Green deposit

Where your cash flows power sustainable development

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What is Green deposit?  

As global regulators and business partners increasingly prioritize ESG standards in their evaluation frameworks, Techcombank introduces Green Deposit as a sustainable financial solution.

 

The product enables corporate clients to optimize returns and financial planning while strengthening ESG performance, with minimal time and cost requirements and transparent data reporting. 

Funding for ESG projects

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Green deposit balances at Techcombank are tracked and allocated to ESG‑aligned projects and activities, including but not limited to environmental protection, efficient resource utilization, and emissions reduction initiatives. 

 

Interest rates & terms

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Green deposits offer interest rates, tenors, and terms equivalent to conventional deposits. There are no additional fees, risks, or impacts on the company’s financial interests or capital utilization plans. 

Green deposit allocation scale

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The scale of Green Deposits is allocated in line with the funding limits and implementation progress of ESG projects or activities financed by Techcombank, across each project phase. 

Key benefits

Green deposit

Cash flow optimization

  • Flexible liquidity management: from current account balances to term deposits and Bao Loc Certificates of Deposit
  • Easy to implement with no additional costs 
Green deposit

Easy to measure and report

  • Periodic certification of average Green Deposit balances
  • Seamless integration into your annual reports and sustainability reports 
Green deposit

Transparent and credible

  • Funds are allocated based on sustainable framework independently assessed at a high standard
  • Techcombank regularly discloses information, giving you confidence in capital usage objectives and helping mitigate greenwashing risks 
Green deposit

Expanding partnerships and attracting investment

  • Enhances ESG scores, strengthening competitiveness in global supply chains
  • Reinforces business' positioning as a sustainability‑driven enterprise in the marketplace 

Green deposit solutions

Bao Loc Deposit Certificate 

  • Optimized returns 
  • Market leading yield rate 
  • Flexible liquidity anytime without interest 
  • Helps generate optimal returns on short-term idle funds 

Term Deposit

  • Actively secure stable returns and optimize financial performance according to defined cash flow plan
  • Competitive interest rate

Maintain a balance in current account

  • Convenient for daily financial operations and transactions
  • An interest rate of 0.1%/year

(*) Interest rates and yield rates are subject to Techcombank's terms and conditions, which vary from period to period

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Sustainable financial solutions for businesses

Techcombank helps businesses optimize their finances and enhance ESG value

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Frequently Asked Questions

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What makes Green deposit different from a conventional deposit?

The greatest value for corporates lies in a transparent ESG profile. Participating in Green deposit strengthens your ESG credentials, helping your business gain easier access to international funding sources and global partners. 

How can a company track the use of its Green deposit funds?

Techcombank is committed to the regular disclosure of a consolidated green portfolio report, which is subject to oversight by independent risk management and compliance functions. 

Why is my business’ deposit not linked to a specific green project?

A company’s name is not linked to any specific project to ensure maximum safety, while also mitigating risks associated with individual green credit projects financed by Techcombank.

What reports or certificates will a company receive when joining the program?

Your business will receive a Green deposit Certificate issued by Techcombank, reflecting periodic reports on its Green deposit balance. 

How can I register for the Green deposit?

Your business may register by contacting your Relationship Manager at Techcombank. Participation may be discontinued at any time upon request, while all underlying deposit agreements remain fully effective.

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