Who are we?

Techcombank is one of the largest joint stock banks in Vietnam, and a leading bank in Asia, with a vision to “Change banking, Change lives”. For 30 years we have aspired to “Be Greater” and have been an enabler of growth, achievement, and human potential in Vietnam. We pursue a proven customer-centric strategy in providing a broad range of solutions and services to over 13.4 million retail and corporate customers. We serve and engage with customers through our market-leading digital banking platforms and mobile apps, and an extensive network of 301 branches and transaction offices across 46 out of 63 cities and provinces across Vietnam. In 2023, Techcombank was assigned an A+ initial credit rating, with ‘Stable’ outlook by FiinRatings.

We believe that today’s achievements are just the stepping stone to higher accomplishments tomorrow, as we are always “Reaching for new heights”

Our vision and mission

Our history and key milestones

Business highlights

As of 31 Dec 2023

13.4 million customers

With a record high number of new customers: 2.6 million

Total Assets as of 31 Dec 2023

VND 849,482
billion

+21.5% year on year (YoY)

Total Operating Income

VND 40,061
billion

2019–23 TOI CAGR: 16.9%

Profit Before Tax

VND 22,888
billion

2019–23 PBT CAGR: 16.5%

CASA ratio

40%

Industry-leading

ROA

2.4%

Industry-leading.
2019–23 avg.: 3.0%

Retail transactions

94%

Conducted digitally

Credit and debit card payment volume

TOP 1

in the country

In 2023, we maintained a laser-like focus on delivering the best possible offerings and experiences for our customers and putting their needs right at the heart of everything we did.