Techcombank is pleased to continue its business account referral program, offering attractive incentives to eligible referrers. With just two minutes to submit an online referral, the program delivers tangible benefits to both the referrer and the referred business. 

 

1. Eligibility 

  • Referrers must be individual customers of Techcombank, holding an active current account in good standing and registered for Techcombank's digital banking service for individual customers (Techcombank mobile). 
  • At the time of referral, the referrer must not be a Techcombank employee, intern, or an immediate family member of such individuals. 
  • Referral program for businesses with annual revenue of VND 200 billion or above 

 

2. Program period

  • From 11 March 2026 to 31 December 2026

 

3. Program details:

  • Program structure: The program consists of two separate schemes: MGM MASS & MGM IMEX 
  • Reward mechanism: For each successful referral of a business customer that either: Opens a new account with Techcombank, or Resumes banking activities, And whose account falls under the management of the Corporate and Institutional Banking Group (CIBG), the individual or organization making the referral will receive reward payments credited directly to their current account maintained at Techcombank, subject to three reward milestones and the applicable program conditions.
Milestone 1 – Base RewardReward Amount by Referred Business Segment 
Program  Eligibility Criteria for Referred Business CustomersAnnual Revenue ≥ VND 2,000 Billion Annual Revenue ≥ VND 600 Billion Annual Revenue ≥ VND 200 Billion 
MGM Mass program – refer via Techcombank MobileWithin 45 days from the referral date, the referred business customer must: 
  • Successfully open a current account with Techcombank (if no existing account is maintained); and 
  • Complete at least one qualifying active transaction (outgoing funds transfer) within 30 days of account opening (*)
5.000.0003.000.0002.000.000
MGM IMEX (**) 
Refer via website Techcombank		Within 90 days from the referral date, the referred business customer must: 
  • Successfully open a current account with Techcombank (if no existing account is maintained); and 
  • Complete at least one transaction involving international funds transfer, foreign exchange purchase, other international payment services (L/C, D/A, D/P); or Be granted a credit facility; or maintain an average Current Account Savings Account (CASA) balance of at least VND 3 billion. 
15.000.00010.000.0005.000.000
(*) A qualifying active transaction excludes: Online debt repayment transactions; Automatic debit transactions; Transfers between accounts owned by the same customer at other credit institutions; Cash withdrawal transactions conducted at Techcombank branches, transaction offices, or ATMs. 
(**) The referred business must engage in export activities, import activities, or both export and import activities. 
Milestones 2 and 3 – Additional Rewards 
(Applicable to both MGM Mass and MGM IMEX Programs) 		Reward anount
Milestone 2 
When the referred business meets the qualifying criteria 

Within 90 days from the referral date, the referred business customer satisfies one of the following conditions: 

  • Utilizes a credit facility with a booked limit of at least VND 20 billion and completes at least one disbursement transaction or issuance of a new guarantee/L/C/D/P/D/A transaction; or 
  • Maintains an average CASA balance and/or holds Negotiable Certificates of Deposit (NCDs) with a value of at least VND 5 billion. 
5.000.000
Milestone 3 
When the referrer: 		The referrer successfully accumulates five (05) business referrals that meet the requirements under Milestone 1. 10.000.000

 

Should you require additional information, please contact: