Comprehensive & Sustainable Protection
A multi-layered protection framework covering assets, operations, and people - building a strong foundation for long-term security and enabling businesses to grow with confidence and lead into the future.
Partnering with businesses, Techcombank and Techcom Non-Life Insurance Joint Stock Company (Techcom Insurance) deliver a comprehensive suite of non-life insurance solutions designed to protect and empower enterprises.
A multi-layered protection framework covering assets, operations, and people - building a strong foundation for long-term security and enabling businesses to grow with confidence and lead into the future.
Safeguard your business against unexpected disruptions with a fast, transparent, and seamless claims experience - ensuring stable cash flow and uninterrupted operations so you can stay focused on growth.
Solutions are optimized for different business models, sizes, and industries - precisely aligned with your specific needs and strategic objectives.
Comprehensive protection for factories, machinery, goods, equipment, and more.
Expert risk prevention advisory, ensuring compliance with fire safety regulations and operational safety standards.
Proactive risk identification with tailored recommendations to minimize potential threats and maintain business continuity.
Full compliance with compulsory fire and explosion insurance regulations under Decree 67/2023/ND-CP and Decree 105/2025/ND-CP issued by the Government.
End-to-end protection for goods against loss, damage, or accidents during domestic and international transit - across road, rail, sea, and air.
Competitive and flexible pricing, tailored to different types of cargo and transport routes.
Fast, transparent, and seamless claims process to help businesses minimize losses and quickly resume operations.
End-to-end protection covering the entire project lifecycle - from construction commencement to final completion.
Partnering with contractors and project owners to build a safe, efficient, and sustainable foundation for every project.
Optimized protection for businesses, helping minimize financial exposure and reduce legal risks arising from third-party liabilities.
HOME INSURANCE
Core Coverage
Protects real estate assets of businesses and business owners against risks such as fire, natural disasters, theft, and more.
Extended Benefits
Contents Coverage: Compensation for unexpected physical loss or damage to household contents inside the insured property caused by fire, explosion, storms, floods, and similar events.
Third-Party Liability: Coverage for claims arising from bodily injury or property damage to third parties related to the insured’s activities.
Comprehensive motor coverage: Protects against risks such as collisions, overturning, fire, theft, natural disasters, and more - covering inspection and loss prevention costs.
Third-party liability insurance: Covers bodily injury, death, and property damage caused to third parties by the insured vehicle.
Driver & passenger accident coverage: Provides protection for the driver, assistants, and passengers against injury or loss of life in the event of an accident.
Comprehensive employee healthcare coverage, from routine check-ups to inpatient and outpatient treatment expenses.
Meaningful benefits solution that enhances employee engagement and retention.
Flexible program design tailored to company size - optimizing healthcare costs, reducing financial risks, and ensuring a healthy workforce for sustainable growth.
Extensive cashless network with over 500 healthcare providers nationwide.
Frequently Asked Questions
Is my business required to purchase fire and explosion insurance?
If your business operates in a high fire and explosion risk category (such as factories, warehouses, manufacturing plants, hotels, or shopping centers), you are legally required to obtain fire and explosion insurance in accordance with government regulations.
Purchasing this insurance not only ensures compliance and helps avoid potential penalties, but also provides financial protection and timely compensation in the event of an incident - allowing your business to operate with greater peace of mind.
Which businesses should consider Construction & Erection Insurance?
Construction & Erection Insurance is designed for project owners, construction contractors, equipment installation contractors, EPC contractors, and related stakeholders- right from the start of a project. It provides comprehensive protection for the works, machinery, materials, and third-party liabilities throughout the construction and installation phase.
As the project approaches completion, Techcom Insurance will advise on transitioning to Compulsory Fire & Explosion Insurance and Property All Risks Insurance. This ensures seamless, end-to-end protection for your assets while optimizing costs in line with your business budget.
When is cargo covered under transit insurance?
Cargo is insured from the moment it is loaded onto the transport vehicle until it is delivered to the final destination, including any intermediate transshipment stages (if applicable).
The coverage applies to both domestic and international shipments across various modes of transport - road, sea, air, or rail - ensuring your goods are protected throughout the entire journey, whether within the country or across borders.
What benefits can my business gain from group health insurance for employees? Can the plan be customized?
Group health insurance helps businesses retain talent, enhance competitive employee benefits, reduce employees’ medical cost burdens, and demonstrate long-term commitment to their workforce.
Yes. Benefit plans can be fully customized based on your budget, company size, employee grades, and specific needs - such as outpatient care, inpatient care, maternity, dental, and more - allowing you to optimize both coverage and cost efficiency.
What types of motor insurance should my business consider?
Businesses are recommended to combine three key types of motor insurance for comprehensive protection:
Having all three in place helps your business minimize legal risks, maintain financial stability, and operate with greater peace of mind.
What should my business do in the event of a loss to ensure a successful insurance claim?
In the event of a loss, your business should notify Techcom Insurance immediately upon discovery by calling our Hotline at 1900 99 66 96 - Option 4. We will promptly dispatch a loss adjuster to assess the site and guide you through the claims process.
You will be assisted in preparing the necessary claim documents, including evidence of loss and repair or remediation costs. Throughout the process, Techcom Insurance will support and accompany your business to help restore operations as quickly as possible, and will settle claims in accordance with the agreed coverage scope and sum insured.