Techcombank Visa Business Platinum

Best Interest‑Free. Best for Global Business

Application Requirements

A premium corporate credit card portfolio from Techcombank, exclusively tailored for business clients and offering enhanced privileges and superior value.

Business Credit Card benefits

Card Features

Easy, transparent transaction management

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Flexible limit control, cost transparency, and clear statements for seamless accounting.

Up to 20 supplementary cards

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Supporting flexible departmental budgets, saving processing time, and ensuring transparent accounting.

Contactless payment

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Tap the Contactless card to pay quickly and conveniently.

3D Secure technology

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Apply the world's leading security technology to verify online transactions.

24/7 Support

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Techcombank always accompanies and is ready to meet all your business needs throught exclusive priority banking service.

Business Credit Card Fees

(fees marked with * are subject to  VAT exemption, the rest of the fees  are inclusive of VAT)

FEES

Issuance fee (based on a new credit contract) * FREE

Card re-issuance fee (due to change of  card type/card grade/loss/damage/breakage, keeping the current credit contract)

Apply for supplementary cards

After each new issuance of supplementary cards (calculated according to the top of the main card), Re-issue fee is free up to 2 times calculated on the total number of supplementary cards, charged from the 3rd time onwards: 200,000 VND/card

Annual fee (collected annually, based on the validity period of the card)

Apply for supplementary cards

599.000 VND/card

Foreign currency transaction fee

(Applicable for transactions other than VND)

1%*transaction amount
Overseas local currency transaction fee (Applicable for transactions in VND made at merchants with country codes other than Vietnam (based on the information sent to Techcombank by the paying bank) 1%*transaction amount

Credit card late payment fee * (Late payment fee is not subject to VAT

6% * late payment amount 

Minumum  200.000 VND

Detail Credit Card service fee

 

How to Apply

Frequently Asked Questions

Frequently Asked Questions

What do I need to do if I want to open a Techcombank Visa Business Platinum Credit Card?

If you are already an existing Business customer of Techcombank, you can visit a Techcombank branch that manages corporate customers to open a Techcombank Visa Business Platinum Credit Card with a pre-approved credit limit.

 

Businesses must meet the following criteria:

  • Existing businesses at Techcombank: Including companies and organizations that have opened business accounts and maintain regular transaction activities at Techcombank.
  • Complete legal documentation: Business registration certificate, tax identification number, and other relevant documents as required by the bank.

What are the benefits of applying for a corporate credit card at Techcombank?

Techcombank Visa Business Platinum Credit Card offers many practical benefits and advantages for business operations:

  • Interest-free period of up to 86 days: Businesses can flexibly use their capital before interest charges are incurred.
  • Flexible and high credit limit: Up to VND 10 billion, helping businesses meet large spending needs or urgent payments.
  • Foreign exchange transaction fee of only 1%: The lowest on the market, suitable for international transactions.
  • Manage up to 100 supplementary cards: Conveniently grant spending permissions to multiple departments or employees within the company.
  • 3D Secure technology: Ensures secure online transactions, reducing the risk of card fraud.
  • Fast and convenient payments: Supports various payment methods, including online payments, QR code scanning, and POS payments.
  • 24/7 support: Our customer service team is always ready to answer questions and assist with transactions at any time.

 

* Offers may change depending on Techcombank's policies at any given time.

How can I find out about the 86-day interest-free period?

  • For Loyalty members, the maximum interest-free period is 86 days **.
  • For Other members, the maximum interest-free period is 68 days **.

Member classification is based on TCB's regulations from time to time and is announced every 6 months via TCB or you can contact TCB for assistance

 

(**) Apply periodically in accordance with Techcombank's regulation

How many Techcombank Visa Business Platinum Credit Card can a Business issue?

With Techcombank Visa Business Platinum Credit Card, each customer can issue 1 primary card  and up to 20 supplementary cards

How can I increase my online payment limit with a Techcombank Visa Business Platinum Credit Card?

You can easily adjust your online payment limit on the Techcombank Business Website by following these steps:

  • Step 1: Log in to the Techcombank Business Website with the Maker role
  • Step 2: Go to Card Management and click on the Credit Card tab
  • Step 3: Select the card you want to update, then choose Set card limit
  • Step 4: Choose the limits you want to adjust and submit the request
  • Step 5: The assigned Approver needs to open the Techcombank Business app to review and approve the request

Note: If you need to increase your total daily credit card transaction limit to more than 500,000,000 VND, please visit the nearest Techcombank branch or transaction office for support.

Notes when using a corporate/institutional credit card

To make the most of the benefits and avoid risks when using cards, you should note:

  • Manage card limits and spending: Closely monitor transactions of primary and supplementary cards to control cash flow.
  • Pay on time: Avoid incurring interest rates and late fees by making a minimum or full payment before the arrival date 
  • Use supplementary cards responsibly: Authorize appropriate spending, and periodically check the transaction reports of supplementary cards.
  • Confidentiality of card information: Do not share card numbers, CVV codes or internet banking passwords to avoid fraud risks.
  • Promptly contact the bank when you need support:  In case the card is lost, suspected of fraud or need to increase the limit, please contact Techcombank immediately for prompt support.
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