In order to help customers get optimal profit for their idle money, Techcombank increased the listed interest rate for savings deposits up to 9.5%/year.
The interest rates applied to Phat Loc Deposit and Phat Loc Savings products at some main terms are as follows:
Online channel and Offline channel
Customers |
Terms |
Phat Loc term deposit (at counter) |
Phat Loc Online term deposit (FIB/Techcombank Mobile) |
||||
≥ 3 tỷ |
1 - <3 tỷ |
< 1 tỷ |
≥ 3 tỷ |
1 - <3 tỷ |
< 1 tỷ |
||
Private/ VIP 1 |
1 month |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
3 month |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
|
6 month |
9,5% |
9,4% |
9,3% |
9,5% |
9,4% |
9,3% |
|
12 month |
9,5% |
9,4% |
9,3% |
9,5% |
9,4% |
9,3% |
|
VIP 2/ VIP 3 |
1 month |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
3 month |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
|
6 month |
9,4% |
9,3% |
9,2% |
9,4% |
9,3% |
9,2% |
|
12 month |
9,4% |
9,3% |
9,2% |
9,4% |
9,3% |
9,2% |
|
Inspire | 1 month |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
3 month |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
|
6 month |
9,3% |
9,2% |
9,1% |
9,3% |
9,2% |
9,1% |
|
12 month |
9,3% |
9,2% |
9,1% |
9,3% |
9,2% |
9,1% |
|
Normal | 1 month |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
3 month |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
|
6 month |
9,2% |
9,1% |
9,0% |
9,2% |
9,1% |
9,0% |
|
12 month |
9,2% |
9,1% |
9,0% |
9,2% |
9,1% |
9,0% |
Customer segment |
Terms |
Phat Loc Savings (at counter) |
Phat Loc Online Savings (FIB/Techcombank Mobile) |
||||
≥ 3 billion |
1 - <3 billion |
< 1 billion |
≥ 3 billion |
1 - <3 billion |
< 1 billion |
||
Private/ VIP 1 |
1 month |
6.0% | 6.0% | 6.0% | 6.0% | 6.0% | 6.0% |
3 month |
6.0% | 6.0% | 6.0% | 6.0% | 6.0% | 6.0% | |
6 month |
9.0% | 8.8% | 8.4% | 9.0% | 8.8% | 8.4% | |
12 month |
9.3% | 9.1% | 8.9% | 9.3% | 9.1% | 8.9% | |
VIP 2/ VIP 3 |
1 month |
6.0% | 6.0% | 6.0% | 6.0% | 6.0% | 6.0% |
3 month |
6.0% | 6.0% | 6.0% | 6.0% | 6.0% | 6.0% | |
6 month |
8.9% | 8.7% | 8.5% | 8.9% | 8.7% | 8.5% | |
12 month |
9.2% | 9.0% | 8.8% | 9.2% | 9.0% | 8.8% | |
Inspire | 1 tháng |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
3 tháng |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
|
6 tháng |
8,8% |
8,6% |
8,4% |
8,8% |
8,6% |
8,4% |
|
12 tháng |
9,1% |
8,9% |
8,7% |
9,1% |
8,9% |
8,7% |
|
Normal | 1 tháng |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
3 tháng |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
|
6 tháng |
8,7% |
8,5% |
8,3% |
8,7% |
8,5% |
8,3% |
|
12 tháng |
9,0% |
8,8% |
8,6% |
9,0% |
8,8% |
8,6% |
Sign in to join in savings with just a few simple steps on Techcombank Mobile app | Haven’t got a Techcombank account yet? Create a free account now! |
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Eligible customers can accumulate spins through transactions and balance maintenance on payment accounts to win exciting gifts.
From December 12, 2024 to December 21, 2024, customers will receive up to 1%/year interest on the increased savings balance in the month that meets the conditions.
Update Promotion Program “Get a free 12-month Xanh SM subscription when applying for Eco card” applied from 10/12/2024