Cash flow optimization
- Flexible liquidity management: from current account balances to term deposits and Bao Loc Certificates of Deposit
- Easy to implement with no additional costs
As global regulators and business partners increasingly prioritize ESG standards in their evaluation frameworks, Techcombank introduces Green Deposit as a sustainable financial solution.
The product enables corporate clients to optimize returns and financial planning while strengthening ESG performance, with minimal time and cost requirements and transparent data reporting.
Green deposit balances at Techcombank are tracked and allocated to ESG‑aligned projects and activities, including but not limited to environmental protection, efficient resource utilization, and emissions reduction initiatives.
Green deposits offer interest rates, tenors, and terms equivalent to conventional deposits. There are no additional fees, risks, or impacts on the company’s financial interests or capital utilization plans.
The scale of Green Deposits is allocated in line with the funding limits and implementation progress of ESG projects or activities financed by Techcombank, across each project phase.
(*) Interest rates and yield rates are subject to Techcombank's terms and conditions, which vary from period to period
1
Email with your business' Relationship Manager at Techcombank.
2
Techcombank will send an email confirming the amount of Green Deposit allocated to your company.
3
On a monthly basis, Techcombank will email the Green deposit Certificate to your business, reflecting the average Green Deposit balance of the preceding month..
The greatest value for corporates lies in a transparent ESG profile. Participating in Green deposit strengthens your ESG credentials, helping your business gain easier access to international funding sources and global partners.
Techcombank is committed to the regular disclosure of a consolidated green portfolio report, which is subject to oversight by independent risk management and compliance functions.
A company’s name is not linked to any specific project to ensure maximum safety, while also mitigating risks associated with individual green credit projects financed by Techcombank.
Your business will receive a Green deposit Certificate issued by Techcombank, reflecting periodic reports on its Green deposit balance.
Your business may register by contacting your Relationship Manager at Techcombank. Participation may be discontinued at any time upon request, while all underlying deposit agreements remain fully effective.