MerchantOne

A comprehensive solution to help retailers do their business effectively

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 Why choose MerchantOne solution package?

Package solution

Only once sign up to receive all the necessary services

  • Payment Accounts
  • Digital Banking Services
  • QR Solutions
  • Visa Debit Cards
  • Payroll Services
  • Insurance Packages (Additional Subscription)

Cost optimization

 Save up to VND 6 million VND compared to subscribing to individual services

  • No account maintenance fee
  • No annual fee
  • No domestic transaction fee
  • Free card issuance fee
  • No annual card fee

Superior features

Making business operation and management easy

  • Share money notifications with employees
  • Centralized cash flow management on 1 account
  • Distinguish revenue between stores

Fee details

Category Description Value

1. Current account

Lucky number account Free
  Account management fee Free

2. QR code payment

Generate separate QR code for each point of sale from 1 account Free

3. Bao Loc Certificates of Deposit

 

Attractive interest rates for each actual deposit day

4. Term Deposit Interest Rates

  Better rates on Digital Banking

5. Digital Banking Services

Digital Banking annual fee (*) Free for first 3 years
  Domestic VND transfer fee on Digital Banking Unconditionally free

6. Foreign Exchange Buy/Sell Rates

  Special rates on Digital Banking

7. Techcombank Visa International Debit Card

Issuance fee Free for first time
  Annual fee Free for first 2 years

8. Digital Banking Integration with Third Parties

  Free connection and usage of MISA Bankhub service

9. Solution Package Management (**)

  300,000 VND/month
 

(*) Please refer to Fee Schedule, Terms & Conditions

(**) Customers will be exempt from fees when: having at least 1 active transaction in 3 consecutive months or having a minimum total value of QR code store payment receipts at Techcombank of 30 million/month

 

 

Save 6 million VND now

  • Save up to 6 million VND when registering for the MerchantOne solution package compared to registering for individual banking services
  • Receive a uniquely designed QR code display set for your store, attracting business prosperity

Easy registration

Start your business journey with Techcombank

Open an account online easily | Choose a lucky number | Free package

General questions

Which businesses are eligible to register for MerchantOne Solution Package?

All businesses can register for the solution package, however, this solution package is most suitable for retail businesses needing to manage revenue across multiple stores

What are the requirements to participate in MerchantOne Solution Package?

To participate in the MerchantOne Solution Package, customers need to meet the registration conditions for using the Payment Account and Digital Banking Services.

What are the costs associated with registering and using MerchantOne Solution Package?

Customers get completely free registration for MerchantOne Solution Package and free MerchantOne Package services when meeting package conditions: having at least 1 active transaction in 3 consecutive months or having a minimum total value of QR code payment transactions at Techcombank of 30 million VND/month.

If customers do not meet the above conditions, the MerchantOne Package service fee is 300,000 VND/month. Please refer to the BusinessOne solution package fee schedule here.

 What banking products/services are included in MerchantOne Solution Package?

Businesses are provided with 5 main products serving business activities when registering for MerchantOne Solution Package:

- Payment account & account services

- Multi-platform digital banking services

- QR payment solution

- Techcombank Visa International Debit Card

- Payroll services

And other value-added products and services if customers need them.

Why should your business choose to use MerchantOne Solution Package?

With just one registration, businesses can use the complete package of banking products and services on the Digital Banking platform and Techcombank Visa International Debit Card for businesses with outstanding advantages:

1. Cost savings

- Free domestic transfers via Digital Banking with no conditions

- Preferential interest rates for current deposits and term deposits compared to branch rates

- Free account management and annual internet banking service fees

- Free processing of store QR code transactions

- Free first-time issuance of Techcombank Visa Business Card, free annual card fee for first 2 years

2. More convenient - More efficient

- One-time registration, complete package of benefits, lifetime free

- 24/7 payments and transfers on Digital Banking

- Nationwide payments with Techcombank Visa Business Debit Card

- 24/7 Customer support service

3. Security and safety

- Enhanced transaction security through Smart OTP authentication

- Multi-level approval matrix mechanism

- Balance change notifications via app notifications

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