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Business payment account for Small enterprise

Fast - Convenient - Secure. Open a business account easily
in just a few minutes, enjoy outstanding benefits!

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Comprehensive financial solutions for businesses

Convenient transactions

  • 100% online account registration 
  • 24/7 digital banking access
  • Fast approval, online support
  • International-standard FIDO UAF security

 

 

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Attractive benefits

  • Free lucky account number, management fees, annual fees
  • Preferential exchange rates, POS payment acceptance fees
  • Earn millions in rewards for successful referrals

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Diverse solutions

  • Tailored solution packages and services designed to meet business needs
  • Multiple payment acceptance methods
  • Online payment for salaries, taxes, bills,...

 

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Flexible credit

  • Credit limit up to 50 billion VND 
  • Fast online disbursement in 3 minutes
  • Flexible financing options tailored to business needs

 

 

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Easy management with Techcombank Business

Open account now

1

Make online transactions anytime, anywhere on mobile devices

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2

Easy tracking with centralize dashboard

 

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3

Convenient payments and receipts via QR code

 

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4

Save costs and time with batch payments

 

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Incentives for every business model

Earn millions in rewards when referring businesses

  • Receive up to 2 million VND per referral when introducing a business to open a Techcombank account
  • No limit on the number of rewards
  • 100% online process

(*) Valid until 30/06/2026

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Payment incentives for retail businesses

  • Free QR code publication set
  • Free SmartPOS rental for the first 12 months, worth VND 4.2 million
  • VND 500,000 cashback for the first POS registration and transaction
  • Up to VND 1.5 million cashback when first linking with sales management software partners & receiving payments via QR code

(*) Terms and conditions apply for each program

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Exchange rate incentives up to 600 points for import-export businesses

  • Diverse foreign currency trading: EUR, JYP, AUD, SGD, CAD,...
  • Online trading within 2 hours
  • Competitive exchange rates

(*) Valid until June 30, 2026

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Offering a business registration package worth up to 9 million VND

  • Free business registration
  • Free tax and accounting consultation
  • Free digital signature, accounting software, and electronic invoices
  • Special offers from Techcombank Business digital banking

(*) Valid until March 31, 2026

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Free business establishment fee - Breakthrough with Techcombank

  • Zero procedure fee - Business registration, tax consulting, company signage... 
  • Zero tool fee - Digital signatures, electronic invoices, accounting software... 
  • Zero Digital banking fee - Nice digital accounts, online / international money transfers...

Get the offer today

Smart management and transaction solutions

Tailored solution package for business needs

  • 4 solution packages: BusinessOne Plus, BusinessOne Connect, BusinessOne Premium, MerchantOne
  • Online payments for electricity, water, logistic, salaries,...

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Payment acceptance and revenue management for retail businesses

  • Generate QR codes for each store
  • Accept multiple contactless payment methods via SmartPOS, SoftPOS
  • Intuitive revenue charts for easy management and reconciliation

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Optimized transactions for import-export businesses

  • Preferential exchange rates - The more foreign currency transactions, the better the rates
  • Automated real-time reconciliation of tax and customs fee payments
  • Free issuance of Techcombank Visa Business Card

Learn more

Optimize capital

 Find out more

BusinessOne Credit Plus

Credit solution with limits up to 48 billion VND, disbursement in 3 minutes.

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Misa Lending credit solution

Credit solution with limits up to 48 billion VND, unsecured loans up to 22 billion VND, and automatic approval in just 5 minutes.

Find out more

Flexible financing solution

Credit solution with limits up to 50 billion VND.

Find out more

FAQ

FAQ

Which devices can Techcombank Business be used on?

Businesses can use Techcombank Business on web platforms and mobile applications with devices running iOS 12.0 or later, or Android 7.0 or later. The Techcombank Business Mobile app is available on the App Store and Google Play.

Which kind of businesses can open a business account at Techcombank?

All business customers can register to open an account.

What banking products/services can I use when I open an account at Techcombank?

When opening an account, businesses will register for the BusinessOne solution package with 3 main products:

  • Billing account
  • Digital banking services: for payment, transfer, deposit, etc.
  • Techcombank Visa Business International Debit Card

What are the fees for opening an account and using services at Techcombank?

Businesses are completely free of charge to open an account and register for the BusinessOne solution package; exemption from BusinessOne Package services when meeting the conditions of each package.

In case the enterprise does not meet this condition, the service cost of the BusinessOne Package is:

  • For BusinessOne Connect Package: 200,000 VND/month
  • For BusinessOne Plus Package: 500,000 VND/month
  • For BusinessOne Premium Package: 1,500,000 VND/month

Please refer to the BusinessOne solution package fee schedule here.

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