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Business payment account for Small and Medium Enterprise

Fast - Convenient - Secure. Open a business account easily
in just a few minutes, enjoy outstanding benefits!

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Comprehensive financial solutions for businesses

Convenient transactions

  • 100% online account registration 
  • 24/7 digital banking access
  • Fast approval, online support
  • International-standard FIDO UAF security

 

 

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Attractive benefits

  • Free lucky account number, management fees, annual fees
  • Preferential exchange rates, POS payment acceptance fees
  • Earn millions in rewards for successful referrals

Learn more

Diverse solutions

  • Tailored solution packages and services designed to meet business needs
  • Multiple payment acceptance methods
  • Online payment for salaries, taxes, bills,...

 

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Flexible credit

  • Credit limit up to 50 billion VND 
  • Fast online disbursement in 3 minutes
  • Flexible financing options tailored to business needs

 

 

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Easy management with Techcombank Business

Open account now

1

Make online transactions anytime, anywhere on mobile devices

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2

Easy tracking with centralize dashboard

 

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3

Convenient payments and receipts via QR code

 

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4

Save costs and time with batch payments

 

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Incentives for every business model

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Earn big rewards for referring a business

  • Receive an instant VND 800,000 reward for every successful referral of a business opening a Techcombank Business Account
  • Earn up to VND 3 million per successful referral
  • Unlimited rewards with no cap on the number of referrals

(*) Valid until Dec 31, 2026

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Payment incentives for retail businesses

 
  • Free QR code publication set
  • Free SmartPOS rental for the first 12 months, worth VND 4.2 million
  • Enjoy a discount fee rebate of up to VND 9 million when registering for and accepting payments via POS terminals
  • VISA card transaction fees starting from only 0.6%
  • Reach up to 25 million customers with the Shopdeals

(*) Terms and conditions apply for each program

Explore now

Golden FX Day: Earn an Extra 50 Points and Receive Up to 600 Bonus FX Points

  • Diverse foreign currency trading: EUR, JYP, AUD, SGD, CAD,...
  • Online trading within 2 hours
  • Make foreign exchange transactions anytime, anywhere

(*) Valid until Dec 31, 2026

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Offering a business registration package worth up to 8.6 million VND

  •  Free business registration
  • Free tax and accounting consultation
  • Free digital signature, accounting software, and electronic invoices
  • Special offers from Techcombank Business digital banking

(*) Valid until Dec 31, 2026

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Smart management and transaction solutions

Tailored solution package for business needs

  • 4 solution packages: BusinessOne Plus, BusinessOne Connect, BusinessOne Premium, MerchantOne
  • Online payments for electricity, water, logistic, salaries,...

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Payment acceptance and revenue management for retail businesses

  • Generate QR codes for each store
  • Accept multiple contactless payment methods via SmartPOS, SoftPOS
  • Intuitive revenue charts for easy management and reconciliation

Learn more

Optimized transactions for import-export businesses

  • Preferential exchange rates - The more foreign currency transactions, the better the rates
  • Automated real-time reconciliation of tax and customs fee payments
  • Free issuance of Techcombank Visa Business Card

Learn more

Optimize capital

 Find out more

BusinessOne Credit Plus

Credit solution with limits up to 48 billion VND, disbursement in 3 minutes.

Find out more

Misa Lending credit solution

Credit solution with limits up to 48 billion VND, unsecured loans up to 22 billion VND, and automatic approval in just 5 minutes.

Find out more

Flexible financing solution

Credit solution with limits up to 50 billion VND.

Find out more

FAQ

FAQ

Which devices can Techcombank Business be used on?

Businesses can use Techcombank Business on web platforms and mobile applications with devices running iOS 12.0 or later, or Android 7.0 or later. The Techcombank Business Mobile app is available on the App Store and Google Play.

Which kind of businesses can open a business account at Techcombank?

All business customers can register to open an account.

What banking products/services can I use when I open an account at Techcombank?

When opening an account, businesses will register for the BusinessOne solution package with 3 main products:

  • Billing account
  • Digital banking services: for payment, transfer, deposit, etc.
  • Techcombank Visa Business International Debit Card

What are the fees for opening an account and using services at Techcombank?

Businesses are completely free of charge to open an account and register for the BusinessOne solution package; exemption from BusinessOne Package services when meeting the conditions of each package.

In case the enterprise does not meet this condition, the service cost of the BusinessOne Package is:

  • For BusinessOne Connect Package: 200,000 VND/month
  • For BusinessOne Plus Package: 500,000 VND/month
  • For BusinessOne Premium Package: 1,500,000 VND/month

Please refer to the BusinessOne solution package fee schedule here.

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