Eligible participants: Individual customers who conduct international transfers for purposes including international tuition deposit/tuition payment, housing deposit/rent payment while studying abroad, living expenses for overseas study, and other study-related international transfer purposes. 

Participation requirements: Customers transfer international funds using foreign currency purchased at Techcombank. Minimum transaction value: USD 3,000 (or equivalent) per transaction. 

Reward details: U-Points rewards are granted for each eligible international transfer transaction for study abroad purposes: 

 

Customer groups Reward condition Reward details
Transaction in USD Transactions in other currencies 
Customers who have conducted international transfers using foreign currency purchased at Techcombank during the period from 01 January 2025 to 31 December 2025 Top 10 customers with the highest study-abroad transfer value each day 200,000 U-Points/customer500,000 U-Points/customer
Customers who have NOT conducted any international transfer using foreign currency purchased at Techcombank during the period from 01 January 2025 to 31 December 2025 Top 10 customers with the highest study-abroad transfer value each day 200,000 U-Points/customer 750,000 U-Points/customer 

1 U-Point = 1 VND

 

Reward selection priority: 

  • Priority 1: Within each customer group, rewards are granted to the top 10 customers with the highest transaction value, ranked from highest to lowest. Each customer is evaluated based on their highest-value transaction of the day.  
  • Priority 2: If multiple customers have the same transaction value, priority is given to the earlier transaction. 
  • Priority 3: If both value and time are identical, priority is given to the customer with the higher cumulative study-abroad transfer value during the promotion period. 

 

Important notes: Each customer is eligible to receive the reward only once throughout the promotional period. 

 

Reward fulfillment:  

  • On the Techcombank Mobile app, each customer has a Rewards Account under the Techcombank Rewards Program. The rewarded U-Points will be credited to the customer’s total rewards balance and displayed in detail within the Rewards Account. 
  • Reward points remain valid until the last day of the following 12 months. 

For full details, please refer to the Terms and Conditions of the Promotion Program

 

OTHER EXCLUSIVE PRIVILEDGES FOR STUDY-ABROAD INTERNATIONAL TRANSFER AT TECHCOMBANK (*) 

 

  • Preferential foreign exchance rates with benefits of up to 225 points for study-abroad transfer transactions.  
  • Waived international transfer fee; additional telegraphic transfer fee waived for Private customers. 
  • Foreign cash purchase limits of up to USD 10,000/day, helping meet study preparation and living expenses. Customers can schedule foreign cash collection directly on the Techcombank Mobile app, saving time and enabling convenient cash pickup at branches before departure. 
  • Simplified documentation and procedures for faster tuition fee payments, including payments made through Flywire by parents or guardians.  

 

(*) Benefits and policies are subject to Techcombank’s regulations from time to time.  

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