In order to help customers get optimal profit for their idle money, Techcombank increased the listed interest rate for savings deposits up to 9.5%/year.
The interest rates applied to Phat Loc Deposit and Phat Loc Savings products at some main terms are as follows:
Online channel and Offline channel
Customers |
Terms |
Phat Loc term deposit (at counter) |
Phat Loc Online term deposit (FIB/Techcombank Mobile) |
||||
≥ 3 tỷ |
1 - <3 tỷ |
< 1 tỷ |
≥ 3 tỷ |
1 - <3 tỷ |
< 1 tỷ |
||
Private/ VIP 1 |
1 month |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
3 month |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
|
6 month |
9,5% |
9,4% |
9,3% |
9,5% |
9,4% |
9,3% |
|
12 month |
9,5% |
9,4% |
9,3% |
9,5% |
9,4% |
9,3% |
|
VIP 2/ VIP 3 |
1 month |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
3 month |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
|
6 month |
9,4% |
9,3% |
9,2% |
9,4% |
9,3% |
9,2% |
|
12 month |
9,4% |
9,3% |
9,2% |
9,4% |
9,3% |
9,2% |
|
Inspire | 1 month |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
3 month |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
|
6 month |
9,3% |
9,2% |
9,1% |
9,3% |
9,2% |
9,1% |
|
12 month |
9,3% |
9,2% |
9,1% |
9,3% |
9,2% |
9,1% |
|
Normal | 1 month |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
3 month |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
|
6 month |
9,2% |
9,1% |
9,0% |
9,2% |
9,1% |
9,0% |
|
12 month |
9,2% |
9,1% |
9,0% |
9,2% |
9,1% |
9,0% |
Customer segment |
Terms |
Phat Loc Savings (at counter) |
Phat Loc Online Savings (FIB/Techcombank Mobile) |
||||
≥ 3 billion |
1 - <3 billion |
< 1 billion |
≥ 3 billion |
1 - <3 billion |
< 1 billion |
||
Private/ VIP 1 |
1 month |
6.0% | 6.0% | 6.0% | 6.0% | 6.0% | 6.0% |
3 month |
6.0% | 6.0% | 6.0% | 6.0% | 6.0% | 6.0% | |
6 month |
9.0% | 8.8% | 8.4% | 9.0% | 8.8% | 8.4% | |
12 month |
9.3% | 9.1% | 8.9% | 9.3% | 9.1% | 8.9% | |
VIP 2/ VIP 3 |
1 month |
6.0% | 6.0% | 6.0% | 6.0% | 6.0% | 6.0% |
3 month |
6.0% | 6.0% | 6.0% | 6.0% | 6.0% | 6.0% | |
6 month |
8.9% | 8.7% | 8.5% | 8.9% | 8.7% | 8.5% | |
12 month |
9.2% | 9.0% | 8.8% | 9.2% | 9.0% | 8.8% | |
Inspire | 1 tháng |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
3 tháng |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
|
6 tháng |
8,8% |
8,6% |
8,4% |
8,8% |
8,6% |
8,4% |
|
12 tháng |
9,1% |
8,9% |
8,7% |
9,1% |
8,9% |
8,7% |
|
Normal | 1 tháng |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
3 tháng |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
|
6 tháng |
8,7% |
8,5% |
8,3% |
8,7% |
8,5% |
8,3% |
|
12 tháng |
9,0% |
8,8% |
8,6% |
9,0% |
8,8% |
8,6% |
Sign in to join in savings with just a few simple steps on Techcombank Mobile app | Haven’t got a Techcombank account yet? Create a free account now! |
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The more you refer, the higher the reward, no limit on the number of rewards. Discover now!
Until December 31, 2025, Techcombank Private and Techcombank Priority customers can enjoy incentives of up to VND 10 million for premium healthcare privileges at the Vinmec
Applicable for customers purchasing AIA life insurance policies distributed by Techcombank from 27/12/2024 to 28/02/2025