Business payment account for Small enterprise

Fast - Convenient - Secure. Open a business account easily
in just a few minutes, enjoy outstanding benefits!

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Comprehensive financial solutions for businesses

Convenient transactions

  • 100% online account registration 
  • 24/7 digital banking access
  • Fast approval, online support
  • International-standard FIDO UAF security

 

 

Attractive benefits

  • Free lucky account number, management fees, annual fees
  • Preferential exchange rates, POS payment acceptance fees
  • Earn millions in rewards for successful referrals

Diverse solutions

  • Tailored solution packages and services designed to meet business needs
  • Multiple payment acceptance methods
  • Online payment for salaries, taxes, bills,...

 

Flexible credit

  • Credit limit up to 50 billion VND 
  • Fast online disbursement in 3 minutes
  • Flexible financing options tailored to business needs

 

 

Easy management with Techcombank Business

Incentives for every business model

Earn millions in rewards when referring businesses

  • Earn millions in rewards when referring businesses
  • Receive up to 3 million VND/referral when a business opens a Techcombank account
  • Unlimited rewards
  • 100% online process

Cashback up to 3.5 million VND with POS, QR payments

  • Free QR code kit
  • Cashback of 500K VND for first-time Techcombank POS registration
  • Up to 3 million VND cashback on POS, QR transactions

Opportunity to borrow at attractive interest rates from just 5.5%/year

  • Total program limit up to 2,000 billion VND
  • Interest rate from 5.5/year 
  • Online disbursement in 2 hours
  • Simple loan procedures  

Exchange rate incentives up to 600 points for import-export businesses

  • Diverse currency trading: EUR, JYP, AUD, SGD, CAD,...
  • Online transactions within 2 hours
  • Competitive exchange rates

Smart management and transaction solutions

Tailored solution package for business needs

  • 4 solution packages: BusinessOne Plus, BusinessOne Connect, BusinessOne Premium, MerchantOne
  • Online payments for electricity, water, logistic, salaries,...

Payment acceptance and revenue management for retail businesses

  • Generate QR codes for each store
  • Accept multiple contactless payment methods via SmartPOS, SoftPOS
  • Intuitive revenue charts for easy management and reconciliation

Optimized transactions for import-export businesses

  • Preferential exchange rates - The more foreign currency transactions, the better the rates
  • Automated real-time reconciliation of tax and customs fee payments
  • Free issuance of Techcombank Visa Business Card

Optimize capital

BusinessOne Credit Plus

Credit solution with limits up to 48 billion VND, disbursement in 3 minutes.

Misa Lending credit solution

Credit solution with limits up to 25 billion VND, unsecured loans up to 10 billion VND, and automatic approval in just 5 minutes.

Flexible financing solution

Credit solution with limits up to 50 billion VND.

FAQ

FAQ

Which devices can Techcombank Business be used on?

Businesses can use Techcombank Business on web platforms and mobile applications with devices running iOS 12.0 or later, or Android 7.0 or later. The Techcombank Business Mobile app is available on the App Store and Google Play.

Which kind of businesses can open a business account at Techcombank?

All business customers can register to open an account.

What banking products/services can I use when I open an account at Techcombank?

When opening an account, businesses will register for the BusinessOne solution package with 3 main products:

  • Billing account
  • Digital banking services: for payment, transfer, deposit, etc.
  • Techcombank Visa Business International Debit Card

What are the fees for opening an account and using services at Techcombank?

Businesses are completely free of charge to open an account and register for the BusinessOne solution package; exemption from BusinessOne Package services when meeting the conditions of each package.

In case the enterprise does not meet this condition, the service cost of the BusinessOne Package is:

  • For BusinessOne Connect Package: 200,000 VND/month
  • For BusinessOne Plus Package: 500,000 VND/month
  • For BusinessOne Premium Package: 1,500,000 VND/month

Please refer to the BusinessOne solution package fee schedule here.

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