BusinessOne Credit Plus is a comprehensive credit solution with a limit of up to VND 48 billion, specifically designed for Small enterprises, facilitating quick access to capital with simplified loan procedures. This product offers numerous attractive benefits, fostering sustainable business growth
- Enterprises are approved before the short-term limit of up to 48 billion VND in which:
+ Maximum loan limit of 25 billion VND, including up to 5 billion VND in deposit
+ Short-term credit limit: Maximum 48 billion VND, credit guarantee maximum 10 billion VND
+ Mid-term limit is up to 25 billion VND with a maximum duration of 25 years
- Enterprises are informed of possible limits before providing documents
Businesses can withdraw funds as quickly as 5 days after completing their application. Credit limit renewals are conducted annually based on pre-defined rules, providing flexibility and convenience for businesses.
No transaction-specific credit conditions are required. Streamlined accounting records minimize administrative procedures, saving businesses time and costs.
The product supports various credit options such as overdraft, short-term/ medium-long-term loan, guarantee, LC, discount, factoring...
Use conditions & Application
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