To enhance the customer experience and maximize transaction efficiency, from October 1 to December 31, 2025, Techcombank is delighted to introduce the Year-End Acceleration – Empowering Businesses program with a series of exclusive offers for businesses using the following services and solutions:

 

1. FX and Derivatives transactions

 

🔸 Offer details: Receive a shopping voucher worth VND 200,000 for every additional USD 100,000 (converted value) in total monthly transaction volume, compared to the average from January to August 2025

 

Eligible transactions include:

  • Spot, forward, and swap FX transactions
  • Cross-currency swaps (CCS) with notional exchange at maturity

 

Illustration: Suppose your business reaches USD 2,000,000 in total FX transaction value in October 2025, an increase of USD 1,000,000 compared to the average value from January to August 2025. The voucher reward for October will be: 200,000 × (1,000,000 / 100,000) = VND 2,000,000

 

🔸 Regulations:

  • No limit on the total value of monthly voucher rewards
  • Not applicable in conjunction with other FX rate promotion programs

- See detailed terms and conditions

- Make FX transactions now on Techcombank Business

 

2. Bao Loc Certificate of Deposit

 

🔸 Offer details: Receive a shopping voucher worth VND 1,000,000 when making a new Bao Loc CD purchase during the promotion period (both at branch and via Techcombank Business)

🔸 Regulations:

  • Applicable to businesses with no Bao Loc CD purchase transactions from 01/07/2025 – 30/09/2025
  • Reward can be received once only during the entire promotion period

- See detailed terms and conditions

- Purchase Bao Loc CD now on Techcombank Business

 

In addition, Bao Loc CD helps businesses maximize idle funds with market-leading yields:

 

Tenor Yield
05 – under 15 days 4% p.a.
15 days – under 01 month 4.4% p.a.
Full 01 – 03 months 5% p.a.
Above 03 months 5.2% p.a. (*)
Full 06 – under 12 months 5.6%++ p.a. (*)

 

(*) Yields for holding terms above 03 months apply when selling Bao Loc CDs directly at our branches, subject to terms and conditions. Please contact your Relationship Manager for tailored advice.

 

3. Bill payments

 

🔸 Offer details: Receive a shopping voucher equivalent to 2% of the total bill payments via Techcombank over 3 consecutive months (up to VND 2,000,000)

🔸 Regulations:

- Applicable to businesses meeting both conditions:

  • From March – August 2025, no bill payment transactions were made for any of the following categories: Electricity, Water, Port Services, Domestic taxes/fees/charges, or Customs fees;
  • From October 2025, the business starts using the bill payment service for one or more new bill categories (not previously used in the above period), and continues for three consecutive months.

- Reward can be received once only during the entire promotion period

- See detailed terms and conditions

- Start paying bills now on Techcombank Business

 

Reward method and General notes

- Within 30 days from confirmation of eligibility, voucher rewards from each program will be delivered via notification on the Techcombank Business application, or by email to:

  • One of the user accounts of the business registered on Techcombank Business Digital Banking; or
  • One of the individuals registered with Techcombank on behalf of the business

(*) The user account/individual receiving the reward will be proactively selected and decided by Techcombank.

- By participating in each program, the business agrees to designate and authorize the above-mentioned user accounts/individuals as the authorized recipients of rewards

- Businesses without a Techcombank account may open a new one and participate

 

For more details and support regarding each program, please contact: