Flexible credit solutions, up to 45 billion for Small and Medium Enterprises

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Service overview

Credit solutions for Small and Medium Enterprises with diverse financing options, including loans, guarantees, discounts, factoring, and letters of credit, providing comprehensive and prompt support for all business needs.

Outstanding benefits for Small and medium enterprises

High Limit – Meeting All Your Needs

Total credit limit up to 50 billion VND
Unsecured credit limit up to 5 billion VND
Bank guarantee, Letter of credit limit up to 50 billion VND

Competitive interest rates

More cost-effective than personal funding methods
Preferential interest rate program for new/emerging businesses with growth potential
Up to 86 interest-free days on business credit card

Time-saving

Simple documentation, approval time within 1 working days
Leading the market in fast online bank guarantee, L/C issuance and disbursement

Usage conditions and application documents

Applicable for businesses with annual revenue under 80 billion VND

Minimum of 2 years in business operation

Business Registration Certificate and Company Charter

Latest Financial Statements (Tax Return/Audit report); VAT return for the last 12 months

Loan Application Form

Collateral Documents (if any)

The Leading Credit Card for Business - Techcombank Visa Business Platinum

Best Interest-free up to 86 days - Best Credit limit up to 10 Billion VND - Best Foreign Exchange Fee only 1%

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Have more questions?

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Flexible credit solutions forSmall and Medium Enterprises

Service overview

Outstanding benefits for Small and medium enterprises

High Limit – Meeting All Your Needs

Competitive interest rates

Time-saving

Usage conditions and application documents

Applicable for businesses with annual revenue under 80 billion VND

Minimum of 2 years in business operation

Business Registration Certificate and Company Charter

Latest Financial Statements (Tax Return/Audit report); VAT return for the last 12 months

Loan Application Form

Collateral Documents (if any)

The Leading Credit Card for Business - Techcombank Visa Business Platinum

Have more questions?

Let our Relationship Managers assist you immediately.

Flexible credit solutions for
Small and Medium Enterprises