From May 18, 2026 to December 31, 2026, new customers opening an account at Techcombank, enrolling in Auto Earning and activating U-Point Booster will be granted an additional 0.5% p.a. over the applicable earning rate schedule, provided they meet the balance increase and maintenance requirements.

 

1. Eligibility Criteria

Applicable period: May 18, 2026 – December 31, 2026 or until Techcombank announces the cessation of implementation.

Customers must simultaneously satisfy all of the following conditions:

  • Vietnamese nationals residing in Vietnam
  • New customers (opening an account via eKYC) at Techcombank during the applicable period
  • Activate Auto Earning and register for U-Point Booster within 30 days from the successful eKYC account opening date
  • Maintain a minimum balance of VND 5,000,000 in the Auto Earning account to qualify for the bonus earning rate
  • At the data cut-off point for assessment, customers must still be using Auto Earning version 2.0 and U-Point Booster

 

Notes:

  • Each customer is eligible for the bonus earning rate only once during the promotion period
  • Customers can check the Auto Earning rate on Techcombank Mobile

 

2. Evaluation and bonus crediting mechanism

  • Bonus rate: +0.5% p.a. over the prevailing earning rate schedule, applied based on interest-bearing balance, membership tier, and target customer criteria in each period
  • Evaluation process: Eligible customers are recorded on a weekly basis. The bonus earning rate will be applied for the subsequent 90 days

 

Register as a Techcombank customer and activate Auto Earning today to optimize idle funds and maximize benefits with U-Point!

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