In order to help customers get optimal profit for their idle money, Techcombank increased the listed interest rate for savings deposits up to 9.5%/year.
The interest rates applied to Phat Loc Deposit and Phat Loc Savings products at some main terms are as follows:
Online channel and Offline channel
Customers |
Terms |
Phat Loc term deposit (at counter) |
Phat Loc Online term deposit (FIB/Techcombank Mobile) |
||||
≥ 3 tỷ |
1 - <3 tỷ |
< 1 tỷ |
≥ 3 tỷ |
1 - <3 tỷ |
< 1 tỷ |
||
Private/ VIP 1 |
1 month |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
3 month |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
|
6 month |
9,5% |
9,4% |
9,3% |
9,5% |
9,4% |
9,3% |
|
12 month |
9,5% |
9,4% |
9,3% |
9,5% |
9,4% |
9,3% |
|
VIP 2/ VIP 3 |
1 month |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
3 month |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
|
6 month |
9,4% |
9,3% |
9,2% |
9,4% |
9,3% |
9,2% |
|
12 month |
9,4% |
9,3% |
9,2% |
9,4% |
9,3% |
9,2% |
|
Inspire | 1 month |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
3 month |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
|
6 month |
9,3% |
9,2% |
9,1% |
9,3% |
9,2% |
9,1% |
|
12 month |
9,3% |
9,2% |
9,1% |
9,3% |
9,2% |
9,1% |
|
Normal | 1 month |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
3 month |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
|
6 month |
9,2% |
9,1% |
9,0% |
9,2% |
9,1% |
9,0% |
|
12 month |
9,2% |
9,1% |
9,0% |
9,2% |
9,1% |
9,0% |
Customer segment |
Terms |
Phat Loc Savings (at counter) |
Phat Loc Online Savings (FIB/Techcombank Mobile) |
||||
≥ 3 billion |
1 - <3 billion |
< 1 billion |
≥ 3 billion |
1 - <3 billion |
< 1 billion |
||
Private/ VIP 1 |
1 month |
6.0% | 6.0% | 6.0% | 6.0% | 6.0% | 6.0% |
3 month |
6.0% | 6.0% | 6.0% | 6.0% | 6.0% | 6.0% | |
6 month |
9.0% | 8.8% | 8.4% | 9.0% | 8.8% | 8.4% | |
12 month |
9.3% | 9.1% | 8.9% | 9.3% | 9.1% | 8.9% | |
VIP 2/ VIP 3 |
1 month |
6.0% | 6.0% | 6.0% | 6.0% | 6.0% | 6.0% |
3 month |
6.0% | 6.0% | 6.0% | 6.0% | 6.0% | 6.0% | |
6 month |
8.9% | 8.7% | 8.5% | 8.9% | 8.7% | 8.5% | |
12 month |
9.2% | 9.0% | 8.8% | 9.2% | 9.0% | 8.8% | |
Inspire | 1 tháng |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
3 tháng |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
|
6 tháng |
8,8% |
8,6% |
8,4% |
8,8% |
8,6% |
8,4% |
|
12 tháng |
9,1% |
8,9% |
8,7% |
9,1% |
8,9% |
8,7% |
|
Normal | 1 tháng |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
3 tháng |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
6,0% |
|
6 tháng |
8,7% |
8,5% |
8,3% |
8,7% |
8,5% |
8,3% |
|
12 tháng |
9,0% |
8,8% |
8,6% |
9,0% |
8,8% |
8,6% |
Sign in to join in savings with just a few simple steps on Techcombank Mobile app | Haven’t got a Techcombank account yet? Create a free account now! |
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Applicable for customers purchasing AIA life insurance policies distributed by Techcombank from 27/12/2024 to 28/02/2025
Eligible customers can accumulate spins through transactions and balance maintenance on payment accounts to win exciting gifts.
From December 12, 2024 to December 21, 2024, customers will receive up to 1%/year interest on the increased savings balance in the month that meets the conditions.