Flexible deposit services
for Small enterprises

Safe – Flexible – Optimized

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Service overview

- Techcombank's flexible deposit service allows businesses to receive both principal and interest at maturity while enabling partial withdrawals without affecting the remaining deposit balance.

- Eligibility conditions:

  • Minimum deposit amount: 100 million VND
  • Minimum withdrawal amount per transaction: 10 million VND
  • Minimum balance to maintain in the account: 50 million VND

Outstanding benefits for Small enterprises

Flexible cash flow – Customized options

  • Withdraw a portion or multiple portions of the deposit without terminating the entire contract early.
  • Various term options to align with your business's financial plan.

Attractive interest rates – Maximized profits

  • Early withdrawals will be subject to a non-term interest rate.
  • The remaining balance continues to earn interest at the original term rate.

Leverage capital – Enhance asset value

  • The deposit contract can be used as collateral for loans at Techcombank.
  • Businesses can borrow up to 100% of the deposit balance.

Convenient – Easy to manage

Use a single account/contract throughout the entire deposit period.

FLEXIBLE DEPOSITS

TRANSACTION CHANNEL

At the counter

DEPOSIT TYPE

VND

MINIMUM DEPOSIT

100 million VND

INTEREST RATE

- Deposits are subject to the applicable term interest rate, publicly listed at the time of deposit.
- Early withdrawals are subject to a non-term interest rate.
- The remaining balance continues to earn interest at the original term rate.
- For irregular-term deposits, the interest rate of the nearest lower full-month term applies.

DEPOSIT TERM

Monthly term or odd day term. Minimum 1 month – maximum 36 months.

PAYMENT METHODS

Paying interest at the end of the period

FLEXIBLE WITHDRAWAL

- Allows partial withdrawals with a minimum of 10 million VND per transaction.
- No limit on the number of withdrawals.

Have more questions?
Let our Relationship Managers assist you immediately.