
INCREASE CONNECTION
Enterprise Introduction
Receive up to VND 5 million bonus for referring each new business. The more you referr, the bigger the reward.
Smart payment solutions, helping businesses
do business more efficiently.
With just one registration, businesses receive all the necessary services:
Enjoy outstanding financial incentives, saving up to 6 million VND compared to individual registrations:
MerchantOne helps businesses operate smartly and manage finances effectively:
Category | Description | Value |
---|---|---|
1. Current account |
Lucky number account | Free |
Account management fee | Free | |
2. QR code payment |
Generate separate QR code for each point of sale from 1 account | Free |
3. Bao Loc Certificates of Deposit |
Attractive interest rates for each actual deposit day |
|
4. Term Deposit Interest Rates |
Better rates on Digital Banking | |
5. Digital Banking Services |
Digital Banking annual fee (*) | Free for first 3 years |
Domestic VND transfer fee on Digital Banking | Unconditionally free | |
6. Foreign Exchange Buy/Sell Rates |
Special rates on Digital Banking | |
7. Techcombank Visa International Debit Card |
Issuance fee | Free for first time |
Annual fee | Free for first 2 years | |
8. Digital Banking Integration with Third Parties |
Free connection and usage of MISA Bankhub service | |
9. Solution Package Management (**) |
300,000 VND/month | |
(*) Please refer to Fee Schedule, Terms & Conditions (**) Customers will be exempt from fees when: having at least 1 active transaction in 3 consecutive months or having a minimum total value of QR code store payment receipts at Techcombank of 30 million/month |
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Method 1: Open a business account online and select "Register for Revenue Management Solution"
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Method 2: Open an account at the counter and select MerchantOne solution package registration in the form
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Method 1: Customers currently using other BusinessOne packages, please contact hotline 1800 6556 for assistance with package switching
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Method 2: Customers who have not registered for BusinessOne package, please get in touch with hotline 1800 6556 or visit the nearest transaction counter for registration assistance
All businesses can register for the solution package, however, this solution package is most suitable for retail businesses needing to manage revenue across multiple stores
To participate in the MerchantOne Solution Package, customers need to meet the registration conditions for using the Payment Account and Digital Banking Services.
Customers get completely free registration for MerchantOne Solution Package and free MerchantOne Package services when meeting package conditions: having at least 1 active transaction in 3 consecutive months or having a minimum total value of QR code payment transactions at Techcombank of 30 million VND/month.
If customers do not meet the above conditions, the MerchantOne Package service fee is 300,000 VND/month. Please refer to the BusinessOne solution package fee schedule here.
Businesses are provided with 5 main products serving business activities when registering for MerchantOne Solution Package:
- Payment account & account services
- Multi-platform digital banking services
- QR payment solution
- Techcombank Visa International Debit Card
- Payroll services
And other value-added products and services if customers need them.
With just one registration, businesses can use the complete package of banking products and services on the Digital Banking platform and Techcombank Visa International Debit Card for businesses with outstanding advantages:
1. Cost savings
- Free domestic transfers via Digital Banking with no conditions
- Preferential interest rates for current deposits and term deposits compared to branch rates
- Free account management and annual internet banking service fees
- Free processing of store QR code transactions
- Free first-time issuance of Techcombank Visa Business Card, free annual card fee for first 2 years
2. More convenient - More efficient
- One-time registration, complete package of benefits, lifetime free
- 24/7 payments and transfers on Digital Banking
- Nationwide payments with Techcombank Visa Business Debit Card
- 24/7 Customer support service
3. Security and safety
- Enhanced transaction security through Smart OTP authentication
- Multi-level approval matrix mechanism
- Balance change notifications via app notifications