Open card. Earn cashback. Spend freely

50% cashback on your first credit card swipe

50% cashback on your first credit card swipe

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Enjoy cashback

Union-56e9015248.svg Get cashback of 50%, capped at  300K, on your first credit card transaction


Union-56e9015248.svg Duration: from October 20th, 2023 to January 20th, 2024


Union-56e9015248.svg Eligibility: Customers who open a new Techcombank credit card or reapply for one must have canceled their previous card at least 90 days before the program start date.


Union-56e9015248.svg Eligible card types:

Benefits with card

0% interest installment plan

Annual fee waived upon meeting spending conditions (*)

Convenient payments with Apple Pay

Cashback up to 5mil per month or X2 points on spending (**)

(*) Details on first-year annual fee waiver and subsequent years
(**) Applied according to the card tier

Apply credit card with ease

Explore the credit card tailored for you

Techcombank Visa Signature

  • 5% cashback for hotel and restaurant services
  • 1.1% foreign currency exchange
  • Annual fee return
  • Card issuance fee return

Techcombank Everyday

  • Earn up to 10 times of VinID points when spending
  • Get 50% discount voucher for Grab everyday, up to 51 million/ year
  • Free card issuance fee
  • Get a discount code of VND 500,000 on Grab

Techcombank Style

  • Earn up to 20% of VinID points when spending
  • 10% discount from food and fashion partners
  • Annual fee return
  • Free card issuance fee

Techcombank Spark

  • Accumulate VinID points up to 2% of transaction value
  • Flexible to choose and switch 3 offer packages
  • Annual fee return
  • Free card issuance fee

Frequently asked questions

Program deployment period?

From October 20th, 2023 to January 20th, 2024

What are the gifts of the program?

50% cashback on the first transaction. Maximum: 300,000 VND. Applicable to newly opened credit cards and spending during the program period

Is there a minimum spending requirement for the promotion?

No, it only requires a valid spending transaction (not canceled) within the program period (October 20, 2023, to January 20, 2024; for credit cards issued from January 5, 2024, spending is allowed until January 28, 2024)

 If a customer opens a credit card on January 20, 2024, but only makes a purchase on January 22, 2024, will they still be eligible for this promotional reward?

Yes, customers who open a credit card from January 5, 2024, are allowed to make purchases until the latest date of January 28, 2024

Who are the customers eligible for the promotional program?

  • Customers who do not have a credit card with Techcombank and register to open a new primary card for the first time; or
  • Customers who canceled a card within 90 days prior to the start of the promotional program and register to open a new primary card.
  • NOT applicable to customers who currently have a credit card and are opening a new primary card/new supplementary card.
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