Personal Pots

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A steady income, but where does it all go by month-end?

 

Everyday expenses can make managing your finances more challenging than it needs to be. Personal Pots provides practical tools to help you set up Pots, track your spending, and manage your money more effectively.

How to get started?

How to Use Personal Pots

Add money to your Pots

  • Step 1: Open the Pots
  • Step 2: Select Add Money
  • Step 3: Choose the source account and enter the amount
  • Step 4: Confirm the transaction

 

Transfer money / Make payments

  • Step 1: Open the Pots
  • Step 2: Select Transfer Money
  • Step 3: Choose the transfer or payment method
  • Step 4:  Enter the payment amount and complete authentication.

Enable Automatic Earnings

  • Step 1: Open the pots
  • Step 2: Under Automatic Earnings, select Activate Now → Follow the on-screen instructions to complete activation. Your idle balance in the Pots will automatically earn returns every day.

Track income and expenses

  • Step 1: Open the Personal Pots homepage to view your income and expense overview as well as cash flow charts
  • Step 2: Use filters by month or by Pots to view detailed information.

FREQUENT ASKED QUESTIONS

1. What is Personal Pots?

Personal Pots is a feature on the Techcombank Mobile app that allows you to set aside money for different purpose (daily expenses, recurring payments, emergency Pots, and savings...). Pots may earn interest automatically, and you can easily track your income and expenses direcly in the app.

2. Who can create a Personal Pots?

Individual customers who have an account and are registered with Techcombank Mobile can create a Personal Pots.

3. How do I create a Personal Pots?

Go to the Personal Pots in the app -> Select "Create a Pots" -> Choose a purpose, enter a Pots name, and select a background image -> Agree to the Terms and Conditions -> Confirm to complete the Pots creation process.

4. Can money in Personal Pots earn returns and be withdrawn?

Yes. You can add money to your Pots, transfer or withdraw money back to your account at any time. The balance in your Personal Pots can also automatically earn returns when you activate the "Automatic Earnings" feature.

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