, but concerned about unexpected costs and exchange rate fluctuations? 

With Techcombank, you can minimize costs and optimize exchange rates when making international money transfers and foreign currency transactions, thanks to outstanding preferential offers available today.

 

1. Preferential Offer for Incoming International Transfers: FREE credit to the account.

  • FREE credit to the account.

 

2. Preferential International Transfer Fees 

INTERNATIONAL TRANSFER FEES, SWIFT FEES & CORRESPONDENT BANK FEES 
Customer tiers INTERNATIONAL TRANSFER FEES 
Private customers TECHCOMBANK COUNTER TECHCOMBANK MOBILE APP 
Private customers 

(1) USD: 0.2% of transaction value (min 5 USD, max 1,000 USD)

(2) Other currencies: FREE transfer & SWIFT fee

 

(Excludes correspondent bank fees)

FREE transfer & SWIFT fee

 

(Excludes correspondent bank fees)

Priority customers 

(1) USD: 0.2% of transaction value (min 5 USD, max 1,000 USD)  

(2) Other currencies: FREE transfer fee 

 

(Excludes SWIFT and correspondent bank fees)

FREE transfer fee 

 

(Excludes SWIFT and correspondent bank fees)

Inspire & Other customers 

(1) FREE transfer on “Golden Transaction Day” – every Monday

  • USD: 0.6% of transaction value (min 10 USD, max 1,000 USD) 

(2) Other days:

  • USD: 0.6% of transaction value (min 10 USD, max 1,000 USD)
  • CNY: 0.3% of transaction value (min 15 USD)
  • Other currencies: 0.2% of transaction value (min 5 EUR for EUR, min 5 USD for others) 

 

(Excludes SWIFT & correspondent bank fees)

 

(1) FREE Transfer on “Golden Transaction Day” – every Monday (applicable for all currencies)

(2) Other days: 0.1% of transaction value (min 10 USD) 

 

(Excludes SWIFT & correspondent bank fees)

SWIFT FEE 
  • Charged 5 USD to the remitter at Techcombank 
  • OR charged 15 USD (or equivalent in other currencies) to the overseas beneficiary 
CORRESPONDENT BANK FEES 

(1) Fixed correspondent bank fee (USD, EUR, GBP): 25 USD/30 EUR/20 GBP

(2) Temporary correspondent bank fees by currency

  • AUD, CHF, CAD, SGD, THB: 25 USD 
  • JPY: 0.5% of transaction value (min 5,000 JPY) 
  • HKD: 300 HKD 
  • Other currencies: Charged based on actual incurred costs

 

3. Exchange rate incentives

3.1. Standard foreign exchange incentives 

Ưu đãi dành cho các khách hàng mua/bán ngoại tệ

 

(*) 1 point is equivalent to 1 quoted exchange rate unit 

(*) Incentives are calculated against Techcombank’s listed exchange rate 

(*) Incentive levels are applied based on transaction value thresholds:

  • Priority, Inspire & Other: Under 20,000 USD; From 20,000 USD to under 100,000 USD; From 100,000 USD to under 300,000 USD; 300,000 USD and above
    As for JPY, KRW, THB: Under 2,000,000; From 2,000,000 to under 10,000,000; From 10,000,000 to under 30,000,000; 30,000,000 and above 
  • Private: Under 50,000 USD, From 50,000 USD to under 200,000 USD, From 200,000 USD to under 500,000 USD, 500,000 USD and above
    As for JPY, KRW, THB: Under 5,000,000; From 5,000,000 to under 20,000,000; From 20,000,000 to under 50,000,000; 50,000,000 and above 

 

3.2. Special exchange rate incentives 

Applicable to customers who meet at least one or all three of the following conditions: 

  1. First-time customers conducting FX transactions and international transfers at Techcombank 
  2. Customers who are business owners and whose businesses also use Techcombank services 
  3. Customers making international transfers for:  
  • Immigration purposes, or
  • Remittance of legally earned income from Vietnam abroad

 

Special exchange rate incentives table: 

Customer tier/Transaction type Buying foreign currency & transferring money internationally Selling foreign currency
Private customers 
Meeting 1 condition Incentives up to 200 points Incentives up to 160 points  
Meeting 2 condition Incentives up to 225 points Incentives up to 180 points 
Meeting 3 condition Incentives up to 250 points  
Priority, Inspire & Other customers 
Meeting 1 condition Incentives up to 175 points Incentives up to 145 points 
Meeting 2 condition Incentives up to 200 points Incentives up to 165 points 
Meeting 3 condition Incentives up to 225 points  

Notes:

The policies and incentive levels are applied in accordance with Techcombank regulations from time to time.  

To learn more about foreign exchange preferential policies, please contact your Techcombank Relationship Manager, visit the nearest Techcombank branch, or register for consultation for dedicated support.

Register now

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