Effective from 22 April 2026, Techcombank officially applies a new earning rate schedule for the Techcombank Auto Earning (Version 2.0). The detailed updates are as follows:

 

1. Customers are Private, Priority, and Inspire members

Target customers are business owners, enterprise owners, or investors

Balance ThresholdTarget CustomersNon-target Customers
Below VND 5 million0.05%0.05%
From VND 5 million to below VND 20 million2.75%1.25%
From VND 20 million to below VND 500 million2.75%1.25%
From VND 500 million to below VND 1 billion3.00%1.50%
From VND 1 billion to below VND 5 billion3.25%1.75%
From VND 5 billion to below VND 10 billion4.25%1.75%
From VND 10 billion to VND 50 billion5.50%2.25%

2. Customers who are not Private, Priority, or Inspire Membership

Target customers are business owners, enterprise owners, or investors

 

Balance Threshold

Interest Rate for Target Customers

Interest Rate for Non-target Customers

Below VND 5 million

0.05%/year 0.05%/year

From VND 5 million to below VND 20 million  

2.50%/year1.00%/year

From VND 20 million to below

VND 500 million  

2.50%/year1.00%/year

From VND 500 million to below VND 1 billion

2.75%/year1.25%/year

From VND 1 billion to below VND 5 billion 

3.00%/year 1.50%/year

From VND 5 billion to below VND 10 billion 

3.00%/year 1.50%/year
From VND 10 billion to VND 50 billion 3.50%/year 2.00%/year

3. Notes

  • Earning rates are applied based on the actual account balance and the conditions applicable to each customer group.
  • For further information, please contact your Relationship Manager or the Techcombank Customer Service Center.

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