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Techcombank Visa Debit
Card for Small enterprises

Expand your business – Elevate your enterprise

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Key features

The Techcombank Visa Business Debit Card is a superior financial solution specially designed to support small enterprises in Vietnam:

  • Spend directly from the available balance in your business account, allowing effective cash flow management and transparent transaction tracking.
  • Optimize costs through attractive transaction incentives.
  • A smart, safe, and convenient spending management tool.

Outstanding benefits for Small enterprises

Optimize costs

  • Cashback up to 1%: Maximum of 2 million VND/month (*)
  • Zero-fee privileges: Free first-time card issuance and first-year annual fee (**)

Seamless experience

  • Domestic: Withdraw/deposit funds from business accounts via Techcombank ATMs nationwide.
  • International: Transactions accepted at ATMs with the Visa logo worldwide.

Convenient payments

Easily make payments at POS terminals and online payment gateways.

(*) Subject to Techcombank’s regulations at each period.

(**) Applicable for customers using Techcombank’s BusinessOne package.

Card registration guide

1

Download the terms and conditions for issuing and using the Techcombank Visa Business Debit Card here

1

Download the request and agreement form for issuing and using the Techcombank Visa Business Debit Card here.

2

Download the support request form here.

1

Download the user guide for the Techcombank Visa Business Debit Card here.

Frequently asked questions

Các câu hỏi thường gặp

How many business debit cards can a Small enterprise own?

Small enterprises can own multiple debit cards for financial management under the following formats:

  • Debit cards linked to payment accounts: Each payment account can have one primary card with an unlimited number of supplementary cards.
  • Debit cards linked to overdraft limits: One primary card and up to nine supplementary cards can be issued per overdraft account.

What is the annual fee for the Techcombank business debit card?

- The current annual fee is 200,000 VND/year/card.

- For detailed fees and the latest offers, please visit Techcombank’s official website.

What documents are required to register for a Techcombank business debit card?

A. For businesses without a payment account at Techcombank:

  • Business payment account opening documents.
  • Payment account opening request.
  • Request and agreement for issuing and using the Techcombank Visa Business Debit Card.

B. For businesses with a Techcombank payment account:

Only the request and agreement for issuing and using the Techcombank Visa Business Debit Card is required.

C. For authorized card users:

A valid ID card or citizen identification card of the authorized user.

What is the fee for receiving electronic statements via email for Techcombank business debit cards?

It is completely free.

Who is the cardholder of a Techcombank business debit card?

A. Primary cardholder:

  • The enterprise or organization that signs the card issuance agreement with Techcombank. The legal representative or duly authorized person will use the primary card and is responsible to Techcombank.

B. Supplementary cardholder:

  • Employees authorized by the primary cardholder to use the card. Supplementary cardholders are responsible to the business, while the primary cardholder is responsible for all obligations related to the supplementary card with Techcombank.

How is the business name displayed on the card?

The card will display the business name along with the authorized user’s full name.

What is the validity period of the business debit card?

As per Techcombank’s regulations:

  • Validity period: Embossed on the card surface, usually five years.
  • Card renewal: Businesses need to apply for card renewal 10-15 days before the card expires.

Can the old card still be used after a new card is issued?

  • The old card cannot be used once the new card is issued.
  • The old card must be returned to Techcombank immediately after receiving the new card.
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