Wishing to bring outstanding experiences with competitive financial products, Techcombank introduces to customers the promotion program “Banca lending promotion third and fourth quarter in 2022 for customers using products for Real estate loans at Techcombank”. 
Application period: from 20/07/2022 to the end of 31/12/2022 or another period as decided by Techcombank from time to time 

Customers are free to choose 1 of 2 forms:

  • Offer to donate money to a dedicated account: Give money to a customer's dedicated payment account opened at Techcombank. This dedicated checking account is opened by the Customer at Techcombank for the purpose of paying the First Year Premium under the Insurance Policy signed by the Customer/acquaintance of the Customer with Manulife Vietnam. 
  • Cashback to Current Account: Give money to customers' current accounts opened at Techcombank.


Are individual customers who have loans to buy real estate (excluding/except for loans to buy real estate directly with the Investor/Seller at affiliated projects without paying interest on behalf of the owner). investor and/or seller/transferor) at Techcombank and at the same time satisfy the following conditions:

  • The loan is newly disbursed from 30/06/2022 to the end of 31/12/2022. At the same time, the customer commits to maintain the minimum loan at the end of the time Fixed interest rate according to the option selected
  • Meet other conditions according to the terms and conditions of the program

Customers who meet the conditions of these Rules and confirm their participation will receive the maximum discount value according to the formula below:


Criteria Preferential value
With disbursements on 30/06/2022 Preferential value =1.4*(Disbursement balance * X1 * time of interest rate fixed/12) (1)
With disbursements from 01/07/2022 Preferential value = 1.25 * (Disbursed balance * X2 * time of interest rate fixed/12) (2)

Where Values ​​X1, X2 are determined as follows:

Interest rate fixed period X
12 months 1.00%
18 months 0.69%
24 months 0.50%

See more program details
With this meaningful gift, Techcombank believes that it will help you to be fully protected and enjoy a peaceful life in your new home!
Contact a customer specialist at a branch or Techcombank's customer care service for 24/7 advice and support:

📞Techcombank Customer Service: 1800 588 822 (domestic) or 84-24-39446699 (international)
📧 Email: call_center@techcombank.com.vn