Effective from 18 May 2026, Techcombank officially applies a new earning rate schedule for the Techcombank Auto Earning (Version 2.0). The detailed updates are as follows:

 

1. Customers are Private, Priority, and Inspire members

Target customers are business owners, enterprise owners, or investors

 

Balance Threshold

Target Customers

Non-target Customers

Below VND 5 million

0.05%0.05%
From VND 5 million to below VND 50 million

2.25%

0.75%
From VND 50 million to below VND 500 million 

2.50%

1.00%

From VND 500 million to below VND 1 billion 

2.50%

1.00%

From VND 1 billion to below

VND 5 billion

2.50%

1.00%

From VND 5 billion to below

VND 10 billion

3.50%1.00%

From VND 10 billion to below

VND 50 billion

5.50%1.25%

2. Customers who are not Private, Priority, or Inspire Membership

Target customers are business owners, enterprise owners, or investors

 

Balance Threshold

Target Customers

Non-target Customers

Below VND 5 million

0.05%0.05%

From VND 5 million to below

VND 50 million

2.00%

0.50%

From VND 50 million to below

VND 500 million

2.25%

0.75%

From VND 500 million to

below VND 1 billion

2.25%

0.75%

From VND 1 billion to below

VND 5 billion

2.25%

0.75%

From VND 5 billion to below

VND 10 billion

2.25%0.75%

From VND 10 billion to VND

50 billion

2.50%1.00%

3. Notes

  • Earning rates are applied based on the actual account balance and the conditions applicable to each customer group.
  • For further information, please contact your Relationship Manager or the Techcombank Customer Service Center.

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