Effortless access to home completion loan solutions, top-up loan solution for previous payments, home insurance protection, and exclusive Vinhomes resident privileges to experience Techcombank Priority services and enjoy numerous service fee benefits.
The aspiration for a well-appointed and comfortable home is always a powerful motivation driving individuals to strive for excellence. Understanding this desire, Techcombank introduces a comprehensive suite of loan, home insurance, and service fee solutions, empowering you to turn your dream into reality.
- Applicable customers: Existing customers with an active loan agreement or who meet Techcombank's lending criteria
- Solution details:
Minimum loan amount | From 150 million VND |
Loan amount based on needs | Unlimited (maximum of 100% of loan demand) |
Loan amount based on collateral | An additional 10% of the maximum loan value for properties currently mortgaged for a real estate loan at Techcombank |
Loan term | Up to 60 months |
Additional collateral | Real estate with a certificate of ownership or savings passbook |
Disbursement Method | Techcombank disburses the loan directly to the supplier (including contractors, designers, equipment and furniture suppliers) according to the contract signed with the supplier |
Notes:
- Applicable customers: Customers with unmortgaged project properties at credit institutions
- Solution details:
Loan amount based on needs | 70% of the amount paid to the developer/seller |
Loan amount based on collateral | 70% of the appraised value |
Loan term | 25 years |
Collateral | Real estate formed from loan capital or with a certificate of ownership, savings passbook, or bonds |
Repayment method | Principal grace period of up to 24 months Declining balance, annuity, or increasing payments |
Collateral |
Real estate formed from loan capital |
Loan term | Up to the maturity date of the bond (*) |
Repayment method | Principal at the end of the term, interest according to the bond coupon schedule |
* Notes: Customers do not need to provide income verification documents. Bonds will be frozen during the loan term to demonstrate repayment capacity.
Loan amount based on collateral |
Up to 50% of the appraised value (*) |
Principal grace period | Up to 10 years |
* Income verification not required (subject to income declaration and existence of one income source), applicable to customers meeting Techcombank's terms and conditions.
- Applicable customers: All existing customers
- Solution details:
Insured subjects |
|
Insured perils |
|
Insurance premium and coverage amount | |||
Insured | Insurance coverage | Insurance premium | Deductible |
Dwelling coverage | From 200 million VND to 25 billion VND | As low as 0.055% | Fire and explosion: As per Decree 97/NĐ-CP Other perils: 5 million VND per incident |
Contents coverage | From 100 million VND to 1 billion VND | As low as 180,000 VND | 2 million VND per incident |
Third-party liability coverage | From 1 billion VND to 2 billion VND | As low as 1.1 million VND | 5 million VND per incident (applies only to third-party property damage) |
Exclusive for techcombank customers:
- Applicable customers: Homeowners of Ocean Park 2 and 3 apartments
- Offering details:
Eligible customers will be upgraded to Techcombank Priority customers and enjoy a range of privileges and premium services:
Transaction and account privileges |
|
Priority customer care service |
|
For more details |
- Applicable customers: Existing Techcombank customers who are Vinhomes homeowners and meet the specific requirements for each offer
- Offering details:
Offering 1 | Offering 2 |
Specific promotion: Up to 300,000 VND voucher for residents opening a new Techcombank account | Specific promotion: Up to 150,000 VND cashback on Vinhomes service fee payments via Techcombank Mobile |
Terms and Conditions:
|
Terms and Conditions:
|
For further assistance or more information, please contact:
From December 16, 2024 to December 21, 2024, customers will receive up to 1%/year interest on the increased savings balance in the month that meets the conditions.
From now until December 31, 2024, Techcombank Private and Techcombank Priority customers will enjoy up to 6 million VND in incentives for premium care privileges at Vinmec.
Receive 07 cashback offers of 20,000 VND each, credited directly to your new account on Techcombank Mobile.